(NewsUSA) - Many of today's travelers seek a sense of community and connection at their destinations. Travelers seeking a Caribbean getaway with a welcoming feel and local flavor need look no further than the Bay Gardens Resorts on the beautiful island of St. Lucia.<br /> <br /> The Bay Gardens Resorts properties are ideally situated to take advantage of the best restaurants, activities, and events that the community of St. Lucia has to offer. For example, the month of October featured the Saint Lucia Arts & Heritage Festival, and included music, theater, lectures, art exhibitions, and street parties, all conveniently located in nearby Rodney Bay Village for easy access by Bay Gardens guests who booked its Creole Heritage Special.<br /> <br /> The feeling of community at Bay Gardens Resorts is mirrored in the resort's local ownership, which conveys a different vibe than a large, international chain resort.<br /> <br /> Throughout its 25-year existence, the award-winning resort chain has been dedicated to sustainably developing its St. Lucian society. Participating in the St. Lucia Hotel and Tourism Association's Virtual Agricultural Clearing House (VACH) and its farm-to- table approach when designing menus have fostered better linkages with local farmers.<br /> <br /> As a Green Globe Gold Member, environmental responsibility plays a vital role in business affairs conducted by the brand. Additionally, the company invests in the growth of its local economies as most of the staff and management are local, highly expert and experienced in fielding questions, planning events, and providing customer service for everyone from business travelers to wedding parties to families with small children.<br /> <br /> The Bay Gardens Resorts family of properties has something for every taste.<br /> <br /> Bay Gardens Beach Resort and Spa, for instance, offers an all-inclusive experience that caters to those seeking plenty of sand and surf, as well as spa indulgence. Guests staying seven nights or more who opt for this option not only get the best value with access to the Rodney Bay Dine Around Program and an opportunity to dine at affiliated restaurants, but also significantly assist in contributing to the community.<br /> <br /> The resort also includes a business center, wedding gazebo, and on-site water park.<br /> <br /> By contrast, the Bay Gardens Hotel and Bay Gardens Inn provide luxury and pampering in intimate, boutique-style settings.<br /> <br /> "Cherishing a long tradition of unmatched Caribbean hospitality, our hotel in Rodney Bay, St. Lucia, has built a reputation on friendly service, stylish accommodations, and unforgettable scenery," according to the website for the Bay Gardens Hotel, and this combination of service, style, and scenery applies to the other properties.<br /> <br /> A new addition to the Bay Gardens family is Bay Gardens Marina Haven, a 35-room space located within a botanical garden adjacent to the Rodney Bay Marina.<br /> <br /> Want to be right on the water? Consider the Waters Edge Villas, a pair of private villas with luxury amenities and marina views.<br /> <br /> Both the Waters Edge and Marina Haven provide complimentary shuttle service to the other Bay Resorts properties, so guests can take full advantage of the larger community of Rodney Bay, with its nightlife, shops, and restaurants.<br /> <br /> Visit baygardensresorts.com for more information.<br /> <br /> <span style='display:none' class='DO NOT REMOVE - THIS CATEGORY CODE WILL BE HIDDEN - IT IS NEEDED TO BE FOUND BY CATEGORY AND ONE-CLICK SEARCH'>Category: Saint Lucia - in Countries</span>

(NewsUSA) - Most Americans don't have $400 saved to cover for an unexpected emergency, but a recent poll from Chase found that consumers may be ready to change that this year. 80 percent plan to save more and 51 percent say emergency savings is their goal.<br /> <br /> Savings is key to financial health and Chase Financial Education Ambassador Farnoosh Torabi has tips and advice on how to get started and make savings a habit. (watch video)<br /> <br /> According to Torabi, increasing savings is key to stability and gives people the ability to quickly recover when there are ups and downs.<br /> <br /> Chase is focused on helping encourage the habit of savings and support people by providing information and resources that can help customers on their savings journey.<br /> <br /> Take a first step by understanding your expenses and building a budget. Budget Builder is a great tool from Chase to help you monitor your monthly spending and saving.<br /> <br /> Once you have this baseline, the key to reaching your goals is to just start saving, even if you're starting small. "My advice is to automate," says Torabi. "There is a great feature through the Chase App called Autosave which allows you to decide on your own how much you want to save and how frequently you want to save, so you can feel in control of this. The good news is the technology does the savings for you." With this feature, you can save as little as $1 a day.<br /> <br /> While consistency is key, savings is about what works for you. In a month when you have extra cash, you can always accelerate your savings, but in a tighter month, it's all right to take a pause or draw from your savings to cover an unexpected expense.<br /> <br /> Check out chase.com/autosave for more information and tips on how to make savings work for you.<br /> <br /> Ref: Crowdfunding - in Blogs

