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    Millie Millie_Zemlak
    (NewsUSA) - Summertime. It's the time of year to put your feet up, relax and have a little fun. So, why not make it a little safer for the whole family?

    The following tips can help keep everyone healthy and injury-free -- and, with any luck, away from the doctor's office:

    * Handle vacation baggage with caution. Be careful handling your luggage. There were more than 75,500 luggage-related injuries in 2013 alone. To avoid luggage-related injury and pain, keep your body straight when lifting and carrying luggage -- do not twist. Instead, point your toes in the direction you are headed, and then turn your entire body in that direction. Also, only use luggage that is sturdy and light weight with wheels and a handle.

    * Dive into summer safety. Diving and swimming is a popular summer activity for many families and their children, but it does carry some risk.

    "Swimming and diving injuries are most common among children, 17 or younger," says A. Jay Khanna, MD, American Academy of Orthopaedic Surgeons (AAOS) spokesperson and orthopedic surgeon. "For that reason, it's important to equip kids with the proper safety precautions at an early age."

    The AAOS suggests that individuals never dive into above-ground pools or into water that isn't clear -- where sand bars or objects below the surface may not be seen. As for swimming, never swim alone, always swim in supervised areas, and avoid rip currents.

    * Follow the rules of the road while biking. More than 80 million Americans enjoy cycling because it's an environmentally efficient way to get around, a great form of exercise and a fun activity for the whole family. However, according to 2013 statistics from the Consumer Product Safety Commission, bike-related injuries were the reason for more than 1.3 million visits to hospitals, emergency rooms and doctors' offices.

    To avoid being a statistic, always wear a helmet and ride in the direction of traffic. Also, don't listen to music with headphones, talk on your phone, text or do anything else that would distract you while riding.

    * Beware of bouncing. Jumping on a trampoline is a favorite pastime among kids because of the thrill that comes with it. Unfortunately, it also carries risks. The most common injuries are sprains and fractures that result from falls on the mat, falls on the frame or springs, collisions with another jumper and falls off the trampoline, according to the AAOS. To protect kids, trampolines should not be used for unsupervised recreational activity.

    For more information and safety tips this summer, visit OrthoInfo.org.

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    Millie Millie_Zemlak
    (NewsUSA) - How much will I need for my kid's college education? And how the heck will I pay for it?

    With the cost of a four-year degree rising nearly eight times faster than wages since the 1980s, those two questions are enough to give today's parents a serious case of night sweats. You can argue about the reasons for the disconnect -Administrative costs? Fancy amenities? - but you know there's a problem when a writer at Education Week is incensed.

    "Madness," she decried.

    Which is all the more reason to mark May 29 down on your calendar.

    Otherwise known as National 529 College Savings Plan Day -Get it? 5/29? - it's the perfect time to consider setting up one those tax-advantaged 529 plans, as they're called, to help sock money away to cover tuition, books and other education-related expenses at most accredited two - and four-year colleges, universities and vocational-technical schools.

    "It's a way of keeping your son or daughter from being saddled with too much debt when it's time to jump start their careers," explained Melissa Ridolfi, vice president of retirement and college products at Fidelity Investments. "Plus, any investment earnings compound on a tax-deferred basis, and qualified withdrawals are entirely free from federal and state income taxes."

    And now to the big question: How much?

    Two factors are mainly at play:

    * Public vs. private schools. The cost difference can be about as mind-boggling as "Avengers: Endgame's" record $357.1 million opening weekend domestic haul: an average of $21,370 a year at the former, according to the College Board's latest figures, as opposed to $48,510 at the latter.

    * The percentage of the bill you plan to foot. If you were counting on scholarships and other grants to pick up all or most of the tab, you should probably rethink that unless your kid is either a bona fide child prodigy or football star. Sallie Mae's "How America Pays for College" 2018 report found that both categories combined paid for just 28 percent of college costs.

    One guess where 47 percent of the costs came from. That's right, "family income and savings," with another 24 percent covered by borrowing.

    In other words, as Ridolfi said, "any way you look at it, the family is on the hook to pay the lion's share of college expenses." Which probably helps explain why a recent Fidelity study found that parents are increasingly starting to save before their child even reaches the age of two.

    To see where you stand, try using what Fidelity calls "the college savings 2K rule of thumb." Simply multiply your child's current age by $2,000 to figure whether your savings to date are generally on track to handle approximately 50 percent of the College Board's $21,370-a-year average cost of attending a four-year public college.

    Or, especially if you want a more customized estimate - one that lets you play around with percentages and switch back and forth between public and private schools - the firm's free online college savings calculator takes the angst out of doing the math yourself.

