Just me writing my little story! It's a coming of age story about a girl graduating from high school and not being sure where to go from there. Her family and friends help her out with a little bit of chaos and a lot of luck!<br /><br />There are too many people here. It’s a boarding school, and yet, there are so many people and no places to sit. Hailey flutters past with Mouse hot on her heels, as they usually were, and I reach out to grab Hailey’s arm, causing her to do a funny little twirl thing and for Mouse to bump into her. <br />“Sorry!” Mouse squeaked and jumped back a step, their sneakers making a funny noise on the floor. <br />“Not your fault… Are you coming to the soccer party?”<br />“Nah, I’m gonna stay here. Hails and I are breaking up when you two leave this party so I figure I can’t really show up on her arm.” Hailey rolled her eyes as Mouse spoke, and I once again wondered how the two of them had managed to put an end date on their relationship and actually have it work out. They had sort of always known that they wouldn’t last outside of high school, so after the party they would just go back to being friends. It didn’t make sense to me, but whatever, I wasn’t either of them. <br />“Alrighty… I was actually about to ask Hailey when we were going to leave, but um, if you two want to stay? I don’t wanna rush out, but the band kids aren’t really my crowd…” Hailey grinned at me and blew a kiss as she grabbed Mouse’s hand. <br />“We can leave as soon as I say bye to everyone! Thank you for coming!” I rolled my eyes as they disappeared in the sea of people and I shrunk back to the corner and pulled out my phone. It wasn’t that I disliked the band kids, they were all pretty cool, I just didn’t know them well enough to party. <br />I had a text from Leo, Hailey’s older brother, a few from Evelyn and a good night text from Cardan, that simultaneously requested that I tell the theater kids he was sorry he couldn’t make it. More than likely, if I looked at their group chat, he had already sent twenty apology texts and there was no reason for me to do that. I shot Evelyn a quick text that said I would be leaving as soon as Hailey was ready, which we both knew meant I would not be leaving for at least a half an hour, then I settled against the wall to text Leo. <br />Leo has been best friends with my older brother Zebediah since he started going to school here, they even opened a cafe together. Plus, he and Hailey get along super duper well, so I’ve become friends with him. His current text was just reminding me to not stay out too late so I wouldn’t be exhausted and sleep through my alarms tomorrow. <br />T: I don’t sleep through alarms with Evelyn around haha. That girl would wake up to a pin drop :p <br />L: Valid. Have you made it to the soccer party yet, or is Hails still procrastinating her doomed relationship ending?<br />T: I wouldn’t call it procrastinating…. More like socializing so people don’t realize they broke up haha<br />L: I don’t think I will ever understand those two<br />T: You just have to remember Yolanda, and it all makes sense again<br />L: Tia, nobody remembers Yolanda like I do lmao<br />L: I lived with Hails that summer, remember?<br />T: Hahaha you live with her every summer goofus<br />L: I could be living with you every summer though ;)<br />I rolled my eyes and left him on read, sliding my phone back into my pocket so I could find Hailey and pretend that her brother didn’t just flirt with me. She knew he did though, and it wasn’t like I didn’t flirt back, we just didn’t actually like each other. It was still her brother though, so I was never allowed to mention it. <br />Pushing off the wall, I went to find her, sliding past kids I had known my whole life and trying to ignore the nagging feeling of doom about the fact that I would never again see all of us in one room. We would never be the same kids again, and we were all about to go live real lives, not closed up in a boarding school. <br />Hailey was in the middle of the dance floor when I found her, with Mouse wrapped around her, and they looked deep in conversation, so I backed away, but Hailey spotted me and held up a finger, so I didn’t wander far, just turned to say hi to Mae, a violinist in the band. <br />“You ready to be out?” She called over the music. I laughed and nodded, and she patted my arm. <br />“Tell your girls I said good job last week, and good luck in college! I like you all, but I am not about to go to a jock event with no alcohol!” She lifted her Solo cup with a salute-like gesture and then pointed over my shoulder before waving and walking away. If I hadn’t known the universal signal for “Hailey is coming, gotta go”, I probably would have questioned the quick exit. Some people just knew that she talked a lot and did not have the time. <br />“Ready, Freddy?” Hailey asked, slinging an arm around my waist, as though it was my shoulder. I looked down at her, and she grinned up at me, so I nodded. The breakup must have gone to plan if she wasn’t upset. She skipped out of the room, somehow dragging