(NewsUSA) - A gold coin worth $7 million dollars. What could make one coin so valuable? The coin, purchased at an auction in 2002, was a 1933 Double Eagle, a survivor from a time when the U.S. government made owning gold illegal. Now, due to the economic downturn, Americans might be turning their attention to gold once again.<br /> <br /> People have used gold coins since 640 B.C. -; the metal has inherent value, making its value more stable than paper currency. It is soft, malleable and easily hammered thin. Pure gold does not rust or tarnish -; it keeps its beauty and value, no matter its age.<br /> <br /> The U.S. first produced official gold coins in 1795, with $5 and $10 coins that still remain attractive to serious collectors. Massive amounts of gold were later discovered in the U.S. in 1848. By 1849, America was making the Double Eagle, or the Twenty Dollar Gold Coin. Containing nearly a full ounce of pure gold, Double Eagles remain some of the most famous coins ever minted. The first U.S. Mint, located in Philadelphia, produced gold coins up until 1933.<br /> <br /> So, why did they stop? The U.S. entered a financial crisis. Banks failed, and the U.S. economy started to fall fast. Americans no longer wanted unreliable paper or cheap-metal currencies -; in a time of economic insecurity, gold coins promised to retain their value. In response, the federal government decided to outlaw gold. Americans exchanged their gold coins with the federal government, where the Double Eagles were melted into gold bars. Those same gold bars still exist, in storage, at Fort Knox. A few straggling Double Eagle coins escaped the recall -; now, they fetch millions of dollars at auction.<br /> <br /> And they might soon become more valuable. The current financial crisis has once again made gold interesting to investors -; according to the New York Mint, gold is selling at unprecedented levels.<br /> <br /> For more information about gold coins or coin collecting, please contact the New York Mint at 800-642-9160 ext. 4390 or visit its Web site at www.newyorkmint.com.<br /> <br /> Ref: Collectors - in Blogs

(NewsUSA) - Sports-related injuries are common and, when an athlete is hurt, care follows a proven, long-standing protocol of rehabilitation. But what happens when impact occurs to the head, face or jaw, and -- at the time -- no immediate injury is diagnosed?<br /> <br /> Weeks, months or even years later, many of these players begin to experience headaches, TMJ/D, migraines, vertigo or tinnitus -- estimated to impact 50 million people in the U.S. to some degree.<br /> <br /> "Undiagnosed head trauma from sports injuries -- or other types of impact, including minor car accidents -- is one of the most common causes we see of chronic headaches, migraine, tinnitus and vertigo," says Dr. Ben Burris, an orthodontist with 28 clinics in Arkansas.<br /> <br /> Now, these long-term and sometimes debilitating conditions can often be resolved with a painless, non-invasive treatment without drugs or needles -- and all at the dentist's office.<br /> <br /> "For over three years, we have been able to help patients with conditions caused by sports injuries," says Dr. Tad Morgan of Tyler, Texas. "If you damaged your knee or shoulder, you would go to the sports medicine clinic for rehab. With injuries to the head, face or jaw, rehab was unavailable until the advent of TruDenta care."<br /> <br /> Once diagnosed using a painless, digitally enhanced process, patients receive treatment through a proprietary combination of FDA-cleared, low-level laser therapy, therapeutic ultrasound and other modalities. Each of these was originally developed by MDs in sports medicine to speed the healing of joints and force-related traumas. The TruDenta system can quickly resolve issues in the head, neck, face and jaw, which people may have suffered for years.<br /> <br /> "Many of our patients with chronic headaches and migraines are females who have played sports -- soccer, gymnastics or even cycling," says Dr. Richard Hughes of Sandy, Utah. "The common denominator is some form of undiagnosed head trauma which was not properly rehabilitated and resulted in long-term painful symptoms."<br /> <br /> TruDenta doctors report rapidly resolving these issues for the majority of patients with long-lasting results. Care is often covered by medical insurance, and TruDenta doctors provide a free consultation.<br /> <br /> "We are excited to help these patients in 12 weeks or less without drugs or needles," says Dr. Jeffrey Mastroianni of Glen Carbon, Illinois. "It is truly life-changing for many."<br /> <br /> To download the free e-book "Start Living Pain Free," visit www.TruDenta.com/NUSA or call 844-202-2651. <br /> <br /> Ref: Fitness - in Blogs

