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- Thurman WilliamsonThurman_Williamson - posted recentlyI want to collaborate!I want to collaborate!
MaruNaga MaruNaga
MaruNaga offers you a best in-class vegetarian buffet. If you want to be healthy, the best way to achieve this goal is by eating well and exercising regularly. MaruNaga is the best way to start your healthy journey.
What we need
We're looking for healthy food influencers to invite their followers to our restaurant. We need you to post invitations to invite followers via a 15 second video or a permanent story. We'll send you $1500.00, or 150,000 gift-points once the post is done. If you're interested, simply say you're Interested in a comment below this post.
CONDITIONS
Audience
United-States, UK, Australia
Language
English
Channels
Lifestyle, Fashion, Beauty, Travel
Minimum Followers
1000
Age Group
18-65
Genders
Any
Post Type
15 Second Video or Story With Images
Pay Per Post Amount in Money
$1500.00
Pay Per Post in Points. 100 Points = $1.00
150,000
Commission Per Sale
$0
Item Shipped For Review
None
Must Create a New Creative From Scratch
Yes
Must Use The Images And Video Supplied
No
Must Follow Some Specific Guidelines
No
Must Avoid Saying or Showing Specific Things
No
Content Must Be Approved Before Posting
No
Delivery Delay in Days
5 Business day
Delivery Exact Date
None
Our Website URL
MaruNaga
Category: Influencer Marketing Offers - in Marketing
What we need
We're looking for healthy food influencers to invite their followers to our restaurant. We need you to post invitations to invite followers via a 15 second video or a permanent story. We'll send you $1500.00, or 150,000 gift-points once the post is done. If you're interested, simply say you're Interested in a comment below this post.
CONDITIONS
Audience
United-States, UK, Australia
Language
English
Channels
Lifestyle, Fashion, Beauty, Travel
Minimum Followers
1000
Age Group
18-65
Genders
Any
Post Type
15 Second Video or Story With Images
Pay Per Post Amount in Money
$1500.00
Pay Per Post in Points. 100 Points = $1.00
150,000
Commission Per Sale
$0
Item Shipped For Review
None
Must Create a New Creative From Scratch
Yes
Must Use The Images And Video Supplied
No
Must Follow Some Specific Guidelines
No
Must Avoid Saying or Showing Specific Things
No
Content Must Be Approved Before Posting
No
Delivery Delay in Days
5 Business day
Delivery Exact Date
None
Our Website URL
MaruNaga
Category: Influencer Marketing Offers - in Marketing
MaruNaga offers you a best in-class vegetarian buffet. If you want to be healthy, the best way to achieve this goal is by eating well and exercising regularly. MaruNaga is the best way to start your healthy journey. <br />
<br />
What we need<br />
<br />
We're looking for healthy food influencers to invite their followers to our restaurant. We need you to post invitations to invite followers via a 15 second video or a permanent story. We'll send you $1500.00, or 150,000 gift-points once the post is done. If you're interested, simply say you're Interested in a comment below this post.<br />
<br />
CONDITIONS<br />
<br />
Audience<br />
United-States, UK, Australia<br />
<br />
Language<br />
English<br />
<br />
Channels<br />
Lifestyle, Fashion, Beauty, Travel<br />
<br />
Minimum Followers<br />
1000<br />
<br />
Age Group<br />
18-65<br />
<br />
Genders<br />
Any<br />
<br />
Post Type<br />
15 Second Video or Story With Images<br />
<br />
Pay Per Post Amount in Money<br />
$1500.00<br />
<br />
Pay Per Post in Points. 100 Points = $1.00<br />
150,000<br />
<br />
Commission Per Sale<br />
$0<br />
<br />
Item Shipped For Review<br />
None<br />
<br />
Must Create a New Creative From Scratch<br />
Yes<br />
<br />
Must Use The Images And Video Supplied<br />
No<br />
<br />
Must Follow Some Specific Guidelines<br />
No<br />
<br />
Must Avoid Saying or Showing Specific Things<br />
No<br />
<br />
Content Must Be Approved Before Posting<br />
No<br />
<br />
Delivery Delay in Days<br />
5 Business day<br />
<br />
Delivery Exact Date<br />
None<br />
<br />
Our Website URL<br />
<a onclick="$('#phonebook-category-no-city').val($(this).text());" class="coolinks btn-scroll hashword" href="https://stallios.com/MaruNaga">MaruNaga</a><br />
<br />
<br />
<span style='display:none' class='DO NOT REMOVE - THIS CATEGORY CODE WILL BE HIDDEN - IT IS NEEDED TO BE FOUND BY CATEGORY AND ONE-CLICK SEARCH'>Category: Influencer Marketing Offers - in Marketing</span>
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Millie Zemlak Millie_Zemlak
(NewsUSA) - Nurses remain an essential and trusted part of the health care system, and the nation faces an urgent need for nurses due to the COVID-19 outbreak.
