(NewsUSA) - Sponsored by GAF - It's time to stop thinking of Millennials as totally uninterested in owning anything just because they were early adopters of Uber.<br /> <br /> The newly released U.S. home ownership rate rose in 2017 for the first time in 13 years - it now stands at 64.2 percent - driven mainly by a shift towards owning over renting by the under-age 35 crowd who'd been wary of committing for both financial and personal reasons.<br /> <br /> "This is happening because young households are buying homes. Full stop," Ralph McLaughlin, chief economist at home listings provider Trulia, told the Wall Street Journal.<br /> <br /> They're not the only purchasers, of course. Which means if you're looking to sell your house now or in the not too distant future, you might want to check out this generational roadmap to four upgrades experts say are worth it to help attract potential buyers.<br /> <br /> * Cross-generational: a new steel door. The only thing that beat it on Remodeling magazine's annual Cost vs. Value Report for 2017 was loose-fill attic insulation, but this project - with a 90.7% return on investment - speaks directly to the report's main takeaway: "Curb appeal projects, by and large, generated higher returns on investment than work done inside the home."<br /> <br /> Plus, as far as Millennials go, while their ideal interiors may differ from older generations - for example, they prefer open floor plans and hardwood floors - Architectural Digest says they're still into "traditional exteriors."<br /> <br /> * Millennials: smart-home tech. Yes, there are Boomers and Generation Xers who are super tech savvy, but Millennials especially crave homes that allow them to control their heating, air-conditioning, home security, and lighting systems from their phones.<br /> <br /> "They want to use their brains for other things, not for remembering whether they adjusted the heat or closed the garage door," Angie's List stressed.<br /> <br /> * Cross-generational: a new roof. It's the ultimate curb appeal enhancer and a perennial Remodeling magazine A-lister, with Credit.com having observed that "buyers pay a premium for one already in place."<br /> <br /> So if the first thing prospects notice even before exiting their cars looks like something out of "Twister," you've got a problem.<br /> <br /> "It's a huge turn-off," said Patsy O'Neill, a sales associate with Sotheby's in Montclair, New Jersey, "and makes buyers of all ages predisposed to find even more things they don't like."<br /> <br /> If your roof does need replacing, those particularly interested in targeting Millennials might want to consider the very affordable Sienna line of diamond-shaped shingles from GAF (gaf.com), North America's largest roofing manufacturer, since they capture that generation's sensibilities.<br /> <br /> "They pick up on key Millennial style trends of natural, clean materials, clean lines, and the integration of artistic elements," said Leslie Franklin, executive director of residential marketing at GAF.<br /> <br /> * Millennials: all-new appliances. Realtors will tell you that major kitchen (and bath) upgrades aren't generally worth their high costs, in terms of return on investment, since prospective buyers' tastes can clash with yours.<br /> <br /> However, Millennials do love, love, love all-new stainless steel appliances. So much so that what RealtyTimes.com called "an astonishing majority of 75 percent" of respondents in a recent survey chose to spend their hypothetical home buying budgets on them.<br /> <br /> Ref: Gardens - in Blogs

(NewsUSA) - As the coronavirus pandemic rapidly turned the "new normal" household into hubs for all daily activities, Summer 2020 now means moving parents' offices, kid's camps, vacation destinations, and virtually everything under one roof.<br /> <br /> Although this dynamic could forge family bonds, it can also ignite the already heated stresses and struggles facing many Americans during this difficult time - making optimal home climate control a critical key to keeping their cool as temperatures heat up this season.<br /> <br /> Recent studies show how our increased togetherness can significantly disrupt domestic bliss. In fact, research suggests that people forced to live in quarantine conditions face a greater risk of anxiety, depression, anger, irritability, insomnia and post-traumatic stress symptoms.<br /> <br /> And, despite feeling close to their children during the pandemic, 61percent of parents say they have shouted, yelled, or screamed at them at least once over the past two weeks, according to a University of Michigan study. Further, married and engaged couples in quarantine are fighting more, with only 18 percent of surveyed couples reporting satisfaction in communication with their partner, according to a survey conducted by the publication, "The Knot and app Lasting."<br /> <br /> When temperatures - and tempers - rise, a dreaded "Family Thermostat War" can ensue. Following are some useful tips to help you save money on utility bills and keep your family cool.