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    Millie Millie_Zemlak
    (NewsUSA) - Sponsored News - As we head into summer, it's important to find accessories that show off your style, while brightening up your wardrobe. Since summer brings an explosion of bold colors and vibrant patterns, this season's trends are no different.

    So pack away your dreary duds, your winter boots and clean out that closet to get yourself ready for some fun in the sun.

    Unsure of where to start? The following summer accessories are a must:

    * Slip into a dress. A slip dress is a simple, elegant base layer that can be dressed up with accessories and is a trend worth paying attention to. To get a high-fashion look, layer them with frilly undershirts and jumpers.

    * Fancy your footwear. If you're anything like Carrie Bradshaw, the best way to dress up an outfit is with a pair of wedge sandals. The right pair of wedges can glam up your look, make your legs look long, yet still allow you to move comfortably. If, however, you prefer shoes with little to no heel, you'll be happy to know that flat-flats are in (think ballet slippers and gladiator sandals.)

    * Go glam with glasses. Choosing eyewear that's not only stylish but functional can be difficult. Transitions lenses are great because they block 100 percent of the sun's harmful UV rays and are available in nearly all prescriptions. They also come in a variety of colors that complement your personal style and frame choice. With one pair of lenses, your eyes will feel comfortable indoors or out, in bright light, low light and everything in between.

    * Choose a hat. As important as it is to get some natural vitamin D, too much sun is bad for the skin. A floppy hat is a great accessory that lets you flaunt a style that fits your personality, get a little sun, but still protect yourself from harmful UV rays.

    * Grab a bag. A statement bag is the perfect way to enhance your look. When choosing the right purse for your outfit, think luxe fabrics, contrasting textures, and bright patterns. Pair with a great pair of glasses to pull off a celebrity look.

    For more information, please visit www.transitions.com.

    Ref: Fashion Women - in Blogs
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    Rebecca Rebecca_Ebert


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    Millie Millie_Zemlak
    (NewsUSA) - Owning a home is a huge investment, and once they've owned long enough to build up equity, many homeowners opt to leverage the equity for other uses. But if you're on the fence about taking on another monthly loan payment, an option that may be right for you is co-investing.

    With a home equity loan, you borrow against the equity in your home and receive a lump sum of money that you have to pay back each month over a specified term - commonly 15 years. The interest rate is usually fixed, but is typically higher than your primary mortgage.

    Co-investing offers an alternative to traditional home equity loans. In a nutshell, the co-investing company pays the homeowner an upfront amount, with no repayments for a set number of years, or until the home is sold, whichever comes first. There may also be an option to buy the company out, after a minimum restriction period passes. This option can be ideal for a homeowner who wants access to cash without the added financial burden of monthly loan payments, who has lived in a home long enough to build up some equity, and plans to stay at least another five years.

    Unison, a San-Francisco-based real estate company, is a leader in the growing field of co-investment. Unison offers homeowners a cash payment of up to 17.5 percent of their home's current market value. When the house is sold or 30 years pass, the owner pays Unison an amount equal to the initial co-investment, plus (or minus) a percentage of the home's appreciated (or depreciated) value.

    Here's an example: A homeowner whose home is currently worth $500,000 and who needed $25,000 in cash (5 percent of the home's value) would repay an amount equal to $25,000 plus 25 percent* of the amount the house appreciates in value during the time of the co-investment. With a larger co-investment, the company receives a larger share of the appreciation in value.

    Homeowners can use their cash for anything, but Unison recommends something of long-term value, such as kids' college tuition, medical expenses, home remodeling, or investing in diverse stocks and bonds.

    Other benefits of co-investing: Keeping gains from remodeling work and keeping the equity built from prompt mortgage payments.

    Being a good candidate for homeowner co-investing is not so different from being a good homeowner generally. Unison requires that homeowners keep the home as their primary residence; stay current on payments for mortgages, property tax, and homeowners' insurance; keep the home well-maintained to retain and increase value; and keep Unison informed of issues, such as remodeling plans or emergencies, such as natural disasters, bankruptcy, or plans to sell the home.

    To find out how Unison can help you get the most out of homeownership, visit unison.com.

    *This is a possible percentage for illustrative purposes. The actual percentage varies based on the specific HomeOwner transaction.

    Ref: Housework - in Blogs
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    Rebecca Rebecca_Ebert



    Ref: Art - in Audio Podcasts
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    Millie Millie_Zemlak
    (NewsUSA) - "To shave strokes from your golf game, the only equipment you need is a good eraser."

    Although this phrase is uttered jokingly by many golfers, recreational golfers who've reached their plateau have had very few other options, until now.

    "If recreational golfers insist on following the rules used by the PGA Tour, there's little they can do to immediately improve their game," says John Hoeflich, executive director, of the United States Recreational Golf Association (USRGA). "However, if they play by USRGA rules, they do have the option to switch to better equipment."

    The USRGA is the official organization that governs recreational golf. Its rules allow the use of higher-performance golf equipment. Hoeflich estimates that more than half of U.S. golfers agree with the USRGA rules that permit equipment that "puts fun back in the game, speeds up play and helps achieve better scores."

    Callaway Golf started the recreational equipment movement in 2000 with the ERC II driver. Now Polara Golf is advancing the movement with its Advantage driver and Ultimate Straight golf balls -- both engineered to eclipse the PGA limits, which means you can't play them in the Masters or U.S. Open.