me along, despite me being almost over a half a foot taller than her tiny 4’ 10” person. <br />Once we were outside of the dorm collection that was hosting the band event, Hailey did a little twirl and grinned at me, stopping me where I stood. <br />“Are you ready for the best night of your high school life? Ready to say goodbye to all of your teammates and start your fabulous life as a rockstar?” A snort escaped me and I patted Hails on the head before tugging her down the hallway. <br />“I guarantee that I will not become a rockstar if I become anything. Not a rockstar, not a professional athlete, and definitely not an actress.” Hailey had started throwing random jobs at me this past week, trying to find one that clicked. Of course, she never threw out valid options, just ridiculous ones that I would never actually become. <br />A shriek and then my name being yelled alerted me to the presence of Evelyn about five seconds before she launched herself into my arms. <br />“Oh my god, you won’t believe what is happening in there! Gina is WASTED!” <br />“I thought real athletes didn’t drink?” Hailey cried as she shoved past the two of us to get to the dorm cluster that was hosting the “jock people”, which really just meant the kids who played sports, but we weren’t all serious jocks. <br />“Gina isn’t going pro, so she decided that she wanted to get wasted with us once before we all head our separate ways. Katrina, Lucy and Cam are a little tipsy, but most of us are sober.” Evelyn punched my arm on “us” like she was implying that I was part of the “real athletes” squad. I didn’t drink because I wanted to be in good shape for the sports and because I liked runner’s high, not because I was going pro like a lot of my teammates. <br />“And the guys…” I trailed off as Evelyn and I finally followed Hailey into the party and I found a horrifying scene in front of me. If Katrina, Lucy and Cam were tipsy, I did not want to see Gina. The three girls were standing on a table, doing the macarena and singing Sweet Caroline as the welcome committee and just behind them, I could see Parker, Isaac, Dominic and Justin lining up shots, all four of them shirtless and screaming. <br />“Welcome to Hell!” Evelyn cried as she pulled me past the alcoholics and into the main room. Gina was laying in the middle of the floor, but everyone else was mostly just mingling and hugging, a couple people were crying, and I relaxed at that. I did not want to drink and I was worried my friends had lost their minds for a second. We just weren’t those people usually. I normally felt okay about not drinking at parties with them. <br />“T! Come over here!” Veronica, our goalie, waved me and Evelyn over to a group of girls who were sitting on a couple couches and chatting. I headed over, glancing around for Hailey, but I wasn’t worried when I didn’t find her. She was probably halfway done with her rounds or caught up talking to someone. <br />I joined the girls on the couches and Bea Olsen pulled a bag of pretzels out from behind a pillow and offered me one. <br />“Gina tried to run off with them earlier,” she explained as Bea Klutz offered me a carrot from next to Bea Olsen. <br />“She did not try to steal the carrots though,” I laughed and relaxed into the couch, content to talk to my teammates for one more night.<br />A little while later, Evelyn tapped my arm and I nodded, grabbing one more carrot before standing up. The Beas simultaneously cried no and jumped up to hug us. <br />“Don’t go yet! You only have to be up in…” Glancing at her watch, Bea Olsen cringed, “four hours… Oopsie!” I laughed and hugged her back, biting my lip so I wouldn’t cry as a whole line of teammates that I had known my whole life and worked with, slept with, breathed with and basically lived in each other’s back pockets during soccer season hugged me and said goodbye. We would all see each other on the train tomorrow, but it just wasn’t the same. This was our last soccer night. This was the last time I would see the Beas, or Veronica for a very long while, since they had all been recruited to play soccer in America. A few others had made soccer teams, but more local, or just at a college, but I still wouldn’t see them as much. <br />“Hey, keep in contact, yeah?” Veronica asked as she hugged me, squeezing tight. I hugged her as tightly as I could, nodding even though she couldn’t see me. We held on for a little longer than the others had, and I buried my face in her neck before pulling back and letting her hug Evelyn as I pulled myself together. Evelyn grabbed my hand as we left the party, neither of us looking back. <br />The walk back to our room was pretty quiet, and when we got there, Evelyn squeezed my hand before heading to her dresser to grab pajamas. <br />“5 am, right?” There was a crack in Evelyn’s voice as she asked, but I replied just like I had everyday since seventh grade. <br />“Always,” I whispered as I grabbed my own pajamas and headed to change my clothes.