(NewsUSA) - Most Americans don't have $400 saved to cover for an unexpected emergency, but a recent poll from Chase found that consumers may be ready to change that this year. 80 percent plan to save more and 51 percent say emergency savings is their goal.<br /> <br /> Savings is key to financial health and Chase Financial Education Ambassador Farnoosh Torabi has tips and advice on how to get started and make savings a habit. (watch video)<br /> <br /> According to Torabi, increasing savings is key to stability and gives people the ability to quickly recover when there are ups and downs.<br /> <br /> Chase is focused on helping encourage the habit of savings and support people by providing information and resources that can help customers on their savings journey.<br /> <br /> Take a first step by understanding your expenses and building a budget. Budget Builder is a great tool from Chase to help you monitor your monthly spending and saving.<br /> <br /> Once you have this baseline, the key to reaching your goals is to just start saving, even if you're starting small. "My advice is to automate," says Torabi. "There is a great feature through the Chase App called Autosave which allows you to decide on your own how much you want to save and how frequently you want to save, so you can feel in control of this. The good news is the technology does the savings for you." With this feature, you can save as little as $1 a day.<br /> <br /> While consistency is key, savings is about what works for you. In a month when you have extra cash, you can always accelerate your savings, but in a tighter month, it's all right to take a pause or draw from your savings to cover an unexpected expense.<br /> <br /> Check out chase.com/autosave for more information and tips on how to make savings work for you.<br /> <br /> Ref: Crowdfunding - in Blogs

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(NewsUSA) - Sponsored News - It seems as if there is nothing a smartphone can't do these days. It can get you where you want to go (most of the time), you can make reservations at your favorite restaurant, and now you can use it to detect whether your home is leaking energy or water.<br /> <br /> Thermal imaging, a once-costly technology, available only to the military and police or firefighters, is now just a finger-swipe away with the right attachment to your smartphone, thanks to Seek Thermal, a California-based technology company.<br /> <br /> The way it works is this: the Seek Compact Camera (which is smaller than a credit card swiper for your phone) attaches to your smartphone, turning it into a thermal imager that can then identify hot and cold spots in your house. After downloading a free app, the camera begins working in seconds and homeowners can then easily spot energy loss in the home caused by air leaks, missing or damaged insulation, insufficient HVAC or poor construction. In addition, the thermal imaging camera can also find water in roofs, walls, doors, and window frames.<br /> <br /> According to one user who tested the Seek camera at the end of winter in his own home, the results were "stunning."<br /> <br /> "Within minutes, I was able to detect sources of heat leaking out of my house," he says. "Some of these places are easy to fix, while others would be quite difficult."<br /> <br /> For professional contractors, the Seek CompactPRO is a must-have because the camera has enough sensitivity to locate radiant heating pipes under concrete slabs, identify unsealed insulation gaps in roofs, walls, and door and window frames, and find out how far water has spread in the case of a leak.<br /> <br /> Thinking of buying a home? This little jewel could save you all kinds of unexpected surprises in the form of water leaks in the basement and behind finished walls, and roof leaks that may have been painted over by a homeowner trying to disguise a problem.<br /> <br /> To protect your investment (both the camera and your phone), the Seek Compact has a compatible module for the OtterBox uniVERSE Case System.<br /> <br /> The smartphone attachment is designed to work with both iPhone and Android top models.<br /> <br /> For more information, please visit www.thermal.com. <br /> <br /> Ref: Awesome - in Blogs

