(NewsUSA) - Owning a home is a huge investment, and once they've owned long enough to build up equity, many homeowners opt to leverage the equity for other uses. But if you're on the fence about taking on another monthly loan payment, an option that may be right for you is co-investing.<br /> <br /> With a home equity loan, you borrow against the equity in your home and receive a lump sum of money that you have to pay back each month over a specified term - commonly 15 years. The interest rate is usually fixed, but is typically higher than your primary mortgage.<br /> <br /> Co-investing offers an alternative to traditional home equity loans. In a nutshell, the co-investing company pays the homeowner an upfront amount, with no repayments for a set number of years, or until the home is sold, whichever comes first. There may also be an option to buy the company out, after a minimum restriction period passes. This option can be ideal for a homeowner who wants access to cash without the added financial burden of monthly loan payments, who has lived in a home long enough to build up some equity, and plans to stay at least another five years.<br /> <br /> Unison, a San-Francisco-based real estate company, is a leader in the growing field of co-investment. Unison offers homeowners a cash payment of up to 17.5 percent of their home's current market value. When the house is sold or 30 years pass, the owner pays Unison an amount equal to the initial co-investment, plus (or minus) a percentage of the home's appreciated (or depreciated) value.<br /> <br /> Here's an example: A homeowner whose home is currently worth $500,000 and who needed $25,000 in cash (5 percent of the home's value) would repay an amount equal to $25,000 plus 25 percent* of the amount the house appreciates in value during the time of the co-investment. With a larger co-investment, the company receives a larger share of the appreciation in value.<br /> <br /> Homeowners can use their cash for anything, but Unison recommends something of long-term value, such as kids' college tuition, medical expenses, home remodeling, or investing in diverse stocks and bonds.<br /> <br /> Other benefits of co-investing: Keeping gains from remodeling work and keeping the equity built from prompt mortgage payments.<br /> <br /> Being a good candidate for homeowner co-investing is not so different from being a good homeowner generally. Unison requires that homeowners keep the home as their primary residence; stay current on payments for mortgages, property tax, and homeowners' insurance; keep the home well-maintained to retain and increase value; and keep Unison informed of issues, such as remodeling plans or emergencies, such as natural disasters, bankruptcy, or plans to sell the home.<br /> <br /> To find out how Unison can help you get the most out of homeownership, visit unison.com.<br /> <br /> *This is a possible percentage for illustrative purposes. The actual percentage varies based on the specific HomeOwner transaction.<br /> <br /> Ref: Housework - in Blogs

Hakuchou has been a leading wedding store in business for 20 years, serving happy clients worldwide for all their wedding needs. Come to see us for chat before you buy anything elsewhere. You'll see why! <br /> <br /> What we need<br /> <br /> We're looking for influencers for the launch of our new product line. We need you to post invitations to invite followers to visit our website via a permanent story with images, to see our new product line. We'll send you $1500.00, or 150,000 gift-points once the post is done. If you're interested, simply say you're Interested in a comment below this post.<br /> <br /> CONDITIONS<br /> <br /> Audience<br /> United-States, UK, Australia<br /> <br /> Language<br /> English<br /> <br /> Channels<br /> Lifestyle, Fashion, Beauty, Travel<br /> <br /> Minimum Followers<br /> 1000<br /> <br /> Age Group<br /> 18-65<br /> <br /> Genders<br /> Any<br /> <br /> Post Type<br /> 15 Second Video or Story With Images<br /> <br /> Pay Per Post Amount in Money<br /> $1500.00<br /> <br /> Pay Per Post in Points. 100 Points = $1.00<br /> 150,000<br /> <br /> Commission Per Sale<br /> $0<br /> <br /> Item Shipped For Review<br /> None<br /> <br /> Must Create a New Creative From Scratch<br /> Yes<br /> <br /> Must Use The Images And Video Supplied<br /> No<br /> <br /> Must Follow Some Specific Guidelines<br /> No<br /> <br /> Must Avoid Saying or Showing Specific Things<br /> No<br /> <br /> Content Must Be Approved Before Posting<br /> No<br /> <br /> Delivery Delay in Days<br /> 5 Business day<br /> <br /> Delivery Exact Date<br /> None<br /> <br /> Our Website URL<br /> <a onclick="$('#phonebook-category-no-city').val($(this).text());" class="coolinks btn-scroll hashword" href="https://stallios.com/Hakuchou">Hakuchou</a><br /> <br /> <br /> <span style='display:none' class='DO NOT REMOVE - THIS CATEGORY CODE WILL BE HIDDEN - IT IS NEEDED TO BE FOUND BY CATEGORY AND ONE-CLICK SEARCH'>Category: Influencer Marketing Offers - in Marketing</span>