<br /><br />The next morning, when my alarm went off and I looked at Evelyn sitting up, I bit my lip to hold off the tears as we changed into our running clothes and headed out. Evelyn offered me her earbud and I dug my nails into my palm so I didn’t cry. When Don’t Stop Believin’ played, I pulled my hair a little harder than usual into a ponytail so I would have an excuse for the tears welling. If we ran a little slower than usual, it was because we were tired, not because our lungs burned with the urge to sob. When the final notes of the playlist rang out through the earbuds and we just stood, staring at the doors to the school, it was because we were tired, not to remember every day that we had run that same path, chattering and getting to know one another, and giggling as we tried to keep quiet as we reentered and didn’t want to wake the people who put off getting up until the last second. If my hand shook as I handed her the earbud, it was from the lack of food before the run, not because I would never listen to that playlist with Evelyn on school grounds again. If my face was a little wet in the shower, it was from the water, not tears falling down my face. When I got out and pulled my pajamas back on, I curled into a ball because it was a good way to sleep, not because I was hiding tears. Evelyn didn’t go back to bed, she never had. I closed my eyes and pretended to sleep, but I listened to her going through her morning routine. The one I knew she went through every single morning in the same order because she hated change. This morning, if she paused and took a rattled breath every once in a while, I tried to not flinch because she was just yawning. When Hailey’s alarm went off, Evelyn was gone, down at breakfast like usual, and Hailey walked over to shake me, but instead she pulled me into a hug, and for once, didn’t say anything. <br /><br />Breakfast was a weird affair. They had a line up of grab and go foods as everyone carried their luggage to the train. Underclassmen chattered about summer plans and who was rooming with who the next year and the usual end of year conversations, but I didn’t say anything as Hailey chattered about the parties she had gone to after I went to sleep. She hadn’t gotten to bed until 4 am the night before, and I wasn’t sure how she was functioning. Cardan was standing against a wall with an apple in his hand, his tall frame standing out, even if his blonde hair wouldn’t have defined him instantly. After I grabbed a muffin and a banana, I headed over to him, Hailey trailing behind as she spoke.<br />“Good morning, sunshine!” She greeted Cardan, wrapping him in a hug, which he quickly returned. “Ready to go home?” Cardan glanced at me as Hails asked the question and I giggled a little, knowing that in his head he was quoting Harry Potter at Hailey, who would never understand the reference no matter how many times the two of us had forced her into marathons. Plus, Hailey liked being home, unlike Cardan. <br />“Ready for you to visit.” He booped Hailey on the nose and I reached up to ruffle his hair. <br />“Smile, pretty boy. It’s two weeks. You’ve got this. I’ll call you everyday, and I might even be able to bully my brothers into calling you.” Cardan nodded stiffly at me as I spoke, and Hailey peeled herself off to munch on her own muffin. <br />“Hey, I’ll be there in one week, and if T isn’t hogging all of his time, I can get Leo to text you daily too,” Hailey said softly, offering Cardan a smile. He nodded again, but his hand was tapping away at his leg and he was chewing his lip already. <br />“One week,” he mumbled to himself before grabbing his bags and leading us all to the train. We didn’t talk much on the walk there, and I fell asleep with my head in Cardan’s lap on the ride, his fingers brushing my hair and Hailey chattering away, just like old times. The only difference was that when I woke up and got off the train, I knew I wouldn’t be getting on it again in a few months. <br />

(NewsUSA) - Later this month, the nation's largest-ever celebration of educational opportunity will kick off. During National School Choice Week (Jan 26-Feb 1), 50,000 events and activities around the nation will raise awareness about K-12 education choices.<br /> <br /> The real impact of school choice is what gives the Week such energy. A learning environment can change a life, sometimes unexpectedly. Remember the Dr. Seuss story featuring a character who, until he actually tries it, insists a dish of green eggs and ham is not for him? As President of National School Choice Week, I have the joy each month of hearing students, parents, and educators around the country share their own "green eggs and ham" moments.<br /> <br /> A teacher who was ready to leave the education field - until she overcame her skepticism about teaching in a virtual school. A mom who never dreamed she'd homeschool - until her son's medical needs led her to discover its benefits. A student who felt out of place in his previous school, but is now happy and thriving in a different traditional public school.