(NewsUSA) - A gold coin worth $7 million dollars. What could make one coin so valuable? The coin, purchased at an auction in 2002, was a 1933 Double Eagle, a survivor from a time when the U.S. government made owning gold illegal. Now, due to the economic downturn, Americans might be turning their attention to gold once again.<br /> <br /> People have used gold coins since 640 B.C. -; the metal has inherent value, making its value more stable than paper currency. It is soft, malleable and easily hammered thin. Pure gold does not rust or tarnish -; it keeps its beauty and value, no matter its age.<br /> <br /> The U.S. first produced official gold coins in 1795, with $5 and $10 coins that still remain attractive to serious collectors. Massive amounts of gold were later discovered in the U.S. in 1848. By 1849, America was making the Double Eagle, or the Twenty Dollar Gold Coin. Containing nearly a full ounce of pure gold, Double Eagles remain some of the most famous coins ever minted. The first U.S. Mint, located in Philadelphia, produced gold coins up until 1933.<br /> <br /> So, why did they stop? The U.S. entered a financial crisis. Banks failed, and the U.S. economy started to fall fast. Americans no longer wanted unreliable paper or cheap-metal currencies -; in a time of economic insecurity, gold coins promised to retain their value. In response, the federal government decided to outlaw gold. Americans exchanged their gold coins with the federal government, where the Double Eagles were melted into gold bars. Those same gold bars still exist, in storage, at Fort Knox. A few straggling Double Eagle coins escaped the recall -; now, they fetch millions of dollars at auction.<br /> <br /> And they might soon become more valuable. The current financial crisis has once again made gold interesting to investors -; according to the New York Mint, gold is selling at unprecedented levels.<br /> <br /> For more information about gold coins or coin collecting, please contact the New York Mint at 800-642-9160 ext. 4390 or visit its Web site at www.newyorkmint.com.<br /> <br /> Ref: Collectors - in Blogs

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Just me writing my little story! It's a coming of age story about a girl graduating from high school and not being sure where to go from there. Her family and friends help her out with a little bit of chaos and a lot of luck! <br /><br />“T! Can I borrow your notes for French?” Hailey fluttered her eyelashes at me and gave me her most winning smile, knowing that my notes were at least twenty times better than hers. I rolled my eyes and reached for my bag. I was ready for the French exam later, it was on my study schedule to be way beyond prepared. I started studying months ago so that I could get all of my sleeping in. Of course, Hailey almost never sleeps. <br />“Oh my gosh, girlie hand them over,” speaking of not sleeping, Evelyn had just walked over and was holding her hand out to me. I’m not sure how Evelyn ever slept, since she ran with me every morning at 5 am and she was on every sports team that she could fit into her schedule, plus some advanced classes. <br />“Hey, hey, no! I asked first!” Hailey gave a pouty look, her lip out and her eyes big. With her tiny frame and overly stunning blue eyes she looked adorable, but I knew that Evelyn probably needed the notes more. She struggled with French, and Hailey had had me and Cardan there to help her all year. Evelyn and I had only become friends a couple of months ago, despite having run the same route together everyday for the past four years. <br />I shoot Hailey a sympathetic smile and pull out my red notebook with Iron Man stickers coating it and hand it to Evelyn.<br />“Eek! You’re the best!” She planted a kiss on my cheek, which earned me a jokingly jealous look from Hails. Honestly, I couldn’t blame her either. With her perfectly clear brown skin and her hair always done up in some sort of cute braids, Evelyn was one of the prettiest girls in our grade. Of course, she was also a sweetheart and therefore sat down on the couch next to Hailey so that they could review together. Hailey started chattering with Evelyn about something or another as I closed my eyes, drifting off to sleep. <br /><br />“Pencils down!” Madame Saker’s yell startled me awake and I heard a small, stifled chuckle from Cardan, who was sitting next to me. I wiped the little bit of drool off of my face and shot him a quick glare, but by the time I looked over, he was already staring at his exam again, his lower lip firmly stuck between his teeth. Honestly, at this point it’s a miracle that he still has lips with how often he gnaws on those things. We start passing our tests forward and I toss my pencil onto his desk to get his attention. When Cardan looks over at me, his brow is furrowed and he looks moments from a panic attack. I throw him a thumbs up and a questioning face and he gives a despairing shrug. Cardan is actually one of the smartest kids in our grade, but he never believes he did well on literally anything. I know that the five seconds between our tests getting to her and Madame dismissing us could be vital to Cardan’s mental state, so I reach over and grab his hand. It’s shaking, but he intertwines his fingers with mine and takes a breath deep enough that people across the world could have seen it. He squeezes my hand right as Madame calls that we can leave. The bell won’t ring today because it “disturbs the mind of a studying