<br /> <br /> With home heating and cooling accounting for nearly half of home energy use and air conditioner energy expenses costing homeowners more than $11 billion a year, small steps can go a long way.<br /> <br /> * Ease Into Electric: According to Columbia University's Earth Institute, electric systems are a solution to decarbonize home climate control. Among the most energy-efficient heating and cooling products, electricity-powered ductless mini-split systems, offered by companies including Fujitsu General America, can save as much as 25 percent on your energy bill. Mini-splits use thin copper tubing to pump refrigerant from an outdoor compressor directly into an indoor air-handling unit, where the air is quietly distributed to the interior space.<br /> <br /> * Get "Smart" About Climate Control: When it comes to smart home temperature control, there are Smart HVAC Systems and Smart Thermostats. Smart HVAC systems have built-in Internet capability and can be controlled directly without additional equipment. Smart Home Thermostats create "smart" systems by enabling remote temperature control via a mobile or Internet-connected device or voice-operated home automation system.<br /> <br /> * Voice Your Preference: Take control of your comfort. Most HVAC manufacturers offer apps that enable systems to be controlled from anywhere using a mobile device. Voice-control capability uses digital assistants, such as Amazon Alexa or Google Home, to verbally dictate home temperatures. Easily controlling the temperature more closely allows homeowners to be more comfortable and improve energy savings.<br /> <br /> * Find Your Efficient Comfort Zone: Many of us live in homes designed for bigger families, but have yet to downsize. If you find yourself using a fraction of your home on a regular basis, consider upgrading to a zoned, ducted, or ductless system. That will allow you to save energy heating and cooling spaces where you and your family don't spend a lot of time. This will multiply savings as you're not only needing less cooling, but you also gain from a more efficient system in the spaces you do still use.<br /> <br /> * Try Low-tech Fixes: Simple changes can have a big impact. Try to use heat-producing appliances - stoves, irons and dryers at night or early morning. Switch to LED light bulbs instead of incandescent bulbs - which consume 90 percent more power. Seal air leaks around windows, doors, and places where pipes and wires come through walls. And check existing caulking and weather-stripping for gaps or cracks.<br /> <br /> Achieving a sense of peaceful co-existence in your increasingly crowded, multi-functional home does not need to make your family members hot under the collar. If a new system is right for you, many Fujitsu systems with the Energy Star rating are more than twice as efficient as the minimum standard set by the government. To learn more or find a contractor near you, call 888-888-3424 or visit www.constantcomfort.com.<br /> <br /> Ref: Furnitures - in Blogs

(NewsUSA) - They may not make those "Agony of Defeat" sports reels, but amateur athletes get injured all the time. Maybe it's from an awkward golf swing. Or maybe it's from not warming up or stretching before an event.<br /> <br /> Whatever the cause, though, there's one scary thing they have in common with the pros.<br /> <br /> "The reality is that all athletes are one fall, twist, or tweak away from landing their own opioid prescription," Outside magazine warned.<br /> <br /> The warning couldn't be better timed. It's not just that the country is in the midst of an opioid crisis that's claimed the lives of thousands of prescription painkiller abusers and left countless more addicted to the likes of OxyContin. It's also that -- as the magazine also noted -- physicians seem to be starting to heed last year's urging by the Centers for Disease Control and Prevention to dramatically curtail prescribing the drugs.<br /> <br /> According to a survey conducted for the Boston Globe by the SERMO physicians social network, more than half of doctors across America are doing exactly that, and nearly one in 10 have completely stopped prescribing them.<br /> <br /> So what's an amateur athlete suffering from pain supposed to do? One especially popular alternative is drug-free chiropractic care.<br /> <br /> Whereas opioids (and Ibuprofen forms of over-the-counter drugs) only "mask" the pain, doctors of chiropractic approach the problem highly educated and trained in the structure and function of the human body.<br /> <br /> And they use hands-on techniques to help enhance flexibility, muscle strength, and range of motion -; the very things all athletes need addressing. And yes, as the Foundation for Chiropractic Progress' Dr. Sherry McAllister says, chiropractic is covered by most insurance and health plans.<br /> <br /> To locate a nearby doctor of chiropractic,visit f4cp.com/findadoctor.<br /> <br /> Ref: Cool - in Blogs