(NewsUSA) - Now more than ever, building relationships is important to small businesses so they can compete in the global marketplace.<br /> <br /> The Smart Money Network is a community of digital marketing experts whose mission is to support entrepreneurs as they grow their businesses, especially in the new and increasingly online economy.<br /> <br /> Having a partner to navigate the field of digital marketing can help small businesses get the edge they need. The Smart Money Network collaborates with small business clients and coaches them on how to engage a target audience with the right message at the right time, using a combination of digital tools and the power of persuasion. <br /> <br /> The Collaboration Starts with A Conversation. <br /> <br /> "Conversation is the seed of opportunity," according to the Smart Money Network website. Experts work with small business owners and entrepreneurs to find and build relationships with their target audiences using social media platforms such as LinkedIn, then deploy tried-and-true principles of persuasion that convert to new business opportunities.<br /> <br /> Author Robert Cialdini describes six principles of persuasion in his book, "Influence - The Psychology of Persuasion." These principles include the concepts of scarcity (making your product or service seem more desirable), reciprocity (using small favors to entice), likability (pleasantness can go a long way), consensus (word of mouth that others use your product or service), consistency (customers need to feel they can count on what you say you will deliver), and authority (make sure you support your products or services with facts about your experience and credentials).<br /> <br /> These principles can be applied in the world of digital marketing, which is becoming increasingly essential in the post-COVID-19 entrepreneurial environment. More people are spending more time online, and learning how to grab the attention of potential clients can help businesses flourish.<br /> <br /> Smart Money Network creates intentional done-for-you social media campaigns that position clients as authoritative and credible resources, and drives up to 30 new business opportunities a month.<br /> <br /> According to Smart Money Founder and CEO Mike Harris, "You only have about three seconds to capture someone's attention and give them enough information to determine whether you are worth connecting with."<br /> <br /> Visit smartmoneynetwork.net to learn more about how to make the digital connections that can boost your business.<br /> <br /> Ref: Finance - in Blogs

Bali is renowned not only for its stunning beaches but also for its breathtaking mountain landscapes that captivate visitors from around the world. Among these natural treasures lies Lake Wanagiri, a hidden gem that offers spectacular panoramic views in the highlands of North Bali. This enchanting lake is located in Wanagiri Village, Sukasada District, Buleleng Regency, Bali Province.<br /><br />Breathtaking Natural Beauty Throughout the Day <br /><br />Lake Wanagiri possesses extraordinary charm with its panoramic beauty that can be enjoyed at any time of day. In the early morning, visitors are greeted by thin mist that blankets the lake's surface, creating a mystical and peaceful atmosphere. During midday, sunlight reflects golden sparkles on the crystal-clear water surface, while the evening presents romantic sunsets with stunning sky color gradations. Even at night, this lake remains captivating with its clear starry sky, providing an unforgettable experience for every visitor.<br />The popularity of Lake Wanagiri as a premier tourist destination in Bali continues to grow thanks to its Instagram-worthy natural panoramic beauty. This lake has become one of the famous tourist attractions that not only draws domestic tourists but has also gained international recognition.<br /><br />Cool Highland Climate<br /><br />The uniqueness of Lake Wanagiri lies in its highland location, providing a cool and refreshing atmosphere that differs from typical beach destinations. The air temperature around this lake remains relatively cool throughout the day, with morning temperatures that can reach 15-18 degrees Celsius, offering natural coolness that is perfect for escaping the hustle and bustle of city life.<br /><br />Lake Formation History<br /><br />Lake Wanagiri was formed within a large caldera as a result of past volcanic activity. This geological process created a natural basin that was later filled with rainwater and natural springs, forming this beautiful lake. The position of Lake Wanagiri, which is aligned with other lakes in the Bedugul area such as Lake Buyan and Lake Tamblingan, makes this region a fascinating lake complex to explore.<br /><br />Wanagiri Village: The Best Spot to Enjoy Lake Beauty<br /><br />On the slopes of Lake Wanagiri lies Wanagiri Village, located in Sukasada District, Buleleng Regency. This village offers a strategic location with the most aesthetic views for enjoying the lake's beauty. From this village, visitors can witness spectacular lake panoramas from height, creating amazing photo opportunities.