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(NewsUSA) - Sometimes we're so caught up in all the pro sports stars whose lives have been wrecked by misusing prescription painkillers that we forget the problem extends down to the amateur level.<br /> <br /> And, yes, that does mean college and even high-school sports.<br /> <br /> At least one study put the number of college student athletes who've used prescription medications to enhance their performance at as high as 53.3 percent. And another recent study on high school athletes, published online in the Journal of Child & Adolescent Substance Abuse, reported that 12 percent of male seniors and 8 percent of female seniors admitted to abusing painkillers.<br /> <br /> To former ESPN.com columnist Gregg Easterbrook -- who wrote about painkillers in his book "The King of Sports: Football's Impact on America -- it's no surprise that the largest percentage of those young abusers play football.<br /> <br /> "Youth and high-school players see an example that appears to be of men so tough, they laugh at pain," he wrote. "The message sent is that young players should use their own bodies recklessly."<br /> <br /> So what's a concerned parent to do?<br /> <br /> Well, if your child is experiencing neuro-musculoskeletal-related pain from playing sports-- spinal pain, say, from too many tackles or strained soccer kicks --first know that the Centers for Disease Control and Prevention last March began urging physicians to avoid prescribing opioids for chronic pain in response to a record high 28,647 deaths involving the highly addictive drugs in 2014.<br /> <br /> Know, too, that the most popular non-pharmacologic alternative to routine care is drug-free chiropractic care.<br /> <br /> "Doctors of chiropractic play a key role in sports health care by providing hands-on care that help improve range of motion, flexibility, muscle strength, and other key performance factors," notes the not-for-profit Foundation for Chiropractic Progress' Sherry McAllister.<br /> <br /> Ref: Exercise - in Blogs

(NewsUSA) - More businesses and countries worldwide are embracing digital payments as a way to make e-commerce more efficient and create a smoother transaction experience for consumers.<br /> <br /> Digital wallets, such as uBUCK, offer a dollar-backed stable token built on Waves blockchain technology, one of the fastest blockchains available. uBUCK's technology allows for the management of both digital and traditional currency, and both online and offline purchasing power.<br /> <br /> "Piloted by an all-star management team, uBUCK is looking beyond carving out a niche to become a disruptive player in this ever-changing payments industry," according to the company's website.<br /> <br /> The uBUCK digital wallet allows for instant transfers of funds, and unlike some digital wallets, uBUCK is not limited to the United States. Transfers can occur globally, with no transfer fees and no cost to the end user.<br /> <br /> The elimination of transfer fees is one of uBUCK's strongest selling points, as it is an option for those who don't have traditional bank accounts, such as migrant workers looking to send money home, or for anyone else, such as parents sending money to kids at college who want to avoid the additional fees associated with some financial transfers.<br /> <br /> Users of uBUCK can transfer funds, make online purchases, or withdraw cash at an ATM, although reports on digital wallet use suggest that the expanded technology may ultimately replace the need for bank branches and ATMs.<br /> <br /> Sending money with uBUCK is a simple, four-step process:<br /> <br /> * Buy the voucher. Users download the uBUCK app and purchase a voucher.<br /> <br /> * Buy uBUCK cash. Users redeem a PIN to purchase uBUCK cash.<br /> <br /> * Select recipient. Users without a uBUCK account will be invited to the app via email.<br /> <br /> * Send payment. Users can then enter the payment amount, send, and confirm.<br /> <br /> "Our mission is to put honesty, transparency, and trust back into software," according to Ashik Karim, CEO of LiteLink Technologies, the parent company of uBUCK Technologies. LiteLink was recently featured in a Forbes magazine article, "10 Blockchain Companies to Watch in 2019."<br /> <br /> LiteLink is publicly traded on the Canadian Securities Exchange and OTC Markets. Their symbols are CSE:LLT and OTC:LLNKF.<br /> <br /> Ref: Apps - in Blogs