(NewsUSA) - Although it happened nearly 30 years ago, the story of Lorena Bobbitt and the domestic violence she endured still resonates today in the MeToo era. Lifetime kicks off Memorial Day with the Ripped from the Headlines feature premiere of "I Was Lorena Bobbitt" on Monday, May 25, at 8pm ET/PT.<br /> <br /> Lorena Bobbitt (now Lorena Gallo) serves as one of the executive producers on the film, as well as its narrator.<br /> <br /> The story follows her journey from a young and innocent immigrant bride to a victim of domestic violence. In 1993, after years of abuse at the hands of her husband, John Bobbitt, Lorena fought back, cutting off her husband's penis with a knife and becoming an unlikely international media sensation. The film follows her evolution into a strong and thoughtful woman who has devoted her life to advocating for abused women.<br /> <br /> "There are many reasons why I feel it's important to share my story now," Ms. Gallo says in an interview.<br /> <br /> "Lifetime gave me a platform and truly listened to my message about domestic violence, and I was actively involved in telling my story. I believe with the <a class="btn-scroll hashword" href="https://stallios.com/search/hashtag/MeToo">#MeToo</a> movement and increased awareness of domestic violence and sexual assault that my message would be heard."<br /> <br /> The process of making the movie was very emotional, Ms. Gallo says.<br /> <br /> "With me being so young and an immigrant, new to the United States and to endure the type of abuse that I went through, along with the court case and the media frenzy that followed, it is a reminder of what I had to go through to help to become the person that I am today. The work that I do with the Lorena Gallo Foundation and other organizations is based upon my own experiences," she explains.<br /> <br /> "I Was Lorena Bobbitt" stars Dani Montalvo ("Dispatches from Elsewhere") and Luke Humphrey ("Tiny Pretty Things") as Lorena and John. Ms. Gallo spent time discussing her past with Ms. Montalvo to help her prepare for the role. "We learned a lot from one another and I'm grateful for our time together," Ms. Gallo says.<br /> <br /> The take-home message from the movie, according to Ms. Gallo, is "that domestic violence is real and doesn't discriminate. It can happen to anyone and there are definitely signs showing that someone is abused and it should be taken seriously and not overlooked."<br /> <br /> Ms. Gallo's advice to others who are dealing with abuse: "Never give up hope and be resilient."<br /> <br /> She emphasizes, "You are not alone and there are options and resources. Do not keep it to yourself. Contact family and friends and understand the resources available to you now, such as shelters, domestic violence hotlines and social service organizations. First responders and doctors are better trained to understand and deal with domestic violence-related problems." She adds, "Do not deal with the situation with the false hope that it will get better. Silence is not an option!"<br /> <br /> Domestic and sexual violence is on the rise with many stuck at home with their abusers because of Covid/stay-at-home orders, so this movie is more timely than ever to help women with resources. During the film, Lifetime will run a public service announcement for the National Domestic Violence Hotline and the National Coalition Against Domestic Violence featuring the actors and Lorena Bobbitt, as part of Lifetime's public affairs campaign, Stop Violence Against Women.<br /> <br /> Visit mylifetime.com for more information about upcoming programs.<br /> <br /> Follow on social @LifetimeTV and using IwasLorenaBobbitt.<br /> <br /> Ref: Acting - in Blogs

(NewsUSA) - Fans of wholesome television have a double treat in store, as the UPtv network launches its new series, "Design Twins," on Valentine's Day.<br /> <br /> The reality series makes its debut at 8 pm Eastern time (ET) on February 14, and features twin sisters, Heidi and Heather, who team up to start an interior design business aimed at providing families with creative, beautiful and functional spaces. To get the new venture off the ground, the twins move their families in together to save money and increase efficiency.<br /> <br /> Viewers can empathize with their challenges as the twins, together with their husbands and a total of seven children under the age of 6, work to nurture both their families and their growing business, aptly named "Joyful Living."<br /> <br /> The Atlanta, Georgia-based UPtv makes it a full night of love for Valentine's Day this season by also airing the much-anticipated wedding of Josie Bates and Kelton Balka at 9 pm ET on the popular series, "Bringing Up Bates," following the premiere of "Design Twins."<br /> <br /> The wedding features a picturesque outdoor country setting and plenty of family participation in the festivities.<br /> <br /> "At UPtv, we celebrate family and life's biggest moments," says Amy Winter, general manager and evp. "We are excited to add 'Design Twins' to our Thursday night lineup as we continue to bring viewers uplifting and inspiring stories."