<br />Wanagiri Village not only offers beautiful lake views but also features various traditional warungs (local eateries) scattered along the slope edges. At these places, tourists can sit and relax while enjoying traditional Balinese tubruk coffee and local snacks with the stunning lake view as their backdrop.<br /><br />Supporting Tourist Attractions Around Lake Wanagiri<br /><br />The Wanagiri Village area holds various hidden gems that enrich the tourism experience. In this village, there are several enchanting waterfalls, including Banyu Wana Amertha Waterfall hidden within the protected forest, Banyumala Waterfall often called the twin waterfall with three different sections, and various other waterfalls that offer authentic natural experiences.<br />Banyumala Waterfall, which stands approximately 20 meters high, has become one of the main attractions with its unique structure that appears to be divided into three sections. This waterfall was first opened to tourists in 2015 and has now become a popular tourist destination frequently visited by international travelers.<br /><br />International Recognition<br /><br />Lake Wanagiri has gained recognition as an international-class tourist destination. Its spectacular natural beauty and Instagram-worthy photo spots have attracted the attention of international tourists from various countries. Many international travel bloggers and influencers have captured their precious moments at this lake, further increasing its popularity on global social media.<br />The combination of authentic natural beauty, cool mountain atmosphere, and adequate facilities makes Lake Wanagiri a perfect destination for spending quality time. Visitors can enjoy the tranquility of nature while witnessing the lake's amazing panorama from various viewpoints.<br /><br />Accessibility and Transportation<br /><br />Access to Lake Wanagiri is quite easy to reach from various cities in Bali. From Singaraja, the journey to this lake takes approximately 1 hour, while from Denpasar it requires about 2.5-3 hours of travel time depending on traffic conditions. The road infrastructure leading to the lake area is already in good condition, allowing various types of vehicles to access this amazing tourist destination.<br />The route to Lake Wanagiri can be reached via Jalan Raya Wanagiri, which is well-paved. Throughout the journey, tourists will be treated to views of green plantation expanses and hills that soothe the eyes, making the journey to the lake part of an enjoyable tourism experience.<br /><br />Conclusion<br /><br />Lake Wanagiri represents an extraordinarily beautiful and comfortable tourist destination for spending vacation time. The combination of spectacular natural beauty, cool mountain weather, good accessibility, and various supporting tourist attractions makes this place a perfect choice for travelers seeking a different experience in Bali. For anyone visiting Bali, Lake Wanagiri is a must-visit destination to experience the natural wonders of the Island of the Gods from a different perspective.

(NewsUSA) - Summer. The word itself sounds so relaxing and soothing to the senses. And nothing is more soothing in the summer than swimming.<br /> <br /> At the very least, there's certainly nothing more cooling or refreshing than a quick trip to the pool. Indeed, with the temperatures rising and vacations in high gear, it's prime time to take a trip to the beach or head to your favorite resort pool and enjoy one of America's favorite summer pastimes: swimming.<br /> <br /> To ensure your next trip to the pool is as relaxing and successful as ever, however, there are some essential items everybody should consider bringing. So, whether it's just a casual day of cooling off, a special summer pool party or family fun day, here's a to-do list that covers all pool partygoers.<br /> <br /> * First and foremost, lather up with suntan lotions. And then bring more in your tote bag so you can reapply after a round or two of swimming. There's nothing more frustrating when you settle in and realize you forgot your supplies and need to buy more.<br /> <br /> * Pack swimming gear. Regardless of whether you're going to the beach or pool, make sure you have goggles, noodles and other flotation devices. Your time in the water will never be more enjoyable.<br /> <br /> * Bring some snacks and drinks. After some rigorous swimming or leisurely baking in the sun, you're bound to build up an appetite or have a need to quench your thirst.<br /> <br /> * Don't forget your spittoon. Being at the pool in a bikini or trunks can leave one very exposed to say the least. If you're a smokeless tobacco user, there's even less opportunity to take a discreet "dip" while you're taking a dip in the pool.<br /> <br /> That is, unless you own a portable spittoon created by Atlanta-based FLASR. These new 4-ounce pocket-sized spittoons are brilliantly designed to allow users to easily open and close with just one hand, making them ideal items to bring to the pool or any other public setting so you can still enjoy your smokeless tobacco. Another advantage to the FLASR flask is its advanced closing mechanism that ensures it stays securely closed when not in use, eliminating the risk of any messy spills or leaks in the pool that come with those gaudy bottles or drink cups of old.<br /> <br /> For more information, please visit www.flasr.com.<br /> <br /> <span style='display:none' class='DO NOT REMOVE - THIS CATEGORY CODE WILL BE HIDDEN - IT IS NEEDED TO BE FOUND BY CATEGORY AND ONE-CLICK SEARCH'>Category: Saint Lucia - in Countries</span>