    Fidelity provides 12 savings ideas to help reach your own goal, and offers a choice of two different investment strategies in the 529 savings plans it manages - including an age-based portfolio of funds that automatically becomes more conservative as the beneficiary nears college age.

    Hopefully, armed with all that info, you'll be sleeping better at night.

    Ref: Family - in Blogs
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    Bakhtawar bakhto22
    **Embracing the Ethereal: A Celebration of White Flower Blossoms**

    In the tapestry of nature's grandeur, few sights rival the delicate allure of white flower blossoms. These ethereal blooms, with their pristine petals and subtle fragrances, evoke a sense of purity and serenity that captivates the soul. Whether nestled in a verdant garden, adorning a tree branch, or scattered across a meadow like scattered pearls, each white blossom tells a story of beauty and resilience.

    **The Elegance of White Blossoms**

    White blossoms, in their simplicity, exude a timeless elegance that transcends seasons. In spring, they herald renewal and hope, blanketing orchards and gardens with promises of abundance. Against the backdrop of lush greenery, their purity stands out, drawing admiration and inspiring contemplation. Each petal, a testament to nature's intricate design, delicately unfolds to reveal a pristine heart—a beacon of tranquility amidst life's bustling rhythms.

    **Symbolism and Cultural Significance**

    Across cultures and centuries, white blossoms have held deep symbolism. They embody purity, innocence, and spiritual enlightenment. In many traditions, they symbolize new beginnings, making them popular choices for weddings and ceremonies. The Japanese revere the cherry blossom (sakura) for its transient beauty, celebrating it with hanami—a tradition of enjoying the blossoms under spring's fleeting embrace. Meanwhile, in Western cultures, white roses symbolize love and reverence, gracing weddings and commemorations alike.

    **A Symphony of Fragrance and Form**

    Beyond their visual splendor, white blossoms enchant with their subtle fragrances. Jasmine whispers its sweet aroma on warm summer evenings, while magnolia releases its heady perfume in the early morning light. Each bloom adds a unique note to nature's olfactory symphony, inviting us to pause and immerse ourselves in their sensory delights.

    **Preserving Nature's Treasures**

    As guardians of our environment, we bear a collective responsibility to protect these natural wonders. Climate change and habitat loss threaten the habitats of white blossoms and other flora. By cultivating awareness and advocating for conservation efforts, we can ensure future generations continue to marvel at these exquisite gifts of nature.

    **Conclusion: A Call to Appreciation**

    In the fleeting beauty of white flower blossoms, we find solace and inspiration. They remind us to cherish life's ephemeral moments and embrace the beauty that surrounds us. Let us cultivate gardens of the soul where these blossoms bloom eternal, and in doing so, nurture a deeper connection to the natural world. As we celebrate their elegance and resilience, may we also pledge to preserve and protect these delicate marvels for generations to come.

    In the quiet majesty of white flower blossoms, let us discover the enduring poetry of nature's embrace.
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    Alkuansinta alkocoko
    When discussing Indonesia's most internationally recognized tourist destinations, Pura Ulun Danu Beratan in Bedugul, Bali, stands as an unparalleled landmark. This magnificent temple represents far more than a conventional tourist attraction—it embodies the perfect harmony between Bali's traditional architecture and the breathtaking natural beauty of the island's mountainous regions, captivating millions of visitors from around the globe.

    Primary Attractions of Pura Ulun Danu Beratan

    Pura Ulun Danu Beratan serves as one of Bali's most renowned icons, demonstrating the seamless integration of traditional Balinese architecture with stunning mountain landscapes. Bali's deeply rooted cultural heritage and spiritual traditions make this temple an extraordinary magnet for both domestic and international tourists.
    Located in Candikuning Village, Baturiti District, Tabanan Regency, the temple stands gracefully on the northwestern shore of Lake Beratan. Its strategic position on the lake, surrounded by verdant hills, creates panoramic views that are both spectacular and highly photogenic.

    Rich History and Profound Philosophy

    Pura Ulun Danu Beratan possesses an extensive history, constructed in 1556 Caka or 1634 CE by I Gusti Agung Putu, the King of Mengwi during that period. Archaeological artifacts discovered within the temple complex are estimated to be approximately 500 years older than the Common Era, indicating that this area has served as a sacred site for the Balinese community for centuries.
    The temple's construction originated from the story of I Gusti Agung Putu's defeat against I Gusti Ngurah Batu Tumpeng. Following his loss, the king performed meditation and spiritual retreat at the peak of Mount Mangu, seeking enlightenment and divine power. After receiving blessings, he arose and began constructing this temple as an expression of gratitude and a plea for protection.
    The temple is dedicated to Dewi Danu, the goddess of water, lakes, and rivers in Balinese Hindu beliefs, recognizing the critical importance of Lake Beratan as the primary irrigation source for central Bali. The temple's construction also represents a petition for agricultural fertility, prosperity, welfare, and environmental preservation of the surrounding area.