<br /> <br /> That's the power of school choice. All children learn differently and families' needs vary. In the midst of healthy differences and human change, choice empowers families to access the learning environments that work for them now.<br /> <br /> School choice recognizes that parents are best positioned to know their child's passion for botany, reading struggles, or penchant for drawing quirky cartoons. And those same parents are best qualified to choose their children's learning environments.<br /> <br /> National School Choice Week celebrates traditional public, public charter, magnet, private, online, and home education. We celebrate and support families, too, whichever type of school they choose. That's because when families and schools bring their gifts together, students succeed.<br /> <br /> All children deserve to close their school books at the end of each week inspired and equipped to give back. So, if you love your school, celebrate it during School Choice Week! If you're searching for a school, be willing to try something new to find the right fit. You might have a green-eggs- and-ham moment, when your child's frustration with learning turns into an excited "I do love it!"<br /> <br /> For more information, visit schoolchoiceweek.com.<br /> <br /> Ref: Cultures - in Blogs

(NewsUSA) - Summertime. It's the time of year to put your feet up, relax and have a little fun. So, why not make it a little safer for the whole family?<br /> <br /> The following tips can help keep everyone healthy and injury-free -- and, with any luck, away from the doctor's office:<br /> <br /> * Handle vacation baggage with caution. Be careful handling your luggage. There were more than 75,500 luggage-related injuries in 2013 alone. To avoid luggage-related injury and pain, keep your body straight when lifting and carrying luggage -- do not twist. Instead, point your toes in the direction you are headed, and then turn your entire body in that direction. Also, only use luggage that is sturdy and light weight with wheels and a handle.<br /> <br /> * Dive into summer safety. Diving and swimming is a popular summer activity for many families and their children, but it does carry some risk.<br /> <br /> "Swimming and diving injuries are most common among children, 17 or younger," says A. Jay Khanna, MD, American Academy of Orthopaedic Surgeons (AAOS) spokesperson and orthopedic surgeon. "For that reason, it's important to equip kids with the proper safety precautions at an early age."<br /> <br /> The AAOS suggests that individuals never dive into above-ground pools or into water that isn't clear -- where sand bars or objects below the surface may not be seen. As for swimming, never swim alone, always swim in supervised areas, and avoid rip currents.<br /> <br /> * Follow the rules of the road while biking. More than 80 million Americans enjoy cycling because it's an environmentally efficient way to get around, a great form of exercise and a fun activity for the whole family. However, according to 2013 statistics from the Consumer Product Safety Commission, bike-related injuries were the reason for more than 1.3 million visits to hospitals, emergency rooms and doctors' offices.<br /> <br /> To avoid being a statistic, always wear a helmet and ride in the direction of traffic. Also, don't listen to music with headphones, talk on your phone, text or do anything else that would distract you while riding.<br /> <br /> * Beware of bouncing. Jumping on a trampoline is a favorite pastime among kids because of the thrill that comes with it. Unfortunately, it also carries risks. The most common injuries are sprains and fractures that result from falls on the mat, falls on the frame or springs, collisions with another jumper and falls off the trampoline, according to the AAOS. To protect kids, trampolines should not be used for unsupervised recreational activity.<br /> <br /> For more information and safety tips this summer, visit OrthoInfo.org.<br /> <br /> Ref: Bicycles - in Blogs

(NewsUSA) - In 1967, one of today's most iconic runners made her mark in history.<br /> <br /> Despite an angry official who tried to push her off the course of the Boston Marathon, Kathrine Switzer defiantly ran on, broke barriers and became the first woman to officially complete the legendary race.<br /> <br /> Today, at the age of 70, Switzer continues to defy the odds.<br /> <br /> This year, she ran the 26.2-mile Boston Marathon again to celebrate the 50th anniversary of her historic milestone and continued to inspire others to break new ground. She also announced a partnership with the health and well-being company, Humana, to help celebrate seniors, encourage them to take an optimistic view of aging, and live healthy, active lifestyles.<br /> <br /> "When the Boston Marathon race director tried to shove me off the course in 1967, my life's purpose was crystalized. I knew I wanted to be a champion for others committed to blazing their own path," Switzer says.<br /> <br /> "I'm working with Humana to inspire seniors to achieve their best health, so they can experience all that life has to offer."