(NewsUSA) - Every holiday season has its hot tech item -; from smartwatches to game consoles and now to folding drones.<br /> <br /> Drones can give you the bird's-eye view that makes any video look engaging and exciting, mostly because that perspective hasn't been possible until drones came about. One of the biggest problems people have had with drones is that they are typically so difficult to carry around and take on adventures.<br /> <br /> Cue the folding drone, first launched by GDU in 2015 and recently copied by DJI and GoPro. This design lets anyone take a drone along in a backpack or small bag -- portability solved!<br /> <br /> But does a folding drone answer all the problems with drones today? Not quite. If you only plan to use a drone for a quick video or two, the DJI Mavic might be a decent choice for the holidays. But if you plan on using the drone for different photography and videography projects, or if you simply enjoy flying a drone, you'll want to look for something that has a lot more power and the ability to change out gimbals and cameras.<br /> <br /> Enter the GDU Premium Byrd -- the first and only drone that has a folding design, a high-end 4K camera, the ability to swap out cameras and even carry DSLRs and mirrorless cameras for a true "future proofing" ability. They call this the Universal Flying Platform. And with GoPro recalling their Karma, the Byrd is the only folding drone that also works with a GoPro.<br /> <br /> "All consumer-level drones are developed for only one camera, but not the Byrd. GDU will continue to create new gimbal packages to keep the Byrd "future proofed." They simply don't want people to have to buy a new drone to use a new camera you might buy: that's the philosophy behind the 'flying platform' approach," states Nicolia Wiles, GDU Director of Digital. "You shouldn't have to keep buying $1K drones you don't need just to use a different camera. When you buy a GDU Byrd, you only invest in a drone once, and can save your money for buying cameras you want to try. No other consumer drone manufacturer offers this."<br /> <br /> The Premium Byrd provides for 29 minutes of flight time, with a guaranteed 1000-meter video downlink system included in the shipped model (no additional downlink technology needed) and also offers a more advanced OFDM system, compared to WiFi transmission in the Standard model. The Price of the Premium Byrd model is $999.00. Dealer information can be found here: <a target='_blank' href="https://www.amazon.com/dp/B01N2GCOSP.">https://www.amazon.com/dp/B01N2GCOSP.</a><br /> <br /> Ref: Crazy - in Blogs

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Morning with the Master<br /> <br /> Hey sisters and brothers! Welcome to my weekly devotional where we can share prayers, scriptures and reflection. <br /> <br /> When reading this morning, I came across the story of Athaliah, the first female crowned king who, when her husband and sons died, killed off the rest of her family line (her grandkids) so that she would be the only person left in her lineage and could rule until her death. I don't know about you, but there is nothing more important than my family--and the grandkids are extra special and precious to my very sight! To have that much greed and desire to have not only everyone answer to you, but also be the sole decision maker is completely out of bounds, and extremely ambitious. <br /> <br /> As a Christian woman, I don't want to be the only face that people seek for approval, answers and permission. That is too much weight for any one person to bear and its just unnatural. Who can you love? Who can love you? <br /> <br /> The divine God created the world and everything in it. Can any man or woman follow that? Not one! Can any man or woman have the right answer to EVERY question or concern? Not one! Can any man or woman create a permanent route for peace and understanding? Not one!<br /> <br /> There is a reason we cannot see or touch God. Because we might do like Athaliah and try to eliminate the almighty because of greed and idolatry. He oversees and has the end say to everything we do. That is a safety I can count on if I cannot rely on anything else in this world.<br /> <br /> Let me know your thoughts. Let's talk about it.<br /> <br /> <span style='display:none' class='DO NOT REMOVE - THIS CATEGORY CODE WILL BE HIDDEN - IT IS NEEDED TO BE FOUND BY CATEGORY AND ONE-CLICK SEARCH'>Category: Religion - in Blogs</span>