    Magnificent Architecture and Temple Complex

    Pura Ulun Danu Beratan comprises four temple complexes and one stupa: Pura Lingga Petak as the place of worship for Lord Shiva, Pura Dalem Purwa for worshipping Dewi Danu, and a Buddhist Stupa symbolizing harmony and unity among religious communities.
    The eleven-tiered meru building, which serves as the primary spiritual center of the complex, showcases captivating traditional Balinese architecture. Every detail of carving and ornamentation on the temple buildings reflects the exceptional artistic and spiritual values of Balinese society.

    Refreshing Mountain Natural Beauty

    One of the primary advantages of visiting Pura Ulun Danu Beratan is the remarkably cool and refreshing mountain atmosphere. Located in the Bedugul highlands at approximately 1,200 meters above sea level, this area offers clean air and cool temperatures, providing a stark contrast to Bali's typically hot and humid coastal regions.
    The presence of the expansive and pristine Lake Beratan enhances the natural coolness of the area. Visitors can enjoy views of the tranquil lake with stunning temple reflections, particularly during morning hours when thin mist still envelops the water surface.

    Current Ticket Prices and Facilities Information

    For 2025, entrance ticket prices for Pura Ulun Danu Beratan have been adjusted. Domestic tourists are charged IDR 40,000 for regular days and IDR 50,000 for weekends and national holidays. International tourists pay IDR 75,000 for adults and IDR 50,000 for children.
    In addition to entrance tickets, visitors must pay parking fees of IDR 3,000 for motorcycles, IDR 5,000 for cars, and IDR 10,000 for buses. Supporting facilities available in the area are quite comprehensive, including adequate parking areas, restrooms, food stalls, and rest areas.

    International Recognition and Iconic Status

    Pura Ulun Danu Beratan enjoys widespread international recognition. One of the highest honors achieved by this temple was when its image was immortalized as the design on Indonesia's former 50,000 rupiah banknotes. This distinction established the temple as one of Indonesia's most globally recognized landmarks.
    The beauty and architectural uniqueness of the temple standing above the lake waters have made it an extremely popular photography subject on international social media platforms. Professional photographers and tourists from various countries travel specifically to capture the temple's extraordinary beauty.

    Tourist Activities and Experiences

    The Pura Ulun Danu Beratan complex covers a substantial area, allowing tourists to explore freely, enjoy various perspectives, and spend quality time at this location. Visitors can engage in numerous activities including exploring the temple complex while learning about the history and philosophy of each building. The well-maintained temple area, featuring colorful flower gardens, provides highly enjoyable visual experiences.
    Photography represents the primary activity undertaken by visitors. Every corner of the temple offers compelling photographic angles, from temple reflections on the lake surface to silhouettes of towering meru structures against mountain backdrops.
    Visitors frequently experience the spiritual atmosphere and tranquility emanating from the temple complex. Many guests report feelings of inner peace and spiritual inspiration during their visits to this sacred site.

    Optimal Visiting Times

    To achieve the best experience, visiting during morning hours between 06:00-09:00 WIB is recommended. During this period, the air remains exceptionally cool, sunlight provides optimal conditions for photography, and visitor numbers remain manageable. Additionally, morning hours often feature thin mist phenomena enveloping the lake, creating highly mystical and photogenic atmospheres.

    Conclusion

    Pura Ulun Danu Beratan transcends conventional tourist destinations—it serves as a window showcasing Indonesia's cultural wealth, spirituality, and natural beauty. The perfect combination of magnificent traditional architecture, refreshing mountain natural beauty, and profound historical significance establishes this temple as an essential destination when visiting Bali.
    For those seeking travel experiences beyond ordinary recreation, Pura Ulun Danu Beratan offers a blend of education, spirituality, and visual beauty that creates lasting impressions. Do not miss the opportunity to visit this internationally renowned Indonesian icon and personally experience its unforgettable charm.
    Have you visited Pura Ulun Danu Beratan? Share your experiences and impressions in the comments section. If this article proves beneficial, please share it with friends planning vacations to Bali.
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    Vanessa Vanessa_Leannon


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