The World Health Organization is also celebrating the value of nursing by designating 2020 as the International Year of the Nurse and the Midwife. In addition, 2020 is the 200th anniversary of the birth of Florence Nightingale, the 19th- century social reformer known as the founder of modern nursing.
The demand for nurses, and therefore for nurse educators, is likely to remain high, according to the National League for Nursing (NLN), as nurse educators are on the front lines teaching new nurses who are filling the shortages in hospitals and other health care settings.
Nurse educators will likely continue to be well paid. Data from the Bureau of Labor Statistics estimate the median salary for nurse educators at $73,490. They may work in academic settings, but some expand their focus to teaching in schools, businesses, hospitals, and community agencies.
The NLN shares some key advantages to becoming a nurse educator:
- Intellectual stimulation. Nurse educators know the latest research in the field, and have the ability to share it with others.
- Flexibility. Nurse education allows for more autonomy and a flexible schedule. Not to mention that technology allows educators to teach from anywhere in the world, at any time, from the beach to the ski slopes.
- Research. Nurse educators have opportunities for research and publication in scholarly journals to advance the field of nursing and their own careers.
- Meaning. The desire for a purpose-driven life steers many people to the nurse education field, where they can make a significant difference in a variety of ways.
- Fulfillment. Nurse educators rejoice in encouraging young students, and take pride in their accomplishments.
- Impact. Nurse educators, by shaping and developing the next generation of nurses and by working in their communities, will continue to impact the shape of healthcare for future generations.
- Inspiration. Everyone remembers the teacher or teachers who made a difference for them by giving them that extra encouragement, or helping them explore paths they might not have seen.
But quite possibly the number- one reason to become a nurse educator, according to the NLN, is the unique chance to "teach what you love."
Many career tracks exist for potential nurse educators. Teaching requires at least a master's degree in either education or nursing, but these degrees may be earned through a traditional college setting or through the variety of fully accredited programs now available online.
For more information about careers in nursing education, visit NLN.org.
Ref: Health - in Blogs
The World Health Organization is also celebrating the value of nursing by designating 2020 as the International Year of the Nurse and the Midwife. In addition, 2020 is the 200th anniversary of the birth of Florence Nightingale, the 19th- century social reformer known as the founder of modern nursing.
The demand for nurses, and therefore for nurse educators, is likely to remain high, according to the National League for Nursing (NLN), as nurse educators are on the front lines teaching new nurses who are filling the shortages in hospitals and other health care settings.
Nurse educators will likely continue to be well paid. Data from the Bureau of Labor Statistics estimate the median salary for nurse educators at $73,490. They may work in academic settings, but some expand their focus to teaching in schools, businesses, hospitals, and community agencies.
The NLN shares some key advantages to becoming a nurse educator:
- Intellectual stimulation. Nurse educators know the latest research in the field, and have the ability to share it with others.
- Flexibility. Nurse education allows for more autonomy and a flexible schedule. Not to mention that technology allows educators to teach from anywhere in the world, at any time, from the beach to the ski slopes.
- Research. Nurse educators have opportunities for research and publication in scholarly journals to advance the field of nursing and their own careers.
- Meaning. The desire for a purpose-driven life steers many people to the nurse education field, where they can make a significant difference in a variety of ways.
- Fulfillment. Nurse educators rejoice in encouraging young students, and take pride in their accomplishments.
- Impact. Nurse educators, by shaping and developing the next generation of nurses and by working in their communities, will continue to impact the shape of healthcare for future generations.
- Inspiration. Everyone remembers the teacher or teachers who made a difference for them by giving them that extra encouragement, or helping them explore paths they might not have seen.
But quite possibly the number- one reason to become a nurse educator, according to the NLN, is the unique chance to "teach what you love."
Many career tracks exist for potential nurse educators. Teaching requires at least a master's degree in either education or nursing, but these degrees may be earned through a traditional college setting or through the variety of fully accredited programs now available online.