student”. Basically, the headmaster thinks that anyone who is currently studying and not in an exam will be startled really badly by the bell, even though we are all expecting it. <br />Cardan releases my hand with a small smile and grabs his bag. No one else in the room has theirs except for Hailey who is already pulling out her dance notebook. I grab my pencil from Cardan’s desk and tuck it into my ponytail as I walk over to Hails, Cardan trailing behind me. <br />“So, T, how did you do? Cause I think that I messed up the conjugation of être on the fifth question, but it was a fill in the blank, and if that’s all I messed up, we’re totally fine… Do you think that I could run tendus twice today without some of the younger kids getting annoyed? It really helps their turnout, but they also complain sometimes…” Her tongue appears between her teeth as she scribbles in her notebook, completely lost to the rest of us now. Cardan and I exchange an eye roll over her head. Surprisingly easy, considering that she stopped growing in like fourth grade at 4’ 10”. <br />“Thanks for the notes Tiana, they really helped!” Evelyn bumps my shoulder lightly as she walks past and I wave goodbye to her before placing a gentle hand on Hailey’s back and scooping up her bag, steering her in the direction of the common room. She continues mumbling under her breath as Cardan pulls out a book and follows behind us, already lost to the world as well. <br />By the time we reach the common room, I’ve had to steer the two of them to avoid five different people rushing around and at least three people who tried to talk to them about the exams we’ve taken. Of course, neither of them know this, and both collapse on a couch to continue what they were doing, giving me the room to climb between them and take a nap with my head on Cardan’s lap and feet on Hailey’s. <br /><br />It’s Hailey who wakes me up about an hour later in order to remind me that we need to change for the parties later tonight. Since we’re seniors, we kind of get a free pass to go to every single end-of-year party, and Hailey is also friends with everyone, so she has people to see at all of them. Cardan takes this as his cue to leave, and kisses both of us on the forehead before heading upstairs to his room. He’s probably packing up his cat’s supplies for the trip home tomorrow. I’ll have to leave hails at some point tonight to check up on him before he gets too in his head about going home. <br />“So, what are we thinking? I know that the soccer girls always wear their jerseys, but like cropped or bedazzled or whatever you guys do to them, but I don’t think that you can wear that to every party… Or maybe we could stop back here and change between that and other parties. Well, I wouldn’t want people at the parties to notice you changed, since that might be a little weird. Oh! Can you do my hair for tonight? I can’t just wear it in a ballet bun like usual, since that is what I do all the time. Oh my gosh! Did I send out the message to remind the kids that classes are canceled tonight?” Hailey continued rambling, thankfully remembering that she did actually send out the reminder, several of them actually, as I steered her to our bedroom. She flopped back on my bed, still talking, as I slipped out of my leggings and tank top and into a pair of ripped skinny jeans with my purple and red jersey that Hailey had stitched into a crop top and bedazzled the number 8 on the back. She was still talking as I shoved my clothes in my laundry hamper, so I grabbed one of her decorative pillows that was on the floor and threw it at her. <br />“What?” Hails sat up, and finally looked at me, a cute blush coloring her cheeks as she realized I was already changed. “Are you gonna take that pencil out for the party?” That was her only verbal acknowledgement of my clothes change as she headed over to her closet and grabbed a cute purple dress and white ballet slippers, slipping in for five seconds before coming out already changed. <br />“Hair?” She threw me another dazzling smile before plopping back on my bed. I grabbed my hairbrush from its place on the dresser and climbed on the bed behind her, listening to her ramble about everyone’s summer plans and pretending that it was okay that I had absolutely no clue what I was planning to do once summer ended. I had no college plans, no job plans, nothing prepared for my life. <br />“Done!” I finally said, cutting Hailey off a little, but she barely noticed as she pranced to the mirror to look at her wraparound braid. <br />“You’re an angel! Thank you!” Hails ran back and kissed my cheek before grabbing earrings off of the mess on her dresser and sliding them in as I pulled out my phone. I had a text from Cardan asking if I was done with the book he lent me and double checking the dates I was staying with him, a text from Evelyn that was just a picture of her jersey that she had cut holes into the side of and made slimmer around the waist to fit her, and a few texts in the soccer group chat about who was bringing what. I ignored the group chat, sent Evelyn a thumbs up and a selfie and shot a quick reassuring text (or seven) to Cardan before tossing my phone down and shrieking when I found Hailey standing an inch from my face. <br />“Ready?”<br />“You’re a pain,” I mumbled as I stood up, reaching for my phone again and tucking it in my back pocket. “Let’s go.”<br />“YAY!” Hailey pranced from the room, leading me to the first party of the end of my high school life.