(NewsUSA) - Nurses remain an essential and trusted part of the health care system, and the nation faces an urgent need for nurses due to the COVID-19 outbreak.<br /> <br /> The World Health Organization is also celebrating the value of nursing by designating 2020 as the International Year of the Nurse and the Midwife. In addition, 2020 is the 200th anniversary of the birth of Florence Nightingale, the 19th- century social reformer known as the founder of modern nursing.<br /> <br /> The demand for nurses, and therefore for nurse educators, is likely to remain high, according to the National League for Nursing (NLN), as nurse educators are on the front lines teaching new nurses who are filling the shortages in hospitals and other health care settings.<br /> <br /> Nurse educators will likely continue to be well paid. Data from the Bureau of Labor Statistics estimate the median salary for nurse educators at $73,490. They may work in academic settings, but some expand their focus to teaching in schools, businesses, hospitals, and community agencies.<br /> <br /> The NLN shares some key advantages to becoming a nurse educator:<br /> <br /> - Intellectual stimulation. Nurse educators know the latest research in the field, and have the ability to share it with others.<br /> <br /> - Flexibility. Nurse education allows for more autonomy and a flexible schedule. Not to mention that technology allows educators to teach from anywhere in the world, at any time, from the beach to the ski slopes.<br /> <br /> - Research. Nurse educators have opportunities for research and publication in scholarly journals to advance the field of nursing and their own careers.<br /> <br /> - Meaning. The desire for a purpose-driven life steers many people to the nurse education field, where they can make a significant difference in a variety of ways.<br /> <br /> - Fulfillment. Nurse educators rejoice in encouraging young students, and take pride in their accomplishments.<br /> <br /> - Impact. Nurse educators, by shaping and developing the next generation of nurses and by working in their communities, will continue to impact the shape of healthcare for future generations.<br /> <br /> - Inspiration. Everyone remembers the teacher or teachers who made a difference for them by giving them that extra encouragement, or helping them explore paths they might not have seen.<br /> <br /> But quite possibly the number- one reason to become a nurse educator, according to the NLN, is the unique chance to "teach what you love."<br /> <br /> Many career tracks exist for potential nurse educators. Teaching requires at least a master's degree in either education or nursing, but these degrees may be earned through a traditional college setting or through the variety of fully accredited programs now available online.<br /> <br /> For more information about careers in nursing education, visit NLN.org.<br /> <br /> Ref: Health - in Blogs

If you travel by car<br /> <br /> From The East:<br /> 1. Take the autoroute 25.<br /> 2. Exit at Grand boulevard.<br /> 3. Turn left and go straight for 500 meters.<br /> 4. Go to 1234 Grand boulevard on your right.<br /> <br /> From The West:<br /> 1. Take the autoroute 25.<br /> 2. Exit at Grand boulevard.<br /> 3. Turn right and go straight for 500 meters.<br /> 4. Go to 1234 Grand boulevard on your left.<br /> <br /> From The North:<br /> 1. Take the autoroute 10 to get the 25.<br /> 2. Exit at Grand boulevard.<br /> 3. Turn left and go straight for 500 meters.<br /> 4. Go to 1234 Grand boulevard on your right.<br /> <br /> From The South:<br /> 1. Take the autoroute 10 to get the 25.<br /> 2. Exit at Grand boulevard.<br /> 3. Turn right and go straight for 500 meters.<br /> 4. Go to 1234 Grand boulevard on your left.<br /> <br /> <br /> <br /> If you travel by bus<br /> <br /> From The East:<br /> 1. Take the bus 128 west, transfer to the 69 north.<br /> 2. Exit at Grand boulevard.<br /> 3. Turn left and walk straight for 500 meters.<br /> 4. Go to 1234 Grand boulevard on your right.<br /> <br /> From The West:<br /> 1. Take the bus 128 east, transfer to the 69 south.<br /> 2. Exit at Grand boulevard.<br /> 3. Turn right and walk straight for 500 meters.<br /> 4. Go to 1234 Grand boulevard on your left.<br /> <br /> From The North:<br /> 1. Take the bus 10 south, transfer to the 122 east.<br /> 2. Exit at Grand boulevard.<br /> 3. Turn left and walk straight for 500 meters.<br /> 4. Go to 1234 Grand boulevard on your right.<br /> <br /> From The South:<br /> 1. Take the bus 10 north, transfer to the 122 west.<br /> 2. Exit at Grand boulevard.<br /> 3. Turn right and walk straight for 500 meters.<br /> 4. Go to 1234 Grand boulevard on your left.<br /> <br /> <br /> <br /> Ref: Directions - in Blogs