For more information about careers in nursing education, visit NLN.org.
Ref: Health - in Blogs
(NewsUSA) - Nurses remain an essential and trusted part of the health care system, and the nation faces an urgent need for nurses due to the COVID-19 outbreak.<br />
<br />
The World Health Organization is also celebrating the value of nursing by designating 2020 as the International Year of the Nurse and the Midwife. In addition, 2020 is the 200th anniversary of the birth of Florence Nightingale, the 19th- century social reformer known as the founder of modern nursing.<br />
<br />
The demand for nurses, and therefore for nurse educators, is likely to remain high, according to the National League for Nursing (NLN), as nurse educators are on the front lines teaching new nurses who are filling the shortages in hospitals and other health care settings.<br />
<br />
Nurse educators will likely continue to be well paid. Data from the Bureau of Labor Statistics estimate the median salary for nurse educators at $73,490. They may work in academic settings, but some expand their focus to teaching in schools, businesses, hospitals, and community agencies.<br />
<br />
The NLN shares some key advantages to becoming a nurse educator:<br />
<br />
- Intellectual stimulation. Nurse educators know the latest research in the field, and have the ability to share it with others.<br />
<br />
- Flexibility. Nurse education allows for more autonomy and a flexible schedule. Not to mention that technology allows educators to teach from anywhere in the world, at any time, from the beach to the ski slopes.<br />
<br />
- Research. Nurse educators have opportunities for research and publication in scholarly journals to advance the field of nursing and their own careers.<br />
<br />
- Meaning. The desire for a purpose-driven life steers many people to the nurse education field, where they can make a significant difference in a variety of ways.<br />
<br />
- Fulfillment. Nurse educators rejoice in encouraging young students, and take pride in their accomplishments.<br />
<br />
- Impact. Nurse educators, by shaping and developing the next generation of nurses and by working in their communities, will continue to impact the shape of healthcare for future generations.<br />
<br />
- Inspiration. Everyone remembers the teacher or teachers who made a difference for them by giving them that extra encouragement, or helping them explore paths they might not have seen.<br />
<br />
But quite possibly the number- one reason to become a nurse educator, according to the NLN, is the unique chance to "teach what you love."<br />
<br />
Many career tracks exist for potential nurse educators. Teaching requires at least a master's degree in either education or nursing, but these degrees may be earned through a traditional college setting or through the variety of fully accredited programs now available online.<br />
<br />
For more information about careers in nursing education, visit NLN.org.<br />
<br />
Ref: Health - in Blogs
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Vanessa Leannon Vanessa_Leannon
Category: Photography - in Blogs
<br />
<br />
<span style='display:none' class='DO NOT REMOVE - THIS CATEGORY CODE WILL BE HIDDEN - IT IS NEEDED TO BE FOUND BY CATEGORY AND ONE-CLICK SEARCH'>Category: Photography - in Blogs</span>
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Shauna Castorena whiskeychickofficial
I’m doing it. I am finally calling out something that bothers the **** out of me in country music, and that is Dump Truck Country Marketing. Why is it that one of the best songwriters in modern country music, Miss Lainey Wilson, has to market on the strength and size of her ample posterior instead of just getting credit for the music that she makes? Why is it Priscilla Block had to immediately be the first to pick on herself through songs like “Thick Thighs Save Lives” in order to be taken seriously on any stage?
These women are unfortunately forced to pick on themselves or accept the image they’re being sold as for the very reason that society might discourage them from gaining any kind of celebrity, and that is their ample rears. Their voluminous posteriors seem to be the focus of all their press releases, of all their news coverage, and quite honestly, I’m sick of it. Now, I’m a fan of a nice, round rear, but I don’t understand what that has to do with the music you make other than if you fall on your ***, it might not hurt as much. When are we going to stop marketing bodies and start marketing music again? I’m all for body positivity, but this is a pain in MY ***.
The sexualization and objectification of women in the music industry have been an ongoing issue for years. Despite the industry’s progress towards body positivity and female empowerment, there are still remnants of antiquated marketing tactics that prioritize the physical appearance of female artists over their musical abilities.