Just me writing my little story! It's a coming of age story about a girl graduating from high school and not being sure where to go from there. Her family and friends help her out with a little bit of chaos and a lot of luck!<br /><br />There are too many people here. It’s a boarding school, and yet, there are so many people and no places to sit. Hailey flutters past with Mouse hot on her heels, as they usually were, and I reach out to grab Hailey’s arm, causing her to do a funny little twirl thing and for Mouse to bump into her. <br />“Sorry!” Mouse squeaked and jumped back a step, their sneakers making a funny noise on the floor. <br />“Not your fault… Are you coming to the soccer party?”<br />“Nah, I’m gonna stay here. Hails and I are breaking up when you two leave this party so I figure I can’t really show up on her arm.” Hailey rolled her eyes as Mouse spoke, and I once again wondered how the two of them had managed to put an end date on their relationship and actually have it work out. They had sort of always known that they wouldn’t last outside of high school, so after the party they would just go back to being friends. It didn’t make sense to me, but whatever, I wasn’t either of them. <br />“Alrighty… I was actually about to ask Hailey when we were going to leave, but um, if you two want to stay? I don’t wanna rush out, but the band kids aren’t really my crowd…” Hailey grinned at me and blew a kiss as she grabbed Mouse’s hand. <br />“We can leave as soon as I say bye to everyone! Thank you for coming!” I rolled my eyes as they disappeared in the sea of people and I shrunk back to the corner and pulled out my phone. It wasn’t that I disliked the band kids, they were all pretty cool, I just didn’t know them well enough to party. <br />I had a text from Leo, Hailey’s older brother, a few from Evelyn and a good night text from Cardan, that simultaneously requested that I tell the theater kids he was sorry he couldn’t make it. More than likely, if I looked at their group chat, he had already sent twenty apology texts and there was no reason for me to do that. I shot Evelyn a quick text that said I would be leaving as soon as Hailey was ready, which we both knew meant I would not be leaving for at least a half an hour, then I settled against the wall to text Leo. <br />Leo has been best friends with my older brother Zebediah since he started going to school here, they even opened a cafe together. Plus, he and Hailey get along super duper well, so I’ve become friends with him. His current text was just reminding me to not stay out too late so I wouldn’t be exhausted and sleep through my alarms tomorrow. <br />T: I don’t sleep through alarms with Evelyn around haha. That girl would wake up to a pin drop :p <br />L: Valid. Have you made it to the soccer party yet, or is Hails still procrastinating her doomed relationship ending?<br />T: I wouldn’t call it procrastinating…. More like socializing so people don’t realize they broke up haha<br />L: I don’t think I will ever understand those two<br />T: You just have to remember Yolanda, and it all makes sense again<br />L: Tia, nobody remembers Yolanda like I do lmao<br />L: I lived with Hails that summer, remember?<br />T: Hahaha you live with her every summer goofus<br />L: I could be living with you every summer though ;)<br />I rolled my eyes and left him on read, sliding my phone back into my pocket so I could find Hailey and pretend that her brother didn’t just flirt with me. She knew he did though, and it wasn’t like I didn’t flirt back, we just didn’t actually like each other. It was still her brother though, so I was never allowed to mention it. <br />Pushing off the wall, I went to find her, sliding past kids I had known my whole life and trying to ignore the nagging feeling of doom about the fact that I would never again see all of us in one room. We would never be the same kids again, and we were all about to go live real lives, not closed up in a boarding school. <br />Hailey was in the middle of the dance floor when I found her, with Mouse wrapped around her, and they looked deep in conversation, so I backed away, but Hailey spotted me and held up a finger, so I didn’t wander far, just turned to say hi to Mae, a violinist in the band. <br />“You ready to be out?” She called over the music. I laughed and nodded, and she patted my arm. <br />“Tell your girls I said good job last week, and good luck in college! I like you all, but I am not about to go to a jock event with no alcohol!” She lifted her Solo cup with a salute-like gesture and then pointed over my shoulder before waving and walking away. If I hadn’t known the universal signal for “Hailey is coming, gotta go”, I probably would have questioned