(NewsUSA) - Owning a home is a huge investment, and once they've owned long enough to build up equity, many homeowners opt to leverage the equity for other uses. But if you're on the fence about taking on another monthly loan payment, an option that may be right for you is co-investing.<br /> <br /> With a home equity loan, you borrow against the equity in your home and receive a lump sum of money that you have to pay back each month over a specified term - commonly 15 years. The interest rate is usually fixed, but is typically higher than your primary mortgage.<br /> <br /> Co-investing offers an alternative to traditional home equity loans. In a nutshell, the co-investing company pays the homeowner an upfront amount, with no repayments for a set number of years, or until the home is sold, whichever comes first. There may also be an option to buy the company out, after a minimum restriction period passes. This option can be ideal for a homeowner who wants access to cash without the added financial burden of monthly loan payments, who has lived in a home long enough to build up some equity, and plans to stay at least another five years.<br /> <br /> Unison, a San-Francisco-based real estate company, is a leader in the growing field of co-investment. Unison offers homeowners a cash payment of up to 17.5 percent of their home's current market value. When the house is sold or 30 years pass, the owner pays Unison an amount equal to the initial co-investment, plus (or minus) a percentage of the home's appreciated (or depreciated) value.<br /> <br /> Here's an example: A homeowner whose home is currently worth $500,000 and who needed $25,000 in cash (5 percent of the home's value) would repay an amount equal to $25,000 plus 25 percent* of the amount the house appreciates in value during the time of the co-investment. With a larger co-investment, the company receives a larger share of the appreciation in value.<br /> <br /> Homeowners can use their cash for anything, but Unison recommends something of long-term value, such as kids' college tuition, medical expenses, home remodeling, or investing in diverse stocks and bonds.<br /> <br /> Other benefits of co-investing: Keeping gains from remodeling work and keeping the equity built from prompt mortgage payments.<br /> <br /> Being a good candidate for homeowner co-investing is not so different from being a good homeowner generally. Unison requires that homeowners keep the home as their primary residence; stay current on payments for mortgages, property tax, and homeowners' insurance; keep the home well-maintained to retain and increase value; and keep Unison informed of issues, such as remodeling plans or emergencies, such as natural disasters, bankruptcy, or plans to sell the home.<br /> <br /> To find out how Unison can help you get the most out of homeownership, visit unison.com.<br /> <br /> *This is a possible percentage for illustrative purposes. The actual percentage varies based on the specific HomeOwner transaction.<br /> <br /> Ref: Housework - in Blogs

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Exploring the Charms of Nature through Tent Camping<br /> <br /> In our fast-paced world, where screens dominate our daily lives, there exists a longing for a simpler, more natural way of living. Tent camping offers a perfect retreat into the heart of nature, where modern distractions fade away, and the beauty of the outdoors takes center stage.<br /> <br /> Imagine waking up to the symphony of chirping birds, the rustling of leaves in the gentle breeze, and the warm glow of the sunrise painting the sky. Tent camping allows you to immerse yourself fully in these experiences, providing a direct connection to the environment that is both humbling and rejuvenating.<br /> <br /> One of the most enchanting aspects of tent camping is its versatility. Whether you prefer the rugged terrain of mountain ranges, the tranquil shores of lakes, or the dense foliage of forests, there's a campsite to suit every preference. Each location offers its own unique charm and opportunities for exploration, from hiking trails that lead to breathtaking viewpoints to peaceful spots perfect for stargazing under clear night skies.