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Bali is renowned not only for its stunning beaches but also for its breathtaking mountain landscapes that captivate visitors from around the world. Among these natural treasures lies Lake Wanagiri, a hidden gem that offers spectacular panoramic views in the highlands of North Bali. This enchanting lake is located in Wanagiri Village, Sukasada District, Buleleng Regency, Bali Province.<br /><br />Breathtaking Natural Beauty Throughout the Day <br /><br />Lake Wanagiri possesses extraordinary charm with its panoramic beauty that can be enjoyed at any time of day. In the early morning, visitors are greeted by thin mist that blankets the lake's surface, creating a mystical and peaceful atmosphere. During midday, sunlight reflects golden sparkles on the crystal-clear water surface, while the evening presents romantic sunsets with stunning sky color gradations. Even at night, this lake remains captivating with its clear starry sky, providing an unforgettable experience for every visitor.<br />The popularity of Lake Wanagiri as a premier tourist destination in Bali continues to grow thanks to its Instagram-worthy natural panoramic beauty. This lake has become one of the famous tourist attractions that not only draws domestic tourists but has also gained international recognition.<br /><br />Cool Highland Climate<br /><br />The uniqueness of Lake Wanagiri lies in its highland location, providing a cool and refreshing atmosphere that differs from typical beach destinations. The air temperature around this lake remains relatively cool throughout the day, with morning temperatures that can reach 15-18 degrees Celsius, offering natural coolness that is perfect for escaping the hustle and bustle of city life.<br /><br />Lake Formation History<br /><br />Lake Wanagiri was formed within a large caldera as a result of past volcanic activity. This geological process created a natural basin that was later filled with rainwater and natural springs, forming this beautiful lake. The position of Lake Wanagiri, which is aligned with other lakes in the Bedugul area such as Lake Buyan and Lake Tamblingan, makes this region a fascinating lake complex to explore.<br /><br />Wanagiri Village: The Best Spot to Enjoy Lake Beauty<br /><br />On the slopes of Lake Wanagiri lies Wanagiri Village, located in Sukasada District, Buleleng Regency. This village offers a strategic location with the most aesthetic views for enjoying the lake's beauty. From this village, visitors can witness spectacular lake panoramas from height, creating amazing photo opportunities.<br />Wanagiri Village not only offers beautiful lake views but also features various traditional warungs (local eateries) scattered along the slope edges. At these places, tourists can sit and relax while enjoying traditional Balinese tubruk coffee and local snacks with the stunning lake view as their backdrop.<br /><br />Supporting Tourist Attractions Around Lake Wanagiri<br /><br />The Wanagiri Village area holds various hidden gems that enrich the tourism experience. In this village, there are several enchanting waterfalls, including Banyu Wana Amertha Waterfall hidden within the protected forest, Banyumala Waterfall often called the twin waterfall with three different sections, and various other waterfalls that offer authentic natural experiences.<br />Banyumala Waterfall, which stands approximately 20 meters high, has become one of the main attractions with its unique structure that appears to be divided into three sections. This waterfall was first opened to tourists in 2015 and has now become a popular tourist destination frequently visited by international travelers.<br /><br />International Recognition<br /><br />Lake Wanagiri has gained recognition as an international-class tourist destination. Its spectacular natural beauty and Instagram-worthy photo spots have attracted the attention of international tourists from various countries. Many international travel bloggers and influencers have captured their precious moments at this lake, further increasing its popularity on global social media.<br />The combination of authentic natural beauty, cool mountain atmosphere, and adequate facilities makes Lake Wanagiri a perfect destination for spending quality time. Visitors can enjoy the tranquility of nature while witnessing the lake's amazing panorama from various viewpoints.<br /><br />Accessibility and Transportation<br /><br />Access to Lake Wanagiri is quite easy to reach from various cities in Bali. From Singaraja, the journey to this lake takes approximately 1 hour, while from Denpasar it requires about 2.5-3 hours of travel time depending on traffic conditions. The road infrastructure leading to the lake area is already in good condition, allowing various types of vehicles to access this amazing tourist destination.<br />The route to Lake Wanagiri can be reached via Jalan Raya Wanagiri, which is well-paved. Throughout the journey, tourists will be treated to views of green plantation expanses and hills that soothe the eyes, making the journey to the lake part of an enjoyable tourism experience.<br /><br />Conclusion<br /><br />Lake Wanagiri represents an extraordinarily beautiful and comfortable tourist destination for spending vacation time. The combination of spectacular natural beauty, cool mountain weather, good accessibility, and various supporting tourist attractions makes this place a perfect choice for travelers seeking a different experience in Bali. For anyone visiting Bali, Lake Wanagiri is a must-visit destination to experience the natural wonders of the Island of the Gods from a different perspective.