(NewsUSA) - Although it happened nearly 30 years ago, the story of Lorena Bobbitt and the domestic violence she endured still resonates today in the MeToo era. Lifetime kicks off Memorial Day with the Ripped from the Headlines feature premiere of "I Was Lorena Bobbitt" on Monday, May 25, at 8pm ET/PT.<br /> <br /> Lorena Bobbitt (now Lorena Gallo) serves as one of the executive producers on the film, as well as its narrator.<br /> <br /> The story follows her journey from a young and innocent immigrant bride to a victim of domestic violence. In 1993, after years of abuse at the hands of her husband, John Bobbitt, Lorena fought back, cutting off her husband's penis with a knife and becoming an unlikely international media sensation. The film follows her evolution into a strong and thoughtful woman who has devoted her life to advocating for abused women.<br /> <br /> "There are many reasons why I feel it's important to share my story now," Ms. Gallo says in an interview.<br /> <br /> "Lifetime gave me a platform and truly listened to my message about domestic violence, and I was actively involved in telling my story. I believe with the <a class="btn-scroll hashword" href="https://stallios.com/search/hashtag/MeToo">#MeToo</a> movement and increased awareness of domestic violence and sexual assault that my message would be heard."<br /> <br /> The process of making the movie was very emotional, Ms. Gallo says.<br /> <br /> "With me being so young and an immigrant, new to the United States and to endure the type of abuse that I went through, along with the court case and the media frenzy that followed, it is a reminder of what I had to go through to help to become the person that I am today. The work that I do with the Lorena Gallo Foundation and other organizations is based upon my own experiences," she explains.<br /> <br /> "I Was Lorena Bobbitt" stars Dani Montalvo ("Dispatches from Elsewhere") and Luke Humphrey ("Tiny Pretty Things") as Lorena and John. Ms. Gallo spent time discussing her past with Ms. Montalvo to help her prepare for the role. "We learned a lot from one another and I'm grateful for our time together," Ms. Gallo says.<br /> <br /> The take-home message from the movie, according to Ms. Gallo, is "that domestic violence is real and doesn't discriminate. It can happen to anyone and there are definitely signs showing that someone is abused and it should be taken seriously and not overlooked."<br /> <br /> Ms. Gallo's advice to others who are dealing with abuse: "Never give up hope and be resilient."<br /> <br /> She emphasizes, "You are not alone and there are options and resources. Do not keep it to yourself. Contact family and friends and understand the resources available to you now, such as shelters, domestic violence hotlines and social service organizations. First responders and doctors are better trained to understand and deal with domestic violence-related problems." She adds, "Do not deal with the situation with the false hope that it will get better. Silence is not an option!"<br /> <br /> Domestic and sexual violence is on the rise with many stuck at home with their abusers because of Covid/stay-at-home orders, so this movie is more timely than ever to help women with resources. During the film, Lifetime will run a public service announcement for the National Domestic Violence Hotline and the National Coalition Against Domestic Violence featuring the actors and Lorena Bobbitt, as part of Lifetime's public affairs campaign, Stop Violence Against Women.<br /> <br /> Visit mylifetime.com for more information about upcoming programs.<br /> <br /> Follow on social @LifetimeTV and using IwasLorenaBobbitt.<br /> <br /> Ref: Acting - in Blogs

(NewsUSA) - More businesses and countries worldwide are embracing digital payments as a way to make e-commerce more efficient and create a smoother transaction experience for consumers.<br /> <br /> Digital wallets, such as uBUCK, offer a dollar-backed stable token built on Waves blockchain technology, one of the fastest blockchains available. uBUCK's technology allows for the management of both digital and traditional currency, and both online and offline purchasing power.<br /> <br /> "Piloted by an all-star management team, uBUCK is looking beyond carving out a niche to become a disruptive player in this ever-changing payments industry," according to the company's website.<br /> <br /> The uBUCK digital wallet allows for instant transfers of funds, and unlike some digital wallets, uBUCK is not limited to the United States. Transfers can occur globally, with no transfer fees and no cost to the end user.<br /> <br /> The elimination of transfer fees is one of uBUCK's strongest selling points, as it is an option for those who don't have traditional bank accounts, such as migrant workers looking to send money home, or for anyone else, such as parents sending money to kids at college who want to avoid the additional fees associated with some financial transfers.<br /> <br /> Users of uBUCK can transfer funds, make online purchases, or withdraw cash at an ATM, although reports on digital wallet use suggest that the expanded technology may ultimately replace the need for bank branches and ATMs.<br /> <br /> Sending money with uBUCK is a simple, four-step process:<br /> <br /> * Buy the voucher. Users download the uBUCK app and purchase a voucher.<br /> <br /> * Buy uBUCK cash. Users redeem a PIN to purchase uBUCK cash.<br /> <br /> * Select recipient. Users without a uBUCK account will be invited to the app via email.<br /> <br /> * Send payment. Users can then enter the payment amount, send, and confirm.<br /> <br /> "Our mission is to put honesty, transparency, and trust back into software," according to Ashik Karim, CEO of LiteLink Technologies, the parent company of uBUCK Technologies. LiteLink was recently featured in a Forbes magazine article, "10 Blockchain Companies to Watch in 2019."<br /> <br /> LiteLink is publicly traded on the Canadian Securities Exchange and OTC Markets. Their symbols are CSE:LLT and OTC:LLNKF.<br /> <br /> Ref: Apps - in Blogs