<br /> <br /> Moreover, tent camping encourages a sense of self-sufficiency and resourcefulness. As you pitch your tent and set up your campsite, you reconnect with basic survival skills and learn to appreciate the essentials. Cooking meals over a campfire or portable stove becomes a communal activity, fostering bonds with fellow campers and creating memories that last a lifetime.<br /> <br /> Beyond the physical benefits of fresh air and exercise, tent camping provides mental and emotional rejuvenation. Away from the constant buzz of notifications and emails, you can truly unwind and reset. The simplicity of life in nature allows for introspection and mindfulness, offering a chance to recharge your spirit and return to daily life with a renewed sense of clarity and purpose.<br /> <br /> In essence, tent camping is more than just a recreational activity—it's a lifestyle that celebrates the beauty of our natural world and the joy of unplugging from the digital realm. Whether you're seeking adventure, relaxation, or a deeper connection with nature, a tent camping vacation promises to deliver an unforgettable experience that nourishes the soul and leaves you longing for more outdoor escapades.<br /> <br /> <br /> <br /> <span style='display:none' class='DO NOT REMOVE - THIS CATEGORY CODE WILL BE HIDDEN - IT IS NEEDED TO BE FOUND BY CATEGORY AND ONE-CLICK SEARCH'>Category: Nature - in Blogs</span>

(NewsUSA) - How much will I need for my kid's college education? And how the heck will I pay for it?<br /> <br /> With the cost of a four-year degree rising nearly eight times faster than wages since the 1980s, those two questions are enough to give today's parents a serious case of night sweats. You can argue about the reasons for the disconnect -Administrative costs? Fancy amenities? - but you know there's a problem when a writer at Education Week is incensed.<br /> <br /> "Madness," she decried.<br /> <br /> Which is all the more reason to mark May 29 down on your calendar.<br /> <br /> Otherwise known as National 529 College Savings Plan Day -Get it? 5/29? - it's the perfect time to consider setting up one those tax-advantaged 529 plans, as they're called, to help sock money away to cover tuition, books and other education-related expenses at most accredited two - and four-year colleges, universities and vocational-technical schools.<br /> <br /> "It's a way of keeping your son or daughter from being saddled with too much debt when it's time to jump start their careers," explained Melissa Ridolfi, vice president of retirement and college products at Fidelity Investments. "Plus, any investment earnings compound on a tax-deferred basis, and qualified withdrawals are entirely free from federal and state income taxes."<br /> <br /> And now to the big question: How much?<br /> <br /> Two factors are mainly at play:<br /> <br /> * Public vs. private schools. The cost difference can be about as mind-boggling as "Avengers: Endgame's" record $357.1 million opening weekend domestic haul: an average of $21,370 a year at the former, according to the College Board's latest figures, as opposed to $48,510 at the latter.<br /> <br /> * The percentage of the bill you plan to foot. If you were counting on scholarships and other grants to pick up all or most of the tab, you should probably rethink that unless your kid is either a bona fide child prodigy or football star. Sallie Mae's "How America Pays for College" 2018 report found that both categories combined paid for just 28 percent of college costs.<br /> <br /> One guess where 47 percent of the costs came from. That's right, "family income and savings," with another 24 percent covered by borrowing.<br /> <br /> In other words, as Ridolfi said, "any way you look at it, the family is on the hook to pay the lion's share of college expenses." Which probably helps explain why a recent Fidelity study found that parents are increasingly starting to save before their child even reaches the age of two.<br /> <br /> To see where you stand, try using what Fidelity calls "the college savings 2K rule of thumb." Simply multiply your child's current age by $2,000 to figure whether your savings to date are generally on track to handle approximately 50 percent of the College Board's $21,370-a-year average cost of attending a four-year public college.<br /> <br /> Or, especially if you want a more customized estimate - one that lets you play around with percentages and switch back and forth between public and private schools - the firm's free online college savings calculator takes the angst out of doing the math yourself.<br /> <br /> Fidelity provides 12 savings ideas to help reach your own goal, and offers a choice of two different investment strategies in the 529 savings plans it manages - including an age-based portfolio of funds that automatically becomes more conservative as the beneficiary nears college age.<br /> <br /> Hopefully, armed with all that info, you'll be sleeping better at night.<br /> <br /> Ref: Family - in Blogs