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    Millie Zemlak Millie_Zemlak
    (NewsUSA) - How much will I need for my kid's college education? And how the heck will I pay for it?

    With the cost of a four-year degree rising nearly eight times faster than wages since the 1980s, those two questions are enough to give today's parents a serious case of night sweats. You can argue about the reasons for the disconnect -Administrative costs? Fancy amenities? - but you know there's a problem when a writer at Education Week is incensed.

    "Madness," she decried.

    Which is all the more reason to mark May 29 down on your calendar.

    Otherwise known as National 529 College Savings Plan Day -Get it? 5/29? - it's the perfect time to consider setting up one those tax-advantaged 529 plans, as they're called, to help sock money away to cover tuition, books and other education-related expenses at most accredited two - and four-year colleges, universities and vocational-technical schools.

    "It's a way of keeping your son or daughter from being saddled with too much debt when it's time to jump start their careers," explained Melissa Ridolfi, vice president of retirement and college products at Fidelity Investments. "Plus, any investment earnings compound on a tax-deferred basis, and qualified withdrawals are entirely free from federal and state income taxes."

    And now to the big question: How much?

    Two factors are mainly at play:

    * Public vs. private schools. The cost difference can be about as mind-boggling as "Avengers: Endgame's" record $357.1 million opening weekend domestic haul: an average of $21,370 a year at the former, according to the College Board's latest figures, as opposed to $48,510 at the latter.

    * The percentage of the bill you plan to foot. If you were counting on scholarships and other grants to pick up all or most of the tab, you should probably rethink that unless your kid is either a bona fide child prodigy or football star. Sallie Mae's "How America Pays for College" 2018 report found that both categories combined paid for just 28 percent of college costs.

    One guess where 47 percent of the costs came from. That's right, "family income and savings," with another 24 percent covered by borrowing.

    In other words, as Ridolfi said, "any way you look at it, the family is on the hook to pay the lion's share of college expenses." Which probably helps explain why a recent Fidelity study found that parents are increasingly starting to save before their child even reaches the age of two.

    To see where you stand, try using what Fidelity calls "the college savings 2K rule of thumb." Simply multiply your child's current age by $2,000 to figure whether your savings to date are generally on track to handle approximately 50 percent of the College Board's $21,370-a-year average cost of attending a four-year public college.

    Or, especially if you want a more customized estimate - one that lets you play around with percentages and switch back and forth between public and private schools - the firm's free online college savings calculator takes the angst out of doing the math yourself.

    Fidelity provides 12 savings ideas to help reach your own goal, and offers a choice of two different investment strategies in the 529 savings plans it manages - including an age-based portfolio of funds that automatically becomes more conservative as the beneficiary nears college age.

    Hopefully, armed with all that info, you'll be sleeping better at night.

    Ref: Family - in Blogs
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    Jason Wilson jason
    1.Nihari,

    Nihari is a delicious meat stew loved by people all over the world,

    for its radiant beautiful aroma, rich savory flavor and tender fall of the bone meat which completely dissolves into your mouth giving you an experience of a lifetime.

    It was originally invented in the 1800s to be consumed as a high energy, rich in nutrition and heavy on stomach dish

    to keep the working-class citizens full all day long and to provide required energy.

    However, in today's era it is eaten for its magical flavor which gives your tongue the flavor it craves!

    The word Nihari comes from an Arabic word “Nahar” which means “Morning” as it was usually enjoyed in the daytime/early morning Its mouthwatering flavor attracted the Mughal Emperors (Nawabs) of that time who ate this delicacy to break their morning fasts.

    It is traditionally served with naan (a fermented bread baked in a clay oven)



    2. Namkeen rosh,

    The word “Namkeen” in Urdu means “salty” As the name suggests it is this simple salty tender piece of meat which may not sound delicious to ‘ocean haters’ but, those who have tasted all confirm that it is indeed Delightful.

    The ingredients only include;

    . Diced Ginger & Garlic

    . Meat (small pieces preferably fatty cuts)

    . And most important Salt which gives this dish its signature taste.