(NewsUSA) - Summertime. It's the time of year to put your feet up, relax and have a little fun. So, why not make it a little safer for the whole family?<br /> <br /> The following tips can help keep everyone healthy and injury-free -- and, with any luck, away from the doctor's office:<br /> <br /> * Handle vacation baggage with caution. Be careful handling your luggage. There were more than 75,500 luggage-related injuries in 2013 alone. To avoid luggage-related injury and pain, keep your body straight when lifting and carrying luggage -- do not twist. Instead, point your toes in the direction you are headed, and then turn your entire body in that direction. Also, only use luggage that is sturdy and light weight with wheels and a handle.<br /> <br /> * Dive into summer safety. Diving and swimming is a popular summer activity for many families and their children, but it does carry some risk.<br /> <br /> "Swimming and diving injuries are most common among children, 17 or younger," says A. Jay Khanna, MD, American Academy of Orthopaedic Surgeons (AAOS) spokesperson and orthopedic surgeon. "For that reason, it's important to equip kids with the proper safety precautions at an early age."<br /> <br /> The AAOS suggests that individuals never dive into above-ground pools or into water that isn't clear -- where sand bars or objects below the surface may not be seen. As for swimming, never swim alone, always swim in supervised areas, and avoid rip currents.<br /> <br /> * Follow the rules of the road while biking. More than 80 million Americans enjoy cycling because it's an environmentally efficient way to get around, a great form of exercise and a fun activity for the whole family. However, according to 2013 statistics from the Consumer Product Safety Commission, bike-related injuries were the reason for more than 1.3 million visits to hospitals, emergency rooms and doctors' offices.<br /> <br /> To avoid being a statistic, always wear a helmet and ride in the direction of traffic. Also, don't listen to music with headphones, talk on your phone, text or do anything else that would distract you while riding.<br /> <br /> * Beware of bouncing. Jumping on a trampoline is a favorite pastime among kids because of the thrill that comes with it. Unfortunately, it also carries risks. The most common injuries are sprains and fractures that result from falls on the mat, falls on the frame or springs, collisions with another jumper and falls off the trampoline, according to the AAOS. To protect kids, trampolines should not be used for unsupervised recreational activity.<br /> <br /> For more information and safety tips this summer, visit OrthoInfo.org.<br /> <br /> Ref: Bicycles - in Blogs

(NewsUSA) - It seems as if there's co-ops for just about everything these days - condos, farms, horses, and now yachts.<br /> <br /> Consider this: as with anything worth having, there are expenses and hassles associated with boat ownership that you may not even be aware of. But partial (fractional) ownership offers "all of the luxury and none of the hassle" according to the website of yacht co-op management company Saveene.<br /> <br /> It works like this: The more fractions you purchase, the more yacht usage you can experience. For example, a 10 percent purchase equals approximately four weeks of yachting time each year; 20 percent entitles you to eight weeks, and so on.<br /> <br /> For those who enjoy the periodical pleasure of luxury boating, fractional ownership is more cost-effective than sporadic charters, and has several other advantages:<br /> <br /> - Predictability. Saveene fractional owners hold equity in the yacht and have the option to sell their fraction any time they like. Purchase as many fractions as you want, up to 10 fractions per yacht. When you choose your dates, contact Saveene and they will schedule and prepare your yacht for your arrival.<br /> <br /> - Pampering. When you arrive at the marina, the yacht is clean, stocked, and safety-checked. Chart your course in advance, or allow your captain to create a memorable itinerary. Bring any food and beverages you choose, or Saveene yachts accommodate a chef or catering service.<br /> <br /> - Peace of mind. With fractional ownership, you avoid many headaches associated with owning a boat outright, including maintenance, repairs, storage, transportation, and insurance. Saveene handles the business transactions of purchasing and selling the fractions as well when the time comes.<br /> <br /> Saveene offers a range of options for yacht enthusiasts - a Sea Ray Sundancer for $19,995, a 36' Carver Mariner for a one-time fee of $ 39,995, a 64' Aicon for $89,980 or a combined usage of these for $69,985. All types are available at the same marina for viewing before making a purchase.<br /> <br /> Sea Ray Sundancer: This 34-foot cruiser is ideal for families, and easy to maneuver along intercoastal waterways for boating, snorkeling, and dining at dockside restaurants.<br /> <br /> Carver Mariner: This 37-foot boat features a fly bridge suited for parties, a home-size galley to accommodate larger food prep or catering, and a full entertainment center.<br /> <br /> Aicon: The 64-foot yacht includes four full-sized cabins plus crew quarters to handle an extended excursion. All cabins include their own facilities and TV/DVD setups, and the yacht includes a collection of water toys for kids of all ages.<br /> <br /> Want to go bigger? Saveene is also taking orders for an 85-foot Azimut yacht.<br /> <br /> Other benefits include the opportunity to check out Saveene yachts for a risk-free trial and the ability to write off your fractional purchase on your taxes.<br /> <br /> For more information about the benefits of yacht co-ownership, visit saveene.com.<br /> <br /> Ref: Boats - in Blogs