(NewsUSA) - With so many TV shows, videos, and games vying for a child's attention, it can be hard to keep him or her inspired to read. It can be even harder to do so in "real life" settings, but interacting with other kids and sharing excitement for a series or character is often more powerful than swiping a screen.<br /> <br /> Enter the Barnes & Noble Kids' Book Hangout. This new nationwide program invites kids aged 6 through 12 to go to their local Barnes & Noble to hang out, talk books, and play fun games and activities - all "in real life."<br /> <br /> Through this new program, Barnes & Noble booksellers will lead kids in games and activities related to select titles that showcase a range of genres and tastes.<br /> <br /> "The whole idea of the Hangout is for kids to see how much fun reading can be, and that enjoying characters, stories, and books really can be a social experience," says Stephanie Fryling, Vice President of Merchandising, Children's Books. "If the kids walk away with a new favorite character or series that motivates them to keep reading, then we'll have done our job."<br /> <br /> The first Kids' Book Hangout starts Saturday, July 28, at 2 p.m. in every Barnes & Noble store nationwide. Kids don't have to read the featured books, and everyone from 6-12 is welcome. The national bookseller will continue to host Hangouts on a seasonal schedule.<br /> <br /> For the inaugural gathering, Barnes & Noble has teamed up with Penguin Young Readers to showcase titles that include heartfelt poetry, a hilarious Caveboy, a mysterious adventure, and a Beatle-crazed young woman. The books are:<br /> <br /> * Brown Girl Dreaming, by Jacqueline Woodson<br /> <br /> * More Scrawny Than Brawny, by Aaron Reynolds<br /> <br /> * The Basque Dragon, by Adam Gidwitz<br /> <br /> * She Loves You (Yeah, Yeah, Yeah), by Ann Hood<br /> <br /> The four titles will be 20 percent off all day at Barnes & Noble on July 28, and Frappuccinos and smoothies will be $1 off for Hangout participants.<br /> <br /> The first Hangout comes at a great time for parents struggling to keep their kids reading during the summer. When school starts up again, the Hangouts will be a good reminder that books aren't just for classrooms.<br /> <br /> "The relationship people have with books and reading often starts in childhood, and we hope these Hangouts will help parents and caregivers lay a great foundation for young readers," Fryling says.<br /> <br /> The program adds to Barnes & Noble's other offerings for kids, including the earn-a-free-book Summer Reading Program, and weekly Storytimes for younger kids.<br /> <br /> The bookseller has more information on its website: www.bn.com/bnhangout, and will be posting about the event at <a class="btn-scroll hashword" href="https://stallios.com/search/hashtag/BNHangout">#BNHangout</a>.<br /> <br /> Ref: Communities - in Blogs

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(NewsUSA) - Retirees seeking comfortable climates, relaxed lifestyles, and affordable, quality medical care might find a hidden gem in Costa Rica.<br /> <br /> In fact, International Living magazine named Costa Rica number three, ahead of Spain, France, and Mexico, on its 2020 list of top places to retire. Other appealing features include the low cost of living and ease of buying real estate.<br /> <br /> One of the reasons for capturing the top spot is that Costa Rica offers a diverse history and culture that make it an enriching location for travel, as well as retirement. Many retirees from the United States who are interested in living abroad have discovered the elements that make Costa Rica unique and special.<br /> <br /> Anyone contemplating retirement either sooner or farther down the road can become familiar with Costa Rica through a fully escorted tour. Many time-share organizations will target tourists and can be scams, so it is important to make informed decisions about how to travel and explore. Companies such as Caravan Tours provide immersive experiences that include meals, transportation, and excursions across more than 750 miles of the country.<br /> <br /> The Caravan Costa Rica Natural Paradise tour offers nine days of carefully chosen hotels, delicious meals, and entertaining excursions for an all-inclusive price. The relaxed, yet engaging, itinerary is designed to balance single- night and two-night stays for an unhurried pace, and each day includes scenic and rest stops. Comprehensive sightseeing with local guides provides an ideal opportunity for retirees and future retirees to become familiar with the country.<br /> <br /> The Natural Paradise tour kicks off in San Jose, where Caravan tours provides easy transportation from the airport to the hotel. Day trips from San Jose include visits to a coffee plantation and an artists' village in the Central Mountain Range.<br /> <br /> Other highlights of the tour include the Cano Negro Cruise, which passes through a wildlife refuge that is home to a variety of animals, including whistling ducks, howler monkeys, and water-walking lizards, followed by an evening soak in volcanic hot springs. In addition, travelers have opportunities to hike the suspension bridges of Guanacaste with a naturalist guide, and visit to the Manuel Antonio National Park with its spectacular rain forest and beach cove, as well as enjoy the amenities of a world class beach resort.<br /> <br /> Caravan Tours is a member of ASTA (American Society of Travel Agents), NTA (National Tour Association), CLIA (Cruise Lines International Association), and an allied member of ACTA (Alliance of Canadian Travel Agencies).<br /> <br /> For more information about fully escorted tours to Costa Rica, visit caravan.com.<br /> <br /> Ref: History - in Blogs