    Now begins the time to wait, to make the meat tender and melt in your mouth. After the meat is done garnish it with some green chilies and ginger (preferably; lengthwise). It is traditionally served with its own broth (yakhnee) and naan. It is quite popular and mostly enjoyed in the northern mountainous regions of the country as it helps the locals stay warm and meet body’s salt requirement.



    3. Chicken tikka,

    Tikka (BBQ chicken generally well charred, spicy and tangy in flavor) is the dream of every meat loving person.

    It is enjoyed all over the sub-continent and the name of United Kingdom is also included in this list. Traditionally small boneless chicken pieces are marinated with traditional species and yoghurt (dahi) to tenderize and break down the meat fibers with vertical cuts all over the chicken to let it completely absorb the flavor. the meat is cooked over open fire (angheeti) OR they are grilled over charcoals.

    The word “Tikka” is a Persian word meaning “bits / pieces” but if we listen to the people who have tried it, we can all agree that it should mean “outstanding flavor” because that's all this dish offers.

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    Millie Zemlak Millie_Zemlak
    (NewsUSA) - The upcoming school year will be like nothing teachers, students, and families have ever experienced, as the ongoing COVID-19 pandemic steers school systems to embrace online learning and incorporate it in new ways.

    However, school systems across the country are rising to the challenge and staying connected to their students with dynamic digital resources, such as those from Discovery Education.

    Since the beginning of the pandemic, school systems across the country have invested in digital services like Discovery Education Experience because they support students' education at home, in the classroom or wherever learning is taking place.

    Experience - Discovery Education's flexible K-12 learning platform - connects educators to a vast collection of compelling high-quality, standards-aligned content, ready-to-use digital lessons, and professional learning resources. Together, these resources give educators everything they need to facilitate instruction in any learning environment and create lasting educational impact.

    "Discovery Education is committed to keeping students and teachers connected to learning at home or in school," says Scott Kinney, Discovery Education's president of K-12 Education.

    "To accomplish that, we partner with school systems to provide students and teachers the digital resources - such as Discovery Education Experienc - they need for success during this school year and beyond."

    In addition, to providing school systems digital resources Discovery Education provides teachers the professional development they need to use new technologies and maximize their school district's technology investment.

    Discovery Education has a long history as a global leader in digital curricula that align with the current standards for K-12 education, and their products include digital textbooks, multimedia resources, and professional learning for educators.

    Visit discoveryeducation.com for more information about the company's resources, and visit https://www.discoveryeducation.com/district-partners to determine whether your local school district is making Discovery Education materials available to their students for the upcoming school year.

    Ref: Colleges - in Blogs
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    Alkuansinta Rohman alkocoko
    When discussing Indonesia's most internationally recognized tourist destinations, Pura Ulun Danu Beratan in Bedugul, Bali, stands as an unparalleled landmark. This magnificent temple represents far more than a conventional tourist attraction—it embodies the perfect harmony between Bali's traditional architecture and the breathtaking natural beauty of the island's mountainous regions, captivating millions of visitors from around the globe.

    Primary Attractions of Pura Ulun Danu Beratan

    Pura Ulun Danu Beratan serves as one of Bali's most renowned icons, demonstrating the seamless integration of traditional Balinese architecture with stunning mountain landscapes. Bali's deeply rooted cultural heritage and spiritual traditions make this temple an extraordinary magnet for both domestic and international tourists.
    Located in Candikuning Village, Baturiti District, Tabanan Regency, the temple stands gracefully on the northwestern shore of Lake Beratan. Its strategic position on the lake, surrounded by verdant hills, creates panoramic views that are both spectacular and highly photogenic.