(NewsUSA) - As warm weather approaches, so does wedding season, and family-focused entertainment network UP TV heads down the aisle with a pair of new, unscripted series set to debut this summer.<br /> <br /> The series, "Our Wedding Story," takes viewers inside the relationships between the brides and grooms. With exceptional and cinematic storytelling, viewers will get to live each couple's love story - from the moment they met to the walk down the aisle.<br /> <br /> In "Crazy Beautiful Weddings," viewers go behind the scenes with busy wedding planner Lynzie Kent. Wedding planning is an art and a science, and Ms. Kent brings her style and people skills as she navigates diverse tastes, the couples' visions and various venues, to create one-of-a-kind celebrations for her clients that will make the big day something to remember.<br /> <br /> "On UP, our viewers have seen the families in our beloved series exploring new relationships, planning weddings and having kids," Amy Winter, executive vice present and general manager of UP TV, says in a statement announcing the shows.<br /> <br /> "By greenlighting new series that focus on those specific life moments, we invite our audience to experience all of the joy and excitement that many different couples are going through as they share their personal journeys of life's biggest moments," she says.<br /> <br /> The pair of wedding programs complement new episodes of two existing shows that highlight another one of life's biggest moments - the journey to parenthood.<br /> <br /> This spring, UP premieres new episodes of its groundbreaking series, "Expecting," which follows expectant parents as they prepare for a new addition to the family. With no producers or camera crews, it is the first show that asks couples to turn the lens on themselves, to give the audience a peek into one of life's most exciting and personal journeys - welcoming a child.<br /> <br /> Also premiering in April is "One Born Every Minute." The series takes viewers inside a hospital maternity unit to experience the joy, excitement and drama as babies are delivered.<br /> <br /> UP is available on DIRECTV, DISH, Verizon Fios, AT&T U-verse, Xfinity and local cable. For more information about the family-friendly programming and where you can find the channel, go to UPtv.com.<br /> <br /> Ref: Art - in Blogs

(NewsUSA) - Are all those stories about crippling student debt having an effect on college campuses? Just ask post-Millennials now trying - albeit not always successfully - to avoid being saddled with the same heavy burden of debt as their predecessors.<br /> <br /> According to Fidelity Investments' new "College Savings: Lessons Learned Study," not only did 83 percent of current college students surveyed consider what their total costs would be before matriculating - just 69 percent of recent graduates had such foresight - but 39 percent of them said the potential price tag was such "a huge factor" that they purposely limited their choice of schools to the most affordable. Only 32 percent of recent graduates, alas, had shown similar restraint.<br /> <br /> "It seems today's college students are perhaps more aware of the financial situation they entered into than those who graduated before them," said Melissa Ridolfi, Fidelity's vice president of retirement and college leadership. "That's a positive development."<br /> <br /> All told, student debt in the U.S. now totals more than $1.5 trillion - second only to mortgage debt, Forbes reported. And the 69 percent or so of the Class of 2018 who took out student loans graduated with an average debt balance of $29,800.<br /> <br /> So you can understand why recent graduates would be so stressed out over whether they'd ever be able to pay off their loans that they're now having second thoughts about their decisions:<br /> <br /> * 40 percent said that while they don't regret going to college, they would've made different choices in hindsight.<br /> <br /> * Only 14 percent felt the value of their education was worth more than the money they'd spent.<br /> <br /> Oh, and future college students should listen up for this sage advice from the more than 4,000 respondents surveyed - all recent graduates, current undergraduates, and parents of either or both - on what would've done wonders to ease their own stress levels.<br /> <br /> "When asked 'If you knew then what you know now when it comes to school selection, what would you do differently?' the number one answer for all respondents was 'I would've started saving earlier,'" Ridolfi said.<br /> <br /> Which logically brings us to another key finding of the study: Only 17 percent of current students and recent graduates had taken advantage, prior to college, of what's arguably one of the best ways to fund higher education: 529 savings plans.<br /> <br /> Unlike regular bank savings accounts, they provide a tax-advantaged way to save money to cover tuition, books and other education-related expenses at most accredited two- and four-year colleges, universities and vocational-technical schools.<br /> <br /> The key phrase being "tax-advantaged." Meaning, earnings grow federal income tax-deferred and withdrawals for qualified expenses are free from federal (and, in many places, state) income taxes - thus affording the opportunity to have even more saved for college.<br /> <br /> Significantly, Ridolfi said families using a 529 plan managed by Fidelity have been starting to sock money away earlier than ever before, with contributions beginning on average when the child is about age six and a half. Thirty-six percent of Fidelity 529s are even opened for beneficiaries under - yes - age 2.<br /> <br /> You say a child hasn't even uttered his or her first complete sentence before they're two? Probably not. But just so you're not bushwhacked when they suddenly hit their late teens, free online resources like Fidelity's College Savings Learning Center and College Savings Quick Check - a calculator that even shows you the impact of saving a few dollars more a month - can help prepare you for what lies ahead.<br /> <br /> Ref: Education - in Blogs

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