<br /> <br /> Valentine's Day is a time to celebrate love and romance, but the network keeps heartwarming stories upfront year-round with new episodes of UPtv's hit series on Thursday nights, movie premieres on the weekend and fan-favorite acquired series throughout the week.<br /> <br /> UPtv continues the themes of love and family in 2019 with UP Faith & Family. The streaming service offers a variety of commercial-free, faith- and family-friendly entertainment anytime, anywhere. UP Faith & Family offers endless hours of movies, drama series and kids' programming. It's also the exclusive home for past seasons of UPtv originals.<br /> <br /> In February, UP Faith & Family will be adding the wedding-themed reality series, "Our Wedding Story," and "Crazy Beautiful Weddings," as well as other romance-themed programs, including the movies, "Bridal Bootcamp" and "Love's Last Resort." New titles are added monthly.<br /> <br /> Prospective viewers can enjoy a 14-day free trial of the service by downloading the UP Faith & Family app or visiting Upfaithandfamily.com.<br /> <br /> For more information about UPtv, go to UPtv.com or check for updates on Facebook at facebook.com/Uptv, Twitter on @Uptv and Instagram at UP_TV.<br /> <br /> Ref: Humor - in Blogs

(NewsUSA) - How much will I need for my kid's college education? And how the heck will I pay for it?<br /> <br /> With the cost of a four-year degree rising nearly eight times faster than wages since the 1980s, those two questions are enough to give today's parents a serious case of night sweats. You can argue about the reasons for the disconnect -Administrative costs? Fancy amenities? - but you know there's a problem when a writer at Education Week is incensed.<br /> <br /> "Madness," she decried.<br /> <br /> Which is all the more reason to mark May 29 down on your calendar.<br /> <br /> Otherwise known as National 529 College Savings Plan Day -Get it? 5/29? - it's the perfect time to consider setting up one those tax-advantaged 529 plans, as they're called, to help sock money away to cover tuition, books and other education-related expenses at most accredited two - and four-year colleges, universities and vocational-technical schools.<br /> <br /> "It's a way of keeping your son or daughter from being saddled with too much debt when it's time to jump start their careers," explained Melissa Ridolfi, vice president of retirement and college products at Fidelity Investments. "Plus, any investment earnings compound on a tax-deferred basis, and qualified withdrawals are entirely free from federal and state income taxes."<br /> <br /> And now to the big question: How much?<br /> <br /> Two factors are mainly at play:<br /> <br /> * Public vs. private schools. The cost difference can be about as mind-boggling as "Avengers: Endgame's" record $357.1 million opening weekend domestic haul: an average of $21,370 a year at the former, according to the College Board's latest figures, as opposed to $48,510 at the latter.<br /> <br /> * The percentage of the bill you plan to foot. If you were counting on scholarships and other grants to pick up all or most of the tab, you should probably rethink that unless your kid is either a bona fide child prodigy or football star. Sallie Mae's "How America Pays for College" 2018 report found that both categories combined paid for just 28 percent of college costs.<br /> <br /> One guess where 47 percent of the costs came from. That's right, "family income and savings," with another 24 percent covered by borrowing.<br /> <br /> In other words, as Ridolfi said, "any way you look at it, the family is on the hook to pay the lion's share of college expenses." Which probably helps explain why a recent Fidelity study found that parents are increasingly starting to save before their child even reaches the age of two.<br /> <br /> To see where you stand, try using what Fidelity calls "the college savings 2K rule of thumb." Simply multiply your child's current age by $2,000 to figure whether your savings to date are generally on track to handle approximately 50 percent of the College Board's $21,370-a-year average cost of attending a four-year public college.<br /> <br /> Or, especially if you want a more customized estimate - one that lets you play around with percentages and switch back and forth between public and private schools - the firm's free online college savings calculator takes the angst out of doing the math yourself.<br /> <br /> Fidelity provides 12 savings ideas to help reach your own goal, and offers a choice of two different investment strategies in the 529 savings plans it manages - including an age-based portfolio of funds that automatically becomes more conservative as the beneficiary nears college age.<br /> <br /> Hopefully, armed with all that info, you'll be sleeping better at night.<br /> <br /> Ref: Family - in Blogs