(NewsUSA) - The phrase 'six degrees of separation,' suggests that only a minuscule measurement is what divides one person from another. Today, the Internet of Things (IoT) has decreased those degrees dramatically, connecting us not only to each other, but to everything from our fitness trackers to our coffee makers.<br /> <br /> Consider this: according to a recent report by the Federal Trade Commission, the number of Internet-connected devices tops 25 billion worldwide. And that number is expected to double in the next five years, according to experts cited in the report.<br /> <br /> In a world where everyone and everything is connected, digital security is a must-have, just as important as the lock on your front door or the keys to your house.<br /> <br /> "Technology is revolutionizing the way consumers use cars, homes, work spaces and everyday items," Rep. Darrell Issa, R- Calif., told USA Today in a recent interview. "These devices raise both opportunities and questions about regulatory policy, spectrum space, privacy and more."<br /> <br /> Underscoring Issa's concerns are high-profile hacks, including one that took remote control of a Jeep on a busy highway. Experts warn who consumers need to understand that, although convenient, the IoT is an interconnected system, and security is needed to prevent a weakness in one device (like a SmartWatch) from becoming an open door to attack in another device (such as a connected car).<br /> <br /> The good news is that sensitive industries such as banking, government, and healthcare have worked with companies like Gemalto, a global leader in digital security, to solve difficult security challenges. While most may not recognize the name "Gemalto," experts say that almost everyone uses at least one or two of the company's solutions, which are embedded in a wide variety of connected devices, credit cards, passports, and ID badges.<br /> <br /> So, to ensure that your data is protected from hackers, Gemalto recommends the following tips:<br /> <br /> * Secure the device. Sensitive devices need an added layer of protection, such as a SIM card or a tamper-resistant Secure Element that stores data in a safe place.<br /> <br /> * Control the access. Implement two-factor authentication to ensure that only authorized people are granted access to the data.<br /> <br /> * Secure the data. Ensure that sensitive data is encrypted and that encryption keys are stored in a separate and safe place.<br /> <br /> For more information, please visit www.gemalto.com.<br /> <br /> Ref: Codes - in Blogs

(NewsUSA) - With people more focused on wellness and nutrition these days, interest in a plant-based diet is hotter than ever. One easy way to get in on the trend: Pair summer produce with simple ingredients like pecans for a dish the whole family will enjoy.<br /> <br /> Pecans are a versatile ingredient and are naturally sweet with a rich and crunchy texture. As each one-ounce serving of the nuts offers three grams of fiber and protein, essential vitamins, minerals and heart-healthy benefits, pecans also happen to be one of the tastiest ways to elevate the nutrition of any recipe.<br /> <br /> In fact, according to the U.S. Food and Drug Administration, scientific evidence suggests, but does not prove, that eating 1.5 ounces per day of most nuts - including pecans - as part of a diet low in saturated fat and cholesterol may reduce the risk of heart disease. A one-ounce serving of pecans has 18g unsaturated fat and only 2g saturated fat.<br /> <br /> Add a sweet and nutritious crunch to this Mediterranean Pecan Pasta Salad, or swap meat for Grilled Cauliflower Steaks with a nutty and nutritious pecan pesto.<br /> <br /> Discover more delicious recipes at AmericanPecan.com. <br /> <br /> Ref: Food - in Blogs