    Rich History and Profound Philosophy

    Pura Ulun Danu Beratan possesses an extensive history, constructed in 1556 Caka or 1634 CE by I Gusti Agung Putu, the King of Mengwi during that period. Archaeological artifacts discovered within the temple complex are estimated to be approximately 500 years older than the Common Era, indicating that this area has served as a sacred site for the Balinese community for centuries.
    The temple's construction originated from the story of I Gusti Agung Putu's defeat against I Gusti Ngurah Batu Tumpeng. Following his loss, the king performed meditation and spiritual retreat at the peak of Mount Mangu, seeking enlightenment and divine power. After receiving blessings, he arose and began constructing this temple as an expression of gratitude and a plea for protection.
    The temple is dedicated to Dewi Danu, the goddess of water, lakes, and rivers in Balinese Hindu beliefs, recognizing the critical importance of Lake Beratan as the primary irrigation source for central Bali. The temple's construction also represents a petition for agricultural fertility, prosperity, welfare, and environmental preservation of the surrounding area.

    Magnificent Architecture and Temple Complex

    Pura Ulun Danu Beratan comprises four temple complexes and one stupa: Pura Lingga Petak as the place of worship for Lord Shiva, Pura Dalem Purwa for worshipping Dewi Danu, and a Buddhist Stupa symbolizing harmony and unity among religious communities.
    The eleven-tiered meru building, which serves as the primary spiritual center of the complex, showcases captivating traditional Balinese architecture. Every detail of carving and ornamentation on the temple buildings reflects the exceptional artistic and spiritual values of Balinese society.

    Refreshing Mountain Natural Beauty

    One of the primary advantages of visiting Pura Ulun Danu Beratan is the remarkably cool and refreshing mountain atmosphere. Located in the Bedugul highlands at approximately 1,200 meters above sea level, this area offers clean air and cool temperatures, providing a stark contrast to Bali's typically hot and humid coastal regions.
    The presence of the expansive and pristine Lake Beratan enhances the natural coolness of the area. Visitors can enjoy views of the tranquil lake with stunning temple reflections, particularly during morning hours when thin mist still envelops the water surface.

    Current Ticket Prices and Facilities Information

    For 2025, entrance ticket prices for Pura Ulun Danu Beratan have been adjusted. Domestic tourists are charged IDR 40,000 for regular days and IDR 50,000 for weekends and national holidays. International tourists pay IDR 75,000 for adults and IDR 50,000 for children.
    In addition to entrance tickets, visitors must pay parking fees of IDR 3,000 for motorcycles, IDR 5,000 for cars, and IDR 10,000 for buses. Supporting facilities available in the area are quite comprehensive, including adequate parking areas, restrooms, food stalls, and rest areas.

    International Recognition and Iconic Status

    Pura Ulun Danu Beratan enjoys widespread international recognition. One of the highest honors achieved by this temple was when its image was immortalized as the design on Indonesia's former 50,000 rupiah banknotes. This distinction established the temple as one of Indonesia's most globally recognized landmarks.
    The beauty and architectural uniqueness of the temple standing above the lake waters have made it an extremely popular photography subject on international social media platforms. Professional photographers and tourists from various countries travel specifically to capture the temple's extraordinary beauty.

    Tourist Activities and Experiences

    The Pura Ulun Danu Beratan complex covers a substantial area, allowing tourists to explore freely, enjoy various perspectives, and spend quality time at this location. Visitors can engage in numerous activities including exploring the temple complex while learning about the history and philosophy of each building. The well-maintained temple area, featuring colorful flower gardens, provides highly enjoyable visual experiences.
    Photography represents the primary activity undertaken by visitors. Every corner of the temple offers compelling photographic angles, from temple reflections on the lake surface to silhouettes of towering meru structures against mountain backdrops.
    Visitors frequently experience the spiritual atmosphere and tranquility emanating from the temple complex. Many guests report feelings of inner peace and spiritual inspiration during their visits to this sacred site.

    Optimal Visiting Times

    To achieve the best experience, visiting during morning hours between 06:00-09:00 WIB is recommended. During this period, the air remains exceptionally cool, sunlight provides optimal conditions for photography, and visitor numbers remain manageable. Additionally, morning hours often feature thin mist phenomena enveloping the lake, creating highly mystical and photogenic atmospheres.