the quick exit. Some people just knew that she talked a lot and did not have the time. <br />“Ready, Freddy?” Hailey asked, slinging an arm around my waist, as though it was my shoulder. I looked down at her, and she grinned up at me, so I nodded. The breakup must have gone to plan if she wasn’t upset. She skipped out of the room, somehow dragging me along, despite me being almost over a half a foot taller than her tiny 4’ 10” person. <br />Once we were outside of the dorm collection that was hosting the band event, Hailey did a little twirl and grinned at me, stopping me where I stood. <br />“Are you ready for the best night of your high school life? Ready to say goodbye to all of your teammates and start your fabulous life as a rockstar?” A snort escaped me and I patted Hails on the head before tugging her down the hallway. <br />“I guarantee that I will not become a rockstar if I become anything. Not a rockstar, not a professional athlete, and definitely not an actress.” Hailey had started throwing random jobs at me this past week, trying to find one that clicked. Of course, she never threw out valid options, just ridiculous ones that I would never actually become. <br />A shriek and then my name being yelled alerted me to the presence of Evelyn about five seconds before she launched herself into my arms. <br />“Oh my god, you won’t believe what is happening in there! Gina is WASTED!” <br />“I thought real athletes didn’t drink?” Hailey cried as she shoved past the two of us to get to the dorm cluster that was hosting the “jock people”, which really just meant the kids who played sports, but we weren’t all serious jocks. <br />“Gina isn’t going pro, so she decided that she wanted to get wasted with us once before we all head our separate ways. Katrina, Lucy and Cam are a little tipsy, but most of us are sober.” Evelyn punched my arm on “us” like she was implying that I was part of the “real athletes” squad. I didn’t drink because I wanted to be in good shape for the sports and because I liked runner’s high, not because I was going pro like a lot of my teammates. <br />“And the guys…” I trailed off as Evelyn and I finally followed Hailey into the party and I found a horrifying scene in front of me. If Katrina, Lucy and Cam were tipsy, I did not want to see Gina. The three girls were standing on a table, doing the macarena and singing Sweet Caroline as the welcome committee and just behind them, I could see Parker, Isaac, Dominic and Justin lining up shots, all four of them shirtless and screaming. <br />“Welcome to Hell!” Evelyn cried as she pulled me past the alcoholics and into the main room. Gina was laying in the middle of the floor, but everyone else was mostly just mingling and hugging, a couple people were crying, and I relaxed at that. I did not want to drink and I was worried my friends had lost their minds for a second. We just weren’t those people usually. I normally felt okay about not drinking at parties with them. <br />“T! Come over here!” Veronica, our goalie, waved me and Evelyn over to a group of girls who were sitting on a couple couches and chatting. I headed over, glancing around for Hailey, but I wasn’t worried when I didn’t find her. She was probably halfway done with her rounds or caught up talking to someone. <br />I joined the girls on the couches and Bea Olsen pulled a bag of pretzels out from behind a pillow and offered me one. <br />“Gina tried to run off with them earlier,” she explained as Bea Klutz offered me a carrot from next to Bea Olsen. <br />“She did not try to steal the carrots though,” I laughed and relaxed into the couch, content to talk to my teammates for one more night.<br />A little while later, Evelyn tapped my arm and I nodded, grabbing one more carrot before standing up. The Beas simultaneously cried no and jumped up to hug us. <br />“Don’t go yet! You only have to be up in…” Glancing at her watch, Bea Olsen cringed, “four hours… Oopsie!” I laughed and hugged her back, biting my lip so I wouldn’t cry as a whole line of teammates that I had known my whole life and worked with, slept with, breathed with and basically lived in each other’s back pockets during soccer season hugged me and said goodbye. We would all see each other on the train tomorrow, but it just wasn’t the same. This was our last soccer night. This was the last time I would see the Beas, or Veronica for a very long while, since they had all been recruited to play soccer in America. A few others had made soccer teams, but more local, or just at a college, but I still wouldn’t see them as much. <br />“Hey, keep in contact, yeah?” Veronica asked as she hugged me, squeezing tight. I hugged her as tightly as I could, nodding even though she couldn’t see me. We held on for a little longer than the others had, and I buried my face in her neck before pulling back and letting her hug Evelyn as I pulled myself together. Evelyn grabbed my hand as we left the party, neither of us looking back. <br />The walk back to our room was pretty quiet, and when we got there, Evelyn squeezed my hand before heading to her dresser to grab pajamas. <br />“5 am, right?” There was a crack in Evelyn’s voice as she asked, but I replied just like I had everyday since seventh grade. <br />“Always,” I whispered as I grabbed my own pajamas and headed to change my clothes.