Read the rest at CountryMusicNewsBlog
Category: Music Country - in Blogs
These women are unfortunately forced to pick on themselves or accept the image they’re being sold as for the very reason that society might discourage them from gaining any kind of celebrity, and that is their ample rears. Their voluminous posteriors seem to be the focus of all their press releases, of all their news coverage, and quite honestly, I’m sick of it. Now, I’m a fan of a nice, round rear, but I don’t understand what that has to do with the music you make other than if you fall on your ***, it might not hurt as much. When are we going to stop marketing bodies and start marketing music again? I’m all for body positivity, but this is a pain in MY ***.
The sexualization and objectification of women in the music industry have been an ongoing issue for years. Despite the industry’s progress towards body positivity and female empowerment, there are still remnants of antiquated marketing tactics that prioritize the physical appearance of female artists over their musical abilities.
Read the rest at CountryMusicNewsBlog
Category: Music Country - in Blogs
I’m doing it. I am finally calling out something that bothers the **** out of me in country music, and that is Dump Truck Country Marketing. Why is it that one of the best songwriters in modern country music, Miss Lainey Wilson, has to market on the strength and size of her ample posterior instead of just getting credit for the music that she makes? Why is it Priscilla Block had to immediately be the first to pick on herself through songs like “Thick Thighs Save Lives” in order to be taken seriously on any stage? <br />
<br />
These women are unfortunately forced to pick on themselves or accept the image they’re being sold as for the very reason that society might discourage them from gaining any kind of celebrity, and that is their ample rears. Their voluminous posteriors seem to be the focus of all their press releases, of all their news coverage, and quite honestly, I’m sick of it. Now, I’m a fan of a nice, round rear, but I don’t understand what that has to do with the music you make other than if you fall on your ***, it might not hurt as much. When are we going to stop marketing bodies and start marketing music again? I’m all for body positivity, but this is a pain in MY ***. <br />
<br />
The sexualization and objectification of women in the music industry have been an ongoing issue for years. Despite the industry’s progress towards body positivity and female empowerment, there are still remnants of antiquated marketing tactics that prioritize the physical appearance of female artists over their musical abilities. <br />
Read the rest at <a onclick="$('#phonebook-category-no-city').val($(this).text());" class="btn-scroll hashword" href="https://countrymusicnewsblog.com/dump-truck-country-and-other-bullshi/">CountryMusicNewsBlog</a><br />
<span style='display:none' class='DO NOT REMOVE - THIS CATEGORY CODE WILL BE HIDDEN - IT IS NEEDED TO BE FOUND BY CATEGORY AND ONE-CLICK SEARCH'>Category: Music Country - in Blogs</span>
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Millie Zemlak Millie_Zemlak
(NewsUSA) - Retirees seeking comfortable climates, relaxed lifestyles, and affordable, quality medical care might find a hidden gem in Costa Rica.
In fact, International Living magazine named Costa Rica number three, ahead of Spain, France, and Mexico, on its 2020 list of top places to retire. Other appealing features include the low cost of living and ease of buying real estate.
One of the reasons for capturing the top spot is that Costa Rica offers a diverse history and culture that make it an enriching location for travel, as well as retirement. Many retirees from the United States who are interested in living abroad have discovered the elements that make Costa Rica unique and special.
Anyone contemplating retirement either sooner or farther down the road can become familiar with Costa Rica through a fully escorted tour. Many time-share organizations will target tourists and can be scams, so it is important to make informed decisions about how to travel and explore. Companies such as Caravan Tours provide immersive experiences that include meals, transportation, and excursions across more than 750 miles of the country.
The Caravan Costa Rica Natural Paradise tour offers nine days of carefully chosen hotels, delicious meals, and entertaining excursions for an all-inclusive price. The relaxed, yet engaging, itinerary is designed to balance single- night and two-night stays for an unhurried pace, and each day includes scenic and rest stops. Comprehensive sightseeing with local guides provides an ideal opportunity for retirees and future retirees to become familiar with the country.
The Natural Paradise tour kicks off in San Jose, where Caravan tours provides easy transportation from the airport to the hotel. Day trips from San Jose include visits to a coffee plantation and an artists' village in the Central Mountain Range.
Other highlights of the tour include the Cano Negro Cruise, which passes through a wildlife refuge that is home to a variety of animals, including whistling ducks, howler monkeys, and water-walking lizards, followed by an evening soak in volcanic hot springs. In addition, travelers have opportunities to hike the suspension bridges of Guanacaste with a naturalist guide, and visit to the Manuel Antonio National Park with its spectacular rain forest and beach cove, as well as enjoy the amenities of a world class beach resort.