(NewsUSA) - With so many TV shows, videos, and games vying for a child's attention, it can be hard to keep him or her inspired to read. It can be even harder to do so in "real life" settings, but interacting with other kids and sharing excitement for a series or character is often more powerful than swiping a screen.<br /> <br /> Enter the Barnes & Noble Kids' Book Hangout. This new nationwide program invites kids aged 6 through 12 to go to their local Barnes & Noble to hang out, talk books, and play fun games and activities - all "in real life."<br /> <br /> Through this new program, Barnes & Noble booksellers will lead kids in games and activities related to select titles that showcase a range of genres and tastes.<br /> <br /> "The whole idea of the Hangout is for kids to see how much fun reading can be, and that enjoying characters, stories, and books really can be a social experience," says Stephanie Fryling, Vice President of Merchandising, Children's Books. "If the kids walk away with a new favorite character or series that motivates them to keep reading, then we'll have done our job."<br /> <br /> The first Kids' Book Hangout starts Saturday, July 28, at 2 p.m. in every Barnes & Noble store nationwide. Kids don't have to read the featured books, and everyone from 6-12 is welcome. The national bookseller will continue to host Hangouts on a seasonal schedule.<br /> <br /> For the inaugural gathering, Barnes & Noble has teamed up with Penguin Young Readers to showcase titles that include heartfelt poetry, a hilarious Caveboy, a mysterious adventure, and a Beatle-crazed young woman. The books are:<br /> <br /> * Brown Girl Dreaming, by Jacqueline Woodson<br /> <br /> * More Scrawny Than Brawny, by Aaron Reynolds<br /> <br /> * The Basque Dragon, by Adam Gidwitz<br /> <br /> * She Loves You (Yeah, Yeah, Yeah), by Ann Hood<br /> <br /> The four titles will be 20 percent off all day at Barnes & Noble on July 28, and Frappuccinos and smoothies will be $1 off for Hangout participants.<br /> <br /> The first Hangout comes at a great time for parents struggling to keep their kids reading during the summer. When school starts up again, the Hangouts will be a good reminder that books aren't just for classrooms.<br /> <br /> "The relationship people have with books and reading often starts in childhood, and we hope these Hangouts will help parents and caregivers lay a great foundation for young readers," Fryling says.<br /> <br /> The program adds to Barnes & Noble's other offerings for kids, including the earn-a-free-book Summer Reading Program, and weekly Storytimes for younger kids.<br /> <br /> The bookseller has more information on its website: www.bn.com/bnhangout, and will be posting about the event at <a class="btn-scroll hashword" href="https://stallios.com/search/hashtag/BNHangout">#BNHangout</a>.<br /> <br /> Ref: Communities - in Blogs

<br /> <br /> <span style='display:none' class='DO NOT REMOVE - THIS CATEGORY CODE WILL BE HIDDEN - IT IS NEEDED TO BE FOUND BY CATEGORY AND ONE-CLICK SEARCH'>Category: Photography - in Blogs</span>

(NewsUSA) - For many of us, a cup of coffee is essential to starting the day off right. For your teeth, it sets the stage for stains. And for those who like to have a glass of red wine at night, you're also ending your day with a noted tooth stainer. Other culprits can include: tea, sports drinks, curry, berries, tomato sauce and candies.<br /> <br /> The Eroders<br /> <br /> Your enamel is not only vulnerable to obvious acids like citrus fruits, vinegar and white wine, but sugar can have an acidic effect on your enamel as well. Plaque bacteria use sugar to produce acid, which then eats away at tooth enamel. This means the sodas, juices, sports drinks and candies<br /> <br /> -- basically anything with sugar in it -- can be eroding your enamel.<br /> <br /> The Breakers<br /> <br /> It goes without saying that biting into something very hard can damage your teeth. Similarly, something extremely chewy can pull on teeth and cause damage or loosen a crown. The foods to be wary of include: hard candies, chewy candies, ice, popcorn seeds and corn on the cob.<br /> <br /> The Driers<br /> <br /> That horrible "cotton-mouth" feeling after you've had a couple of drinks is actually bad for your teeth. When saliva flow is reduced, you stand a greater risk of tooth decay, oral infections and possibly gum disease. Triggers that can cause dry mouth include: alcohol, coffee, tea, caffeinated beverages and any salty foods.<br /> <br /> Don't despair! There are plenty of food options that actually promote tooth strength, whiteness and freshness. Feel free to indulge in fiber-rich fruits and vegetables that stimulate salivation. Cheeses, milk, yogurt and other dairy products are packed with calcium, phosphates, vitamin D and other minerals that promote all-over health. Also, calcium mixes with plaque and sticks to your teeth, providing protection from acids and rebuilding enamel on the spot. Green and black tea (without sugar added) can slow down tooth decay and gum disease by suppressing bacteria. Use fluoridated water to brew your tea, and you've just added a powerful decay prevention agent.<br /> <br /> For more information and to locate an American Academy of Cosmetic Dentistry AACD member dentist near you, please visit www.YourSmileBecomesYou.com.<br /> <br /> Ref: Eating - in Blogs