<br /><br />The next morning, when my alarm went off and I looked at Evelyn sitting up, I bit my lip to hold off the tears as we changed into our running clothes and headed out. Evelyn offered me her earbud and I dug my nails into my palm so I didn’t cry. When Don’t Stop Believin’ played, I pulled my hair a little harder than usual into a ponytail so I would have an excuse for the tears welling. If we ran a little slower than usual, it was because we were tired, not because our lungs burned with the urge to sob. When the final notes of the playlist rang out through the earbuds and we just stood, staring at the doors to the school, it was because we were tired, not to remember every day that we had run that same path, chattering and getting to know one another, and giggling as we tried to keep quiet as we reentered and didn’t want to wake the people who put off getting up until the last second. If my hand shook as I handed her the earbud, it was from the lack of food before the run, not because I would never listen to that playlist with Evelyn on school grounds again. If my face was a little wet in the shower, it was from the water, not tears falling down my face. When I got out and pulled my pajamas back on, I curled into a ball because it was a good way to sleep, not because I was hiding tears. Evelyn didn’t go back to bed, she never had. I closed my eyes and pretended to sleep, but I listened to her going through her morning routine. The one I knew she went through every single morning in the same order because she hated change. This morning, if she paused and took a rattled breath every once in a while, I tried to not flinch because she was just yawning. When Hailey’s alarm went off, Evelyn was gone, down at breakfast like usual, and Hailey walked over to shake me, but instead she pulled me into a hug, and for once, didn’t say anything. <br /><br />Breakfast was a weird affair. They had a line up of grab and go foods as everyone carried their luggage to the train. Underclassmen chattered about summer plans and who was rooming with who the next year and the usual end of year conversations, but I didn’t say anything as Hailey chattered about the parties she had gone to after I went to sleep. She hadn’t gotten to bed until 4 am the night before, and I wasn’t sure how she was functioning. Cardan was standing against a wall with an apple in his hand, his tall frame standing out, even if his blonde hair wouldn’t have defined him instantly. After I grabbed a muffin and a banana, I headed over to him, Hailey trailing behind as she spoke.<br />“Good morning, sunshine!” She greeted Cardan, wrapping him in a hug, which he quickly returned. “Ready to go home?” Cardan glanced at me as Hails asked the question and I giggled a little, knowing that in his head he was quoting Harry Potter at Hailey, who would never understand the reference no matter how many times the two of us had forced her into marathons. Plus, Hailey liked being home, unlike Cardan. <br />“Ready for you to visit.” He booped Hailey on the nose and I reached up to ruffle his hair. <br />“Smile, pretty boy. It’s two weeks. You’ve got this. I’ll call you everyday, and I might even be able to bully my brothers into calling you.” Cardan nodded stiffly at me as I spoke, and Hailey peeled herself off to munch on her own muffin. <br />“Hey, I’ll be there in one week, and if T isn’t hogging all of his time, I can get Leo to text you daily too,” Hailey said softly, offering Cardan a smile. He nodded again, but his hand was tapping away at his leg and he was chewing his lip already. <br />“One week,” he mumbled to himself before grabbing his bags and leading us all to the train. We didn’t talk much on the walk there, and I fell asleep with my head in Cardan’s lap on the ride, his fingers brushing my hair and Hailey chattering away, just like old times. The only difference was that when I woke up and got off the train, I knew I wouldn’t be getting on it again in a few months. <br />

