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Meeting Invitation
Meeting Invitation


    Ramiro Williamson Ramiro_Williamson


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    Aric Feeney Aric_Feeney


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    Millie Zemlak Millie_Zemlak
    (NewsUSA) - How much will I need for my kid's college education? And how the heck will I pay for it?

    With the cost of a four-year degree rising nearly eight times faster than wages since the 1980s, those two questions are enough to give today's parents a serious case of night sweats. You can argue about the reasons for the disconnect -Administrative costs? Fancy amenities? - but you know there's a problem when a writer at Education Week is incensed.

    "Madness," she decried.

    Which is all the more reason to mark May 29 down on your calendar.

    Otherwise known as National 529 College Savings Plan Day -Get it? 5/29? - it's the perfect time to consider setting up one those tax-advantaged 529 plans, as they're called, to help sock money away to cover tuition, books and other education-related expenses at most accredited two - and four-year colleges, universities and vocational-technical schools.

    "It's a way of keeping your son or daughter from being saddled with too much debt when it's time to jump start their careers," explained Melissa Ridolfi, vice president of retirement and college products at Fidelity Investments. "Plus, any investment earnings compound on a tax-deferred basis, and qualified withdrawals are entirely free from federal and state income taxes."

    And now to the big question: How much?

    Two factors are mainly at play:

    * Public vs. private schools. The cost difference can be about as mind-boggling as "Avengers: Endgame's" record $357.1 million opening weekend domestic haul: an average of $21,370 a year at the former, according to the College Board's latest figures, as opposed to $48,510 at the latter.

    * The percentage of the bill you plan to foot. If you were counting on scholarships and other grants to pick up all or most of the tab, you should probably rethink that unless your kid is either a bona fide child prodigy or football star. Sallie Mae's "How America Pays for College" 2018 report found that both categories combined paid for just 28 percent of college costs.

    One guess where 47 percent of the costs came from. That's right, "family income and savings," with another 24 percent covered by borrowing.

    In other words, as Ridolfi said, "any way you look at it, the family is on the hook to pay the lion's share of college expenses." Which probably helps explain why a recent Fidelity study found that parents are increasingly starting to save before their child even reaches the age of two.

    To see where you stand, try using what Fidelity calls "the college savings 2K rule of thumb." Simply multiply your child's current age by $2,000 to figure whether your savings to date are generally on track to handle approximately 50 percent of the College Board's $21,370-a-year average cost of attending a four-year public college.

    Or, especially if you want a more customized estimate - one that lets you play around with percentages and switch back and forth between public and private schools - the firm's free online college savings calculator takes the angst out of doing the math yourself.

    Fidelity provides 12 savings ideas to help reach your own goal, and offers a choice of two different investment strategies in the 529 savings plans it manages - including an age-based portfolio of funds that automatically becomes more conservative as the beneficiary nears college age.

    Hopefully, armed with all that info, you'll be sleeping better at night.

    Ref: Family - in Blogs
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    Vanessa Leannon Vanessa_Leannon


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    Millie Zemlak Millie_Zemlak
    (NewsUSA) - Is your dog bad to the bone? Does your sweet Jack Russel guard all doors from intruders -- friends and family included? Or is it your Boxer puppy that won't stop shredding socks and underwear? Some of the cutest pooches have the worst manners. Whether you're at work or just in another room, their mischievous play may lead to anything from home repairs to staggering vet bills.

    Pooches and owners alike can relate to this common problem, and getting the magical, behavioral transformation you've always fantasized about is closer than you think -- pet care authority Camp Bow Wow held a contest, "Bad to The Bone: Camp Bow Wow's Worst Behaved Dog Contest," to discover North America's most ill-mannered dog. The winning pooch received a full year of free services ($3,000 value) at a local Camp or Home Buddies (an in-home care service offered by Camp Bow Wow) of their choice. Most importantly, the winning dog also received free dog training to correct those bad habits.

    If you are a frustrated pet owner who doesn't have time to wait to win a contest like this, here are five dog-training tips straight from the Behavior Buddies experts at Camp Bow Wow to get you started:

    1. Proper exercise is key! A majority of behavior issues stem from a lack of proper exercise. At least one 30-minute walk per day is sufficient for most dogs. Playing in the backyard or in the house does not count as exercise.

    2. Buy a dog backpack for walks. This allows your dog to have a job and adds weight with objects like water bottles or hand weights so the dog expends more energy.

    3. Challenge your dog with brain puzzles. A mentally tired dog will not spend time thinking about how to get in the garbage or waste breath yipping at neighbors.

    4. Take a training class. Getting your dog to respect you is critical to having your dog listen to you.

    5. Send your dog to Camp Bow Wow or hire a Home Buddies Care Giver to take Fido on a walk. A tired dog is a good dog!

    If your beloved Fido is still opening cabinets and devouring furniture, enter him or her in Camp Bow Wow.

    For more information, visit www.campbowwow.com to see the location finder for the nearest Camp Bow Wow or Home Buddies near you.

    Ref: Funny - in Blogs
    76 1

    MaruNaga MaruNaga
    MaruNaga offers you a best in-class vegetarian buffet. If you want to be healthy, the best way to achieve this goal is by eating well and exercising regularly. MaruNaga is the best way to start your healthy journey.

    What we need

    We're looking for healthy food influencers to invite their followers to our restaurant. We need you to post invitations to invite followers via a 15 second video or a permanent story. We'll send you $1500.00, or 150,000 gift-points once the post is done. If you're interested, simply say you're Interested in a comment below this post.

    CONDITIONS

    Audience
    United-States, UK, Australia

    Language
    English

    Channels
    Lifestyle, Fashion, Beauty, Travel

    Minimum Followers
    1000

    Age Group
    18-65

    Genders
    Any

    Post Type
    15 Second Video or Story With Images

    Pay Per Post Amount in Money
    $1500.00

    Pay Per Post in Points. 100 Points = $1.00
    150,000

    Commission Per Sale
    $0

    Item Shipped For Review
    None

    Must Create a New Creative From Scratch
    Yes

    Must Use The Images And Video Supplied
    No

    Must Follow Some Specific Guidelines
    No

    Must Avoid Saying or Showing Specific Things
    No

    Content Must Be Approved Before Posting
    No

    Delivery Delay in Days
    5 Business day

    Delivery Exact Date
    None

    Our Website URL
    MaruNaga


    98 8

    Rebecca Ebert Rebecca_Ebert


    88 0

    Aric Feeney Aric_Feeney
    80 0
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