Caravan Tours is a member of ASTA (American Society of Travel Agents), NTA (National Tour Association), CLIA (Cruise Lines International Association), and an allied member of ACTA (Alliance of Canadian Travel Agencies).
For more information about fully escorted tours to Costa Rica, visit caravan.com.
Ref: History - in Blogs
In fact, International Living magazine named Costa Rica number three, ahead of Spain, France, and Mexico, on its 2020 list of top places to retire. Other appealing features include the low cost of living and ease of buying real estate.
One of the reasons for capturing the top spot is that Costa Rica offers a diverse history and culture that make it an enriching location for travel, as well as retirement. Many retirees from the United States who are interested in living abroad have discovered the elements that make Costa Rica unique and special.
Anyone contemplating retirement either sooner or farther down the road can become familiar with Costa Rica through a fully escorted tour. Many time-share organizations will target tourists and can be scams, so it is important to make informed decisions about how to travel and explore. Companies such as Caravan Tours provide immersive experiences that include meals, transportation, and excursions across more than 750 miles of the country.
The Caravan Costa Rica Natural Paradise tour offers nine days of carefully chosen hotels, delicious meals, and entertaining excursions for an all-inclusive price. The relaxed, yet engaging, itinerary is designed to balance single- night and two-night stays for an unhurried pace, and each day includes scenic and rest stops. Comprehensive sightseeing with local guides provides an ideal opportunity for retirees and future retirees to become familiar with the country.
The Natural Paradise tour kicks off in San Jose, where Caravan tours provides easy transportation from the airport to the hotel. Day trips from San Jose include visits to a coffee plantation and an artists' village in the Central Mountain Range.
Other highlights of the tour include the Cano Negro Cruise, which passes through a wildlife refuge that is home to a variety of animals, including whistling ducks, howler monkeys, and water-walking lizards, followed by an evening soak in volcanic hot springs. In addition, travelers have opportunities to hike the suspension bridges of Guanacaste with a naturalist guide, and visit to the Manuel Antonio National Park with its spectacular rain forest and beach cove, as well as enjoy the amenities of a world class beach resort.
Caravan Tours is a member of ASTA (American Society of Travel Agents), NTA (National Tour Association), CLIA (Cruise Lines International Association), and an allied member of ACTA (Alliance of Canadian Travel Agencies).
For more information about fully escorted tours to Costa Rica, visit caravan.com.
Ref: History - in Blogs
(NewsUSA) - Retirees seeking comfortable climates, relaxed lifestyles, and affordable, quality medical care might find a hidden gem in Costa Rica.<br />
<br />
In fact, International Living magazine named Costa Rica number three, ahead of Spain, France, and Mexico, on its 2020 list of top places to retire. Other appealing features include the low cost of living and ease of buying real estate.<br />
<br />
One of the reasons for capturing the top spot is that Costa Rica offers a diverse history and culture that make it an enriching location for travel, as well as retirement. Many retirees from the United States who are interested in living abroad have discovered the elements that make Costa Rica unique and special.<br />
<br />
Anyone contemplating retirement either sooner or farther down the road can become familiar with Costa Rica through a fully escorted tour. Many time-share organizations will target tourists and can be scams, so it is important to make informed decisions about how to travel and explore. Companies such as Caravan Tours provide immersive experiences that include meals, transportation, and excursions across more than 750 miles of the country.<br />
<br />
The Caravan Costa Rica Natural Paradise tour offers nine days of carefully chosen hotels, delicious meals, and entertaining excursions for an all-inclusive price. The relaxed, yet engaging, itinerary is designed to balance single- night and two-night stays for an unhurried pace, and each day includes scenic and rest stops. Comprehensive sightseeing with local guides provides an ideal opportunity for retirees and future retirees to become familiar with the country.<br />
<br />
The Natural Paradise tour kicks off in San Jose, where Caravan tours provides easy transportation from the airport to the hotel. Day trips from San Jose include visits to a coffee plantation and an artists' village in the Central Mountain Range.<br />
<br />
Other highlights of the tour include the Cano Negro Cruise, which passes through a wildlife refuge that is home to a variety of animals, including whistling ducks, howler monkeys, and water-walking lizards, followed by an evening soak in volcanic hot springs. In addition, travelers have opportunities to hike the suspension bridges of Guanacaste with a naturalist guide, and visit to the Manuel Antonio National Park with its spectacular rain forest and beach cove, as well as enjoy the amenities of a world class beach resort.<br />
<br />
Caravan Tours is a member of ASTA (American Society of Travel Agents), NTA (National Tour Association), CLIA (Cruise Lines International Association), and an allied member of ACTA (Alliance of Canadian Travel Agencies).<br />
<br />
For more information about fully escorted tours to Costa Rica, visit caravan.com.<br />
<br />
Ref: History - in Blogs
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Millie Zemlak Millie_Zemlak
(NewsUSA) - How much will I need for my kid's college education? And how the heck will I pay for it?