(NewsUSA) - It seems as if there's co-ops for just about everything these days - condos, farms, horses, and now yachts.<br /> <br /> Consider this: as with anything worth having, there are expenses and hassles associated with boat ownership that you may not even be aware of. But partial (fractional) ownership offers "all of the luxury and none of the hassle" according to the website of yacht co-op management company Saveene.<br /> <br /> It works like this: The more fractions you purchase, the more yacht usage you can experience. For example, a 10 percent purchase equals approximately four weeks of yachting time each year; 20 percent entitles you to eight weeks, and so on.<br /> <br /> For those who enjoy the periodical pleasure of luxury boating, fractional ownership is more cost-effective than sporadic charters, and has several other advantages:<br /> <br /> - Predictability. Saveene fractional owners hold equity in the yacht and have the option to sell their fraction any time they like. Purchase as many fractions as you want, up to 10 fractions per yacht. When you choose your dates, contact Saveene and they will schedule and prepare your yacht for your arrival.<br /> <br /> - Pampering. When you arrive at the marina, the yacht is clean, stocked, and safety-checked. Chart your course in advance, or allow your captain to create a memorable itinerary. Bring any food and beverages you choose, or Saveene yachts accommodate a chef or catering service.<br /> <br /> - Peace of mind. With fractional ownership, you avoid many headaches associated with owning a boat outright, including maintenance, repairs, storage, transportation, and insurance. Saveene handles the business transactions of purchasing and selling the fractions as well when the time comes.<br /> <br /> Saveene offers a range of options for yacht enthusiasts - a Sea Ray Sundancer for $19,995, a 36' Carver Mariner for a one-time fee of $ 39,995, a 64' Aicon for $89,980 or a combined usage of these for $69,985. All types are available at the same marina for viewing before making a purchase.<br /> <br /> Sea Ray Sundancer: This 34-foot cruiser is ideal for families, and easy to maneuver along intercoastal waterways for boating, snorkeling, and dining at dockside restaurants.<br /> <br /> Carver Mariner: This 37-foot boat features a fly bridge suited for parties, a home-size galley to accommodate larger food prep or catering, and a full entertainment center.<br /> <br /> Aicon: The 64-foot yacht includes four full-sized cabins plus crew quarters to handle an extended excursion. All cabins include their own facilities and TV/DVD setups, and the yacht includes a collection of water toys for kids of all ages.<br /> <br /> Want to go bigger? Saveene is also taking orders for an 85-foot Azimut yacht.<br /> <br /> Other benefits include the opportunity to check out Saveene yachts for a risk-free trial and the ability to write off your fractional purchase on your taxes.<br /> <br /> For more information about the benefits of yacht co-ownership, visit saveene.com.<br /> <br /> Ref: Boats - in Blogs

(NewsUSA) - Fans of wholesome television have a double treat in store, as the UPtv network launches its new series, "Design Twins," on Valentine's Day.<br /> <br /> The reality series makes its debut at 8 pm Eastern time (ET) on February 14, and features twin sisters, Heidi and Heather, who team up to start an interior design business aimed at providing families with creative, beautiful and functional spaces. To get the new venture off the ground, the twins move their families in together to save money and increase efficiency.<br /> <br /> Viewers can empathize with their challenges as the twins, together with their husbands and a total of seven children under the age of 6, work to nurture both their families and their growing business, aptly named "Joyful Living."<br /> <br /> The Atlanta, Georgia-based UPtv makes it a full night of love for Valentine's Day this season by also airing the much-anticipated wedding of Josie Bates and Kelton Balka at 9 pm ET on the popular series, "Bringing Up Bates," following the premiere of "Design Twins."<br /> <br /> The wedding features a picturesque outdoor country setting and plenty of family participation in the festivities.<br /> <br /> "At UPtv, we celebrate family and life's biggest moments," says Amy Winter, general manager and evp. "We are excited to add 'Design Twins' to our Thursday night lineup as we continue to bring viewers uplifting and inspiring stories."<br /> <br /> Valentine's Day is a time to celebrate love and romance, but the network keeps heartwarming stories upfront year-round with new episodes of UPtv's hit series on Thursday nights, movie premieres on the weekend and fan-favorite acquired series throughout the week.