<br /> <br /> Switzer shared tips on how she maintains an optimistic outlook on aging, and why she believes that great things are ahead when your health is ready -- no matter what age you are!<br /> <br /> Don't let your age define you.<br /> <br /> The biggest tip is to realize that you're never too old, too slow or too out-of-shape to begin living an active lifestyle. Whether it's walking the dog a bit further than usual, or taking a swim at the local health club -; finding ways to get active can help you live healthier and be more optimistic.<br /> <br /> Take it one step at a time. Allow time to adjust to a new routine. Start small and build on your efforts in small intervals. Listen to your body and be proud of your progress.<br /> <br /> Two is better than one. To help you stay motivated, get a buddy who has similar fitness goals. If a buddy is waiting for you, you won't worry about being embarrassed or feeling slow; it'll just be the two of you. There are few things greater than sharing victories and accomplishments with someone close.<br /> <br /> Make time for rest. Equally as important as staying active is ensuring that your body recovers from the stress endured from physical activity. Not only will your body thank you, but you will grow to love your active lifestyle more without aches and pains holding you back.<br /> <br /> Switzer recently took her message to the National Senior Games presented by Humana, one example of how the company is committed to championing seniors and breaking barriers -- namely, the stereotypes associated with seniors in today's society -- and proving that with a healthy body and mind, age is truly just a number. While at the Games, she participated in the 10K Road Race in a celebratory role and presented an inspiring and encouraging speech at the Celebration of Athletes.<br /> <br /> In addition to being a fierce advocate for seniors and optimistic aging, Switzer has been a lifelong advocate for women runners in general.<br /> <br /> In 1972, she co-founded the first women's-only road race; in 1984, she led the drive to get the women's marathon into the Olympic Games; and in 2015, she founded 261 Fearless, a global non-profit that empowers and connects women through the transformative action of running, and encouraging them to overcome life obstacles and embrace healthy living.<br /> <br /> "I think optimism is everything and you don't have to be a marathon runner to possess it," Switzer says.<br /> <br /> "The more you do, the more you can do!"<br /> <br /> Ref: Competitions - in Blogs

(NewsUSA) - Every holiday season has its hot tech item -; from smartwatches to game consoles and now to folding drones.<br /> <br /> Drones can give you the bird's-eye view that makes any video look engaging and exciting, mostly because that perspective hasn't been possible until drones came about. One of the biggest problems people have had with drones is that they are typically so difficult to carry around and take on adventures.<br /> <br /> Cue the folding drone, first launched by GDU in 2015 and recently copied by DJI and GoPro. This design lets anyone take a drone along in a backpack or small bag -- portability solved!<br /> <br /> But does a folding drone answer all the problems with drones today? Not quite. If you only plan to use a drone for a quick video or two, the DJI Mavic might be a decent choice for the holidays. But if you plan on using the drone for different photography and videography projects, or if you simply enjoy flying a drone, you'll want to look for something that has a lot more power and the ability to change out gimbals and cameras.<br /> <br /> Enter the GDU Premium Byrd -- the first and only drone that has a folding design, a high-end 4K camera, the ability to swap out cameras and even carry DSLRs and mirrorless cameras for a true "future proofing" ability. They call this the Universal Flying Platform. And with GoPro recalling their Karma, the Byrd is the only folding drone that also works with a GoPro.<br /> <br /> "All consumer-level drones are developed for only one camera, but not the Byrd. GDU will continue to create new gimbal packages to keep the Byrd "future proofed." They simply don't want people to have to buy a new drone to use a new camera you might buy: that's the philosophy behind the 'flying platform' approach," states Nicolia Wiles, GDU Director of Digital. "You shouldn't have to keep buying $1K drones you don't need just to use a different camera. When you buy a GDU Byrd, you only invest in a drone once, and can save your money for buying cameras you want to try. No other consumer drone manufacturer offers this."<br /> <br /> The Premium Byrd provides for 29 minutes of flight time, with a guaranteed 1000-meter video downlink system included in the shipped model (no additional downlink technology needed) and also offers a more advanced OFDM system, compared to WiFi transmission in the Standard model. The Price of the Premium Byrd model is $999.00. Dealer information can be found here: <a target='_blank' href="https://www.amazon.com/dp/B01N2GCOSP.">https://www.amazon.com/dp/B01N2GCOSP.</a><br /> <br /> Ref: Crazy - in Blogs