    Conclusion

    Pura Ulun Danu Beratan transcends conventional tourist destinations—it serves as a window showcasing Indonesia's cultural wealth, spirituality, and natural beauty. The perfect combination of magnificent traditional architecture, refreshing mountain natural beauty, and profound historical significance establishes this temple as an essential destination when visiting Bali.
    For those seeking travel experiences beyond ordinary recreation, Pura Ulun Danu Beratan offers a blend of education, spirituality, and visual beauty that creates lasting impressions. Do not miss the opportunity to visit this internationally renowned Indonesian icon and personally experience its unforgettable charm.
    Have you visited Pura Ulun Danu Beratan? Share your experiences and impressions in the comments section. If this article proves beneficial, please share it with friends planning vacations to Bali.
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    Millie Zemlak Millie_Zemlak
    (NewsUSA) - Sponsored News - It seems as if there is nothing a smartphone can't do these days. It can get you where you want to go (most of the time), you can make reservations at your favorite restaurant, and now you can use it to detect whether your home is leaking energy or water.

    Thermal imaging, a once-costly technology, available only to the military and police or firefighters, is now just a finger-swipe away with the right attachment to your smartphone, thanks to Seek Thermal, a California-based technology company.

    The way it works is this: the Seek Compact Camera (which is smaller than a credit card swiper for your phone) attaches to your smartphone, turning it into a thermal imager that can then identify hot and cold spots in your house. After downloading a free app, the camera begins working in seconds and homeowners can then easily spot energy loss in the home caused by air leaks, missing or damaged insulation, insufficient HVAC or poor construction. In addition, the thermal imaging camera can also find water in roofs, walls, doors, and window frames.

    According to one user who tested the Seek camera at the end of winter in his own home, the results were "stunning."

    "Within minutes, I was able to detect sources of heat leaking out of my house," he says. "Some of these places are easy to fix, while others would be quite difficult."

    For professional contractors, the Seek CompactPRO is a must-have because the camera has enough sensitivity to locate radiant heating pipes under concrete slabs, identify unsealed insulation gaps in roofs, walls, and door and window frames, and find out how far water has spread in the case of a leak.

    Thinking of buying a home? This little jewel could save you all kinds of unexpected surprises in the form of water leaks in the basement and behind finished walls, and roof leaks that may have been painted over by a homeowner trying to disguise a problem.

    To protect your investment (both the camera and your phone), the Seek Compact has a compatible module for the OtterBox uniVERSE Case System.

    The smartphone attachment is designed to work with both iPhone and Android top models.

    For more information, please visit www.thermal.com.

    Ref: Awesome - in Blogs
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    Ramiro Williamson Ramiro_Williamson


    96 0

    Tiya Sowell tiya1969
    Morning with the Master

    Hey sisters and brothers! Welcome to my weekly devotional where we can share prayers, scriptures and reflection.

    When reading this morning, I came across the story of Athaliah, the first female crowned king who, when her husband and sons died, killed off the rest of her family line (her grandkids) so that she would be the only person left in her lineage and could rule until her death. I don't know about you, but there is nothing more important than my family--and the grandkids are extra special and precious to my very sight! To have that much greed and desire to have not only everyone answer to you, but also be the sole decision maker is completely out of bounds, and extremely ambitious.

    As a Christian woman, I don't want to be the only face that people seek for approval, answers and permission. That is too much weight for any one person to bear and its just unnatural. Who can you love? Who can love you?

    The divine God created the world and everything in it. Can any man or woman follow that? Not one! Can any man or woman have the right answer to EVERY question or concern? Not one! Can any man or woman create a permanent route for peace and understanding? Not one!

    There is a reason we cannot see or touch God. Because we might do like Athaliah and try to eliminate the almighty because of greed and idolatry. He oversees and has the end say to everything we do. That is a safety I can count on if I cannot rely on anything else in this world.

    Let me know your thoughts. Let's talk about it.

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    Erica Svendsen boldtruthmama
    Social media is a search engine. Learn how to get found. Marketing





    If you're on social media but no one's finding you, you're not a ghost—you’re just invisible.