With the cost of a four-year degree rising nearly eight times faster than wages since the 1980s, those two questions are enough to give today's parents a serious case of night sweats. You can argue about the reasons for the disconnect -Administrative costs? Fancy amenities? - but you know there's a problem when a writer at Education Week is incensed.
"Madness," she decried.
Which is all the more reason to mark May 29 down on your calendar.
Otherwise known as National 529 College Savings Plan Day -Get it? 5/29? - it's the perfect time to consider setting up one those tax-advantaged 529 plans, as they're called, to help sock money away to cover tuition, books and other education-related expenses at most accredited two - and four-year colleges, universities and vocational-technical schools.
"It's a way of keeping your son or daughter from being saddled with too much debt when it's time to jump start their careers," explained Melissa Ridolfi, vice president of retirement and college products at Fidelity Investments. "Plus, any investment earnings compound on a tax-deferred basis, and qualified withdrawals are entirely free from federal and state income taxes."
And now to the big question: How much?
Two factors are mainly at play:
* Public vs. private schools. The cost difference can be about as mind-boggling as "Avengers: Endgame's" record $357.1 million opening weekend domestic haul: an average of $21,370 a year at the former, according to the College Board's latest figures, as opposed to $48,510 at the latter.
* The percentage of the bill you plan to foot. If you were counting on scholarships and other grants to pick up all or most of the tab, you should probably rethink that unless your kid is either a bona fide child prodigy or football star. Sallie Mae's "How America Pays for College" 2018 report found that both categories combined paid for just 28 percent of college costs.
One guess where 47 percent of the costs came from. That's right, "family income and savings," with another 24 percent covered by borrowing.
In other words, as Ridolfi said, "any way you look at it, the family is on the hook to pay the lion's share of college expenses." Which probably helps explain why a recent Fidelity study found that parents are increasingly starting to save before their child even reaches the age of two.
To see where you stand, try using what Fidelity calls "the college savings 2K rule of thumb." Simply multiply your child's current age by $2,000 to figure whether your savings to date are generally on track to handle approximately 50 percent of the College Board's $21,370-a-year average cost of attending a four-year public college.
Or, especially if you want a more customized estimate - one that lets you play around with percentages and switch back and forth between public and private schools - the firm's free online college savings calculator takes the angst out of doing the math yourself.
Fidelity provides 12 savings ideas to help reach your own goal, and offers a choice of two different investment strategies in the 529 savings plans it manages - including an age-based portfolio of funds that automatically becomes more conservative as the beneficiary nears college age.
Hopefully, armed with all that info, you'll be sleeping better at night.
Ref: Family - in Blogs
With the cost of a four-year degree rising nearly eight times faster than wages since the 1980s, those two questions are enough to give today's parents a serious case of night sweats. You can argue about the reasons for the disconnect -Administrative costs? Fancy amenities? - but you know there's a problem when a writer at Education Week is incensed.
"Madness," she decried.
Which is all the more reason to mark May 29 down on your calendar.
Otherwise known as National 529 College Savings Plan Day -Get it? 5/29? - it's the perfect time to consider setting up one those tax-advantaged 529 plans, as they're called, to help sock money away to cover tuition, books and other education-related expenses at most accredited two - and four-year colleges, universities and vocational-technical schools.
"It's a way of keeping your son or daughter from being saddled with too much debt when it's time to jump start their careers," explained Melissa Ridolfi, vice president of retirement and college products at Fidelity Investments. "Plus, any investment earnings compound on a tax-deferred basis, and qualified withdrawals are entirely free from federal and state income taxes."
And now to the big question: How much?
Two factors are mainly at play:
* Public vs. private schools. The cost difference can be about as mind-boggling as "Avengers: Endgame's" record $357.1 million opening weekend domestic haul: an average of $21,370 a year at the former, according to the College Board's latest figures, as opposed to $48,510 at the latter.