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When it comes to writing a grocery list, I can say that some have been lengthy, and I am not speaking metaphorically. This is what the world of a serial overthinker is all about, where a simple decision can become a mental challenge, and a single line email is sent three drafts later. If you have ever seen yourself staring at your email contemplating a response of “Thanks!” without sounding emotionally detached or weird, I congratulate you, you are likely an overthinker too.<br />Overthinking goes beyond being a habit or lifestyle, it's your second full-time job but without the benefits. It's lying in bed awake, staring at your ceiling, and thinking of how things went a week ago. It involves preparing for a circumstance, dreading the circumstance, encountering the circumstance, and then revisiting it after the fact. Was there anything I forgot? Should I have said something different?<br /><br /><br />Disclaimers come with each good day. A good example of this is when I receive a compliment. In my mind, I am triple checking the meaning behind it. Was it meant? Was sarcasm involved? Were they referring to me or someone else? Once the praise has been accepted, the topic has already changed three times and my opportunity to give thanks has lapsed.<br /><br /><br />The thing is, though, overthinking is more than self-doubt or anxiety. It also involves caring too much. For me, I care about being considerate, clear, and respectful. I also care about avoiding hurt feelings and making good decisions. Afterall, there is a ton of heart beneath it all, regardless of how little sleep I have had.<br /><br />

Indonesia is home to hundreds of volcanic craters, but few can match the extraordinary beauty and unique phenomena of Ijen Crater. Located in East Java, this remarkable geological wonder stands out as one of the largest and most captivating volcanic craters in the archipelago, drawing visitors from around the world with its stunning natural spectacle.<br /> <br /><br />A Breathtaking Natural Panorama<br /><br />Ijen Crater offers visitors an unforgettable visual experience with its mesmerizing turquoise-colored acidic lake. From the rim of the crater, travelers can witness the striking contrast between the brilliant blue waters and the surrounding volcanic landscape. The panoramic views from the crater's edge provide countless opportunities for photography, making it a favorite destination for nature photographers and adventure enthusiasts alike.<br /><br /><br />The Famous Tree Viewpoint<br /><br />One of the most iconic spots at Ijen Crater is the famous tree viewpoint located at the mountain's summit. This particular vantage point has gained significant popularity on social media platforms, where visitors capture stunning photographs with the solitary tree framing the crater's magnificent backdrop. The silhouette of this tree against the volcanic scenery has become a signature image representing the beauty of Ijen Crater.<br /><br /><br />The Rare Blue Fire Phenomenon<br /><br />What truly sets Ijen Crater apart from other volcanic destinations worldwide is its extraordinary blue fire phenomenon. This rare natural occurrence can only be witnessed in two locations globally, making Ijen Crater an exceptionally unique destination. The blue flames are created by the combustion of sulfuric gases that emerge from the crater at extremely high temperatures.<br />This spectacular phenomenon is exclusively visible during nighttime hours, as the blue flames are too faint to be seen during daylight. Visitors who wish to witness this natural wonder must embark on a challenging pre-dawn hike to reach the crater rim before sunrise. The ethereal blue glow dancing across the crater floor creates an otherworldly atmosphere that leaves observers in awe.<br /><br /><br />A Must-Visit Destination<br /><br />Ijen Crater represents one of Indonesia's most remarkable natural treasures, combining stunning visual beauty with rare geological phenomena. Whether you're drawn by the spectacular crater views, the famous tree photography spot, or the once-in-a-lifetime blue fire experience, Ijen Crater offers an adventure that will create lasting memories.<br /><br /><br />For those seeking an extraordinary natural spectacle that showcases the raw power and beauty of Indonesia's volcanic landscape, Ijen Crater stands as an unmissable destination that perfectly embodies the country's diverse and magnificent natural heritage.

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