    Let’s have a little truth fest, shall we?

    You keep posting. You're dancing. You're showing your iced coffee. You're even dropping wisdom that should get you a book deal. But the only one liking your stuff is your aunt Tammy and that one MLM girl who’s always “cheering you on.”

    Mama, let me say this with love and a strong shot of espresso (decaf if you're off caffeine like a psycho):
    Social media is not just for showing up. It's for getting found.

    That’s right. Instagram. TikTok. Pinterest. Facebook. Even LinkedIn if you’re feeling fancy.
    They’re not just platforms — they are search engines in glitter and crop tops.
    Social Media = Search Engine (Yes, Really)

    Let me break it down like your toddler breaks down when you cut the sandwich the wrong way.

    All of these platforms have search bars. You know what that means?
    People are typing things like:

    “Mom blog”

    “Easy vegan toddler meals”

    “Freelance writing tips”

    “Jesus and coffee memes” (okay maybe that’s just me)

    If your profile isn’t optimized, you could be serving up exactly what they need—and still be chilling in the shadow realm of the algorithm. No ma’am. We don’t do invisible over here.
    1. Your Name Is Prime Real Estate

    Stop putting “✨Mama of 3✨” in your name field. I love your babies, but that’s not what people are searching.

    Instead, tell the algorithm what you do.
    Example:
    Erica | SEO Copywriter for Moms
    or
    Jess | Pinterest Coach for Bloggers

    Now when someone types “Pinterest coach,” boom. You’re in the game.
    2. Your Bio Is a Mini Sales Page

    That little box? It’s not a throwaway. It's not for inspirational quotes. It’s for hooking followers like the savvy mama boss you are.

    Format cheat code:

    👋 Who you help
    💡 What you help them do
    🔗 Your freebie or offer

    Example:
    Helping writer moms grow their blog + make bank online 💸
    👇 Grab the free SEO checklist

    Short. Sassy. Searchable. Yes please.
    3. Keywords. Yep, Even on Instagram.

    Pinterest mamas already know the power of keywords. But IG? TikTok? Yes girl. They’ve been creeping on your captions this whole time.

    Use the exact words your dream audience would type. You’re not just posting a reel. You’re posting a searchable piece of content.

    Instead of:
    “Loved making this for dinner!”
    Try:
    “Easy one-pan vegan meal for busy moms 🍽️ #veganrecipes #quickdinnerideas #momlifehacks”

    Don’t keyword stuff. We’re not robots. But do give the platform something to latch onto.
    4. Hashtags Aren’t Dead, They’re Just Boring If You Use ‘#Blessed’

    Choose hashtags that are specific to your niche and content. Think of them as little roads leading people to your profile.

    #MomBloggerTips

    #ChristianMomsWhoWrite

    #FreelanceWritingLife

    #FaithBasedBiz

    Keep a rotating list. And for the love of viral reach, don’t just copy and paste the same 30 dead hashtags on every post.
    5. Your Content Needs to Scream “Hey Algorithm, Pick Me!”

    Here’s the hard truth, boo:

    If you're just vibing, you're blending in.

    Your content needs to answer questions, solve problems, or entertain in a way that makes the algorithm go, “Ooh, I know someone who’d love this.”

    So instead of vague captions like,
    “Just showing up today 🥰”
    Try:
    “Here’s how I built a blog that gets 1,000+ monthly visits—with no tech degree and 3 kids screaming in the background.”

    Because THAT, my friend, is search engine gold.
    Final Word from Your Favorite Truth-Teller

    You’re not too late. You’re not too old. You’re not too small.
    You’re just not searchable—yet.

    Social media doesn’t reward mystery. It rewards clarity.
    So rewrite that bio. Add keywords to your captions. Use that name field like your business depends on it—because it kinda does.

    And if you're still feeling stuck, don’t worry—I got you.
    Follow me for more great tips or DM me with questions.


    Now go make the algorithm your sidekick, Mama.
    You’re building an empire—and empires don’t hide.
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    Ramiro Williamson Ramiro_Williamson


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