    David Felker, chief technology officer for Polara Golf, explains, "Our drivers and balls are not intended for the top amateur players and professionals. We purposely designed equipment that exceeds the performance limits accepted by the PGA Tour, so that recreational golfers can experience less frustration, score lower and have more fun."

    A 2012 Google consumer survey revealed that 63 percent of respondents would consider using golf equipment that provides a performance advantage. This sentiment is shared by the PGA of America president, Ted Bishop, who says, "I think anything we can do to relax the rules, if it means putting non-conforming equipment in the hands of players that enable them to hit the ball higher and farther and enjoy the game more -- what's the problem?"

    According to the National Golf Foundation, golf rounds have fallen by 8 percent since 2007, largely due to the frustrations of the game, excessive play times and high costs.

    "The technology now exists to make golf more pleasurable for everyone," says Felker. "Who doesn't want to have more fun?"

    For more information, visit www.polaragolf.com and www.usrga.org.

    Ref: Golf - in Blogs
    48 0

    Sharon inc one
    If you travel by car

    From The East:
    1. Take the autoroute 25.
    2. Exit at Grand boulevard.
    3. Turn left and go straight for 500 meters.
    4. Go to 1234 Grand boulevard on your right.

    From The West:
    1. Take the autoroute 25.
    2. Exit at Grand boulevard.
    3. Turn right and go straight for 500 meters.
    4. Go to 1234 Grand boulevard on your left.

    From The North:
    1. Take the autoroute 10 to get the 25.
    2. Exit at Grand boulevard.
    3. Turn left and go straight for 500 meters.
    4. Go to 1234 Grand boulevard on your right.

    From The South:
    1. Take the autoroute 10 to get the 25.
    2. Exit at Grand boulevard.
    3. Turn right and go straight for 500 meters.
    4. Go to 1234 Grand boulevard on your left.



    If you travel by bus

    From The East:
    1. Take the bus 128 west, transfer to the 69 north.
    2. Exit at Grand boulevard.
    3. Turn left and walk straight for 500 meters.
    4. Go to 1234 Grand boulevard on your right.

    From The West:
    1. Take the bus 128 east, transfer to the 69 south.
    2. Exit at Grand boulevard.
    3. Turn right and walk straight for 500 meters.
    4. Go to 1234 Grand boulevard on your left.

    From The North:
    1. Take the bus 10 south, transfer to the 122 east.
    2. Exit at Grand boulevard.
    3. Turn left and walk straight for 500 meters.
    4. Go to 1234 Grand boulevard on your right.

    From The South:
    1. Take the bus 10 north, transfer to the 122 west.
    2. Exit at Grand boulevard.
    3. Turn right and walk straight for 500 meters.
    4. Go to 1234 Grand boulevard on your left.



    Ref: Directions - in Blogs
    121 0

    Millie Millie_Zemlak
    (NewsUSA) - It's no surprise that parents today seek books that will delight, engage, and educate their children. However, some parents are seeing gaps in the available options of topics they want to share with their children. To combat this, there is a growing trend of parents who have taken matters into their own hands and turned to self-publishing to fill these holes themselves.

    Kindle Direct Publishing (KDP) from Amazon is one self-publishing option that offers editorial freedom and ease of use for busy parents looking to create something that meets their kids' needs.

    KDP success stories include Handeep Dhoot (who writes as "Dr. Dhoot"), a mom with a Ph.D. in chemistry who wanted to introduce her young daughter to STEM topics.

    Dr. Dhoot has self-published the growing Tinker Toddler series of STEM books aimed at young children, including Machine Learning for Babies & Toddlers.

    "Becoming a parent helped me realize the urgency for introducing scientific topics, like STEM, to kids while their brains are still developing. KDP allowed me to self-publish books that portray these ideas in an accurate and digestible way for kids, including my own daughter."

    Gabi Garcia, a long-time school counselor and mom, turned to self-publishing when she saw a lack of books for Spanish-speaking and bilingual children about how to understand their emotions and feelings.

    "It's so important to engage with children early to discuss mindfulness. Self-publishing on KDP empowered me to take all that I'd learned and seen as a school counselor and make it accessible to more children, in both English and Spanish."

    She has published several books on these topics through KDP, including Listening to My Body, published in both English and Spanish. She now writes full-time on mindfulness and social awareness topics for children, parents, and educators.

    Brendan Kelso struggled with dyslexia as a child, but found learning and performing dramatic monologues helpful. He enjoyed Shakespeare, but, like many young readers, found the text hard to understand.

    After a career in engineering, he became a stay-at-home dad and came up with an idea to write versions of Shakespeare's plays that were more accessible to kids. His loveof theater and writing led him to self-publish several works through KDP, starting with Shakespeare's Hamlet for Kids.

    "I have the freedom to spend more time with my family, while pursuing my passion on my own terms with KDP."

    These parents have been able to create the books they couldn't find for kids and found financial success - and sometimes a whole new career - in the process.

    For those parents who are toying with self-publishing, but still have questions, consider this:

    * KDP lets authors set their own prices and retain all rights to their work.

    * As an author, you can publish your book in minutes, and these books are available to a worldwide audience through Kindle online stores in 24-48 hours.

    * You can publish Kindle eBooks and paperbacks in multiple languages.

    Visit kdp.amazon.com for more information about Kindle Direct Publishing.

    Ref: Encouraging - in Blogs
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    Vanessa Vanessa_Leannon


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    Vanessa Vanessa_Leannon


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