<br /> <br /> <span style='display:none' class='DO NOT REMOVE - THIS CATEGORY CODE WILL BE HIDDEN - IT IS NEEDED TO BE FOUND BY CATEGORY AND ONE-CLICK SEARCH'>Category: Photography - in Blogs</span>

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(NewsUSA) - A non-surgical technique for lifting double chins, reducing puffiness around the eyes, and improving the appearance of wrinkles is now available in the form of an easy-to-use home kit called The Face Wrap. (www.facewrap.com).<br /> <br /> Previously available as a salon-only treatment, The Face Wrap lifts and tightens drooping areas on the forehead, face, and under the chin by firmly wrapping them up in a mineral-soaked, non-allergenic "face wrap" constructed of non-latex elasticized cotton fabric.<br /> <br /> "The liquid minerals are the secret to the Face Wrap," says Sarah Bolger, The Face Wrap's spokesperson. "The minerals, which are all-natural, draw out impurities from the complexion while giving the skin a firmed and tighter look on the outside and a rejuvenated feel to the underlying tissues."<br /> <br /> Bolger says the all-natural, one-hour facial beautification procedure is safe and painless.<br /> <br /> "Our Face Wrap kits have wrapped many thousands of faces, and we've learned how to produce wonderful changes," says Bolger. "For those looking for an alternative to cosmetic surgery, wrapping your face is an easier way to reduce double chins and puffiness, lift and tighten the skin and enhance your own natural beauty."<br /> <br /> Bolger also recommends exfoliating before using to allow the minerals to absorb better, and exercising the face daily with a few simple exercises.<br /> <br /> Working women want to look their best - especially after 50. But let's face it, most working women find it difficult to carve out an hour or two a week for visits to the day spa. That's the appeal of the home kit. The one-hour treatment can be done at home while reading or on the computer or while resting.<br /> <br /> Women generally look five- to ten years younger after a series of three to six treatments. Most people are surprised to see their cheekbones and jaw bones again!<br /> <br /> Visit www.facewrap.com for more information. The kit costs $139 and contains enough minerals for at least 20 treatments, or about $7 per treatment. A lot less than $80-plus for various salon treatments.<br /> <br /> Ref: Famous - in Blogs

(NewsUSA) - Now more than ever, building relationships is important to small businesses so they can compete in the global marketplace.<br /> <br /> The Smart Money Network is a community of digital marketing experts whose mission is to support entrepreneurs as they grow their businesses, especially in the new and increasingly online economy.<br /> <br /> Having a partner to navigate the field of digital marketing can help small businesses get the edge they need. The Smart Money Network collaborates with small business clients and coaches them on how to engage a target audience with the right message at the right time, using a combination of digital tools and the power of persuasion. <br /> <br /> The Collaboration Starts with A Conversation. <br /> <br /> "Conversation is the seed of opportunity," according to the Smart Money Network website. Experts work with small business owners and entrepreneurs to find and build relationships with their target audiences using social media platforms such as LinkedIn, then deploy tried-and-true principles of persuasion that convert to new business opportunities.<br /> <br /> Author Robert Cialdini describes six principles of persuasion in his book, "Influence - The Psychology of Persuasion." These principles include the concepts of scarcity (making your product or service seem more desirable), reciprocity (using small favors to entice), likability (pleasantness can go a long way), consensus (word of mouth that others use your product or service), consistency (customers need to feel they can count on what you say you will deliver), and authority (make sure you support your products or services with facts about your experience and credentials).<br /> <br /> These principles can be applied in the world of digital marketing, which is becoming increasingly essential in the post-COVID-19 entrepreneurial environment. More people are spending more time online, and learning how to grab the attention of potential clients can help businesses flourish.<br /> <br /> Smart Money Network creates intentional done-for-you social media campaigns that position clients as authoritative and credible resources, and drives up to 30 new business opportunities a month.<br /> <br /> According to Smart Money Founder and CEO Mike Harris, "You only have about three seconds to capture someone's attention and give them enough information to determine whether you are worth connecting with."<br /> <br /> Visit smartmoneynetwork.net to learn more about how to make the digital connections that can boost your business.<br /> <br /> Ref: Finance - in Blogs