<br /> <br /> UPtv continues the themes of love and family in 2019 with UP Faith & Family. The streaming service offers a variety of commercial-free, faith- and family-friendly entertainment anytime, anywhere. UP Faith & Family offers endless hours of movies, drama series and kids' programming. It's also the exclusive home for past seasons of UPtv originals.<br /> <br /> In February, UP Faith & Family will be adding the wedding-themed reality series, "Our Wedding Story," and "Crazy Beautiful Weddings," as well as other romance-themed programs, including the movies, "Bridal Bootcamp" and "Love's Last Resort." New titles are added monthly.<br /> <br /> Prospective viewers can enjoy a 14-day free trial of the service by downloading the UP Faith & Family app or visiting Upfaithandfamily.com.<br /> <br /> For more information about UPtv, go to UPtv.com or check for updates on Facebook at facebook.com/Uptv, Twitter on @Uptv and Instagram at UP_TV.<br /> <br /> Ref: Humor - in Blogs

(NewsUSA) - Are all those stories about crippling student debt having an effect on college campuses? Just ask post-Millennials now trying - albeit not always successfully - to avoid being saddled with the same heavy burden of debt as their predecessors.<br /> <br /> According to Fidelity Investments' new "College Savings: Lessons Learned Study," not only did 83 percent of current college students surveyed consider what their total costs would be before matriculating - just 69 percent of recent graduates had such foresight - but 39 percent of them said the potential price tag was such "a huge factor" that they purposely limited their choice of schools to the most affordable. Only 32 percent of recent graduates, alas, had shown similar restraint.<br /> <br /> "It seems today's college students are perhaps more aware of the financial situation they entered into than those who graduated before them," said Melissa Ridolfi, Fidelity's vice president of retirement and college leadership. "That's a positive development."<br /> <br /> All told, student debt in the U.S. now totals more than $1.5 trillion - second only to mortgage debt, Forbes reported. And the 69 percent or so of the Class of 2018 who took out student loans graduated with an average debt balance of $29,800.<br /> <br /> So you can understand why recent graduates would be so stressed out over whether they'd ever be able to pay off their loans that they're now having second thoughts about their decisions:<br /> <br /> * 40 percent said that while they don't regret going to college, they would've made different choices in hindsight.<br /> <br /> * Only 14 percent felt the value of their education was worth more than the money they'd spent.<br /> <br /> Oh, and future college students should listen up for this sage advice from the more than 4,000 respondents surveyed - all recent graduates, current undergraduates, and parents of either or both - on what would've done wonders to ease their own stress levels.<br /> <br /> "When asked 'If you knew then what you know now when it comes to school selection, what would you do differently?' the number one answer for all respondents was 'I would've started saving earlier,'" Ridolfi said.<br /> <br /> Which logically brings us to another key finding of the study: Only 17 percent of current students and recent graduates had taken advantage, prior to college, of what's arguably one of the best ways to fund higher education: 529 savings plans.<br /> <br /> Unlike regular bank savings accounts, they provide a tax-advantaged way to save money to cover tuition, books and other education-related expenses at most accredited two- and four-year colleges, universities and vocational-technical schools.<br /> <br /> The key phrase being "tax-advantaged." Meaning, earnings grow federal income tax-deferred and withdrawals for qualified expenses are free from federal (and, in many places, state) income taxes - thus affording the opportunity to have even more saved for college.<br /> <br /> Significantly, Ridolfi said families using a 529 plan managed by Fidelity have been starting to sock money away earlier than ever before, with contributions beginning on average when the child is about age six and a half. Thirty-six percent of Fidelity 529s are even opened for beneficiaries under - yes - age 2.<br /> <br /> You say a child hasn't even uttered his or her first complete sentence before they're two? Probably not. But just so you're not bushwhacked when they suddenly hit their late teens, free online resources like Fidelity's College Savings Learning Center and College Savings Quick Check - a calculator that even shows you the impact of saving a few dollars more a month - can help prepare you for what lies ahead.<br /> <br /> Ref: Education - in Blogs

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