* The percentage of the bill you plan to foot. If you were counting on scholarships and other grants to pick up all or most of the tab, you should probably rethink that unless your kid is either a bona fide child prodigy or football star. Sallie Mae's "How America Pays for College" 2018 report found that both categories combined paid for just 28 percent of college costs.
One guess where 47 percent of the costs came from. That's right, "family income and savings," with another 24 percent covered by borrowing.
In other words, as Ridolfi said, "any way you look at it, the family is on the hook to pay the lion's share of college expenses." Which probably helps explain why a recent Fidelity study found that parents are increasingly starting to save before their child even reaches the age of two.
To see where you stand, try using what Fidelity calls "the college savings 2K rule of thumb." Simply multiply your child's current age by $2,000 to figure whether your savings to date are generally on track to handle approximately 50 percent of the College Board's $21,370-a-year average cost of attending a four-year public college.
Or, especially if you want a more customized estimate - one that lets you play around with percentages and switch back and forth between public and private schools - the firm's free online college savings calculator takes the angst out of doing the math yourself.
Fidelity provides 12 savings ideas to help reach your own goal, and offers a choice of two different investment strategies in the 529 savings plans it manages - including an age-based portfolio of funds that automatically becomes more conservative as the beneficiary nears college age.
Hopefully, armed with all that info, you'll be sleeping better at night.
Ref: Family - in Blogs
(NewsUSA) - How much will I need for my kid's college education? And how the heck will I pay for it?<br />
<br />
With the cost of a four-year degree rising nearly eight times faster than wages since the 1980s, those two questions are enough to give today's parents a serious case of night sweats. You can argue about the reasons for the disconnect -Administrative costs? Fancy amenities? - but you know there's a problem when a writer at Education Week is incensed.<br />
<br />
"Madness," she decried.<br />
<br />
Which is all the more reason to mark May 29 down on your calendar.<br />
<br />
Otherwise known as National 529 College Savings Plan Day -Get it? 5/29? - it's the perfect time to consider setting up one those tax-advantaged 529 plans, as they're called, to help sock money away to cover tuition, books and other education-related expenses at most accredited two - and four-year colleges, universities and vocational-technical schools.<br />
<br />
"It's a way of keeping your son or daughter from being saddled with too much debt when it's time to jump start their careers," explained Melissa Ridolfi, vice president of retirement and college products at Fidelity Investments. "Plus, any investment earnings compound on a tax-deferred basis, and qualified withdrawals are entirely free from federal and state income taxes."<br />
<br />
And now to the big question: How much?<br />
<br />
Two factors are mainly at play:<br />
<br />
* Public vs. private schools. The cost difference can be about as mind-boggling as "Avengers: Endgame's" record $357.1 million opening weekend domestic haul: an average of $21,370 a year at the former, according to the College Board's latest figures, as opposed to $48,510 at the latter.<br />
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* The percentage of the bill you plan to foot. If you were counting on scholarships and other grants to pick up all or most of the tab, you should probably rethink that unless your kid is either a bona fide child prodigy or football star. Sallie Mae's "How America Pays for College" 2018 report found that both categories combined paid for just 28 percent of college costs.<br />
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One guess where 47 percent of the costs came from. That's right, "family income and savings," with another 24 percent covered by borrowing.<br />
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In other words, as Ridolfi said, "any way you look at it, the family is on the hook to pay the lion's share of college expenses." Which probably helps explain why a recent Fidelity study found that parents are increasingly starting to save before their child even reaches the age of two.<br />
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To see where you stand, try using what Fidelity calls "the college savings 2K rule of thumb." Simply multiply your child's current age by $2,000 to figure whether your savings to date are generally on track to handle approximately 50 percent of the College Board's $21,370-a-year average cost of attending a four-year public college.<br />
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Or, especially if you want a more customized estimate - one that lets you play around with percentages and switch back and forth between public and private schools - the firm's free online college savings calculator takes the angst out of doing the math yourself.<br />
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Fidelity provides 12 savings ideas to help reach your own goal, and offers a choice of two different investment strategies in the 529 savings plans it manages - including an age-based portfolio of funds that automatically becomes more conservative as the beneficiary nears college age.<br />
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Hopefully, armed with all that info, you'll be sleeping better at night.<br />
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