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Meeting Invitation
Meeting Invitation


    Millie Zemlak Millie_Zemlak
    (NewsUSA) - Well, actually, it's both … the charm of hummingbirds is most certainly apropos and "a charm" of hummingbirds is actually factual! Yep, that's right, the collective noun for these unique creatures - just like a gaggle of geese or a flock of birds, is a charm of hummingbirds. Since the definition of the noun 'charm' is "the power of giving delight or arousing admiration," one doesn't need to be a wordsmith to see how right that is.

    Hummingbirds are charming.

    And there are over 330 varieties of the species, Trochilidae, which is their biological family name and they're found in the Western Hemisphere. When one sees a hummingbird, it's a stunning, stop-in-your-tracks sight. Their brilliant throat color is actually a result of the iridescence in the arrangement of their feathers, not color pigment. Light level, moisture, angle of viewing and other factors all influence just how bright and colorful their throats may appear. Perhaps you've heard them, too - the name hummingbird comes from the buzzing sound of their fast-flapping wings.

    Hummers are migrant birds, so although many stay close to the Equator, lots of varieties travel this time of year, so there may be a 'charm' coming to your backyard soon. If you have the desire to see one up close or are curious about how to attract them to your yard, the folks at Cole's Wild Bird Feed Co have got you covered. First, they figured out the engineering of an elegant, deceptively simple, easy-to-use (and easy-to-clean!) feeder. The patented Hummer High Rise has a clever design that offers a stress-free position for your charming guests to get their fill, a fantastic 360-degree vista, all the while keeping other unwanted creatures at bay.

    For example there's an ant moat that stops the armies of industrious workers who'd love to get some sweet nectar, from beating a path to the liquid food. The genius is, it's an actual moat, with nothing but H2O keeping the ants at bay, so while it does its job, it doesn't do harm. Nice!

    A charm magnet.

    The second definition for the noun 'charm' is a small ornament worn on a necklace or bracelet. Hummingbirds weigh on average the same as a nickel, so while you'll want to wear a replica from the jewelers, Hummers can be your own garden's jewelry all season long.

    And in return for their arousing your admiration, they'll feed on those annoying garden insects and pests. For their small size, hummers eat a lot. They are voracious eaters, feeding on mosquitos, gnats, spiders, aphids and other six-legged creepy crawlers. But, besides pests for protein, their primary 'food group' is nectar, which they get in by flitting from flower to flower and using their long beaks and equally long tongues to get their fill. All that flitting is exhausting!

    Since hummingbirds drink up to half their body weight a day of nectar you can help them out by keeping your High Rise fully stocked, for a one-stop fill of their favorite nectar treat.

    Let's not leave out the definition of the verb, "charm," which is to "delight greatly." If you want these Disney-esque caricatures to delight you on a regular basis with their wonder - and bring their distinctive song to your yard - there is something you can buy: the creme-de la creme of what these charmers crave: Nature's Garden from Cole's.

    By identifying and harnessing the nutrients of the hummer's favorite wildflowers, and tapping their vast store of wild bird knowhow, Cole's has created the next-best-thing to actual flower nectar - a proprietary formula that's far and away a cut above your 'garden-variety' sugar water. Nature's Garden is a healthy, all-natural alternative to homemade syrup, no mixing and no boiling required. It comes in an eco-friendly soft pouch; just shake and pour. You'll be delighted with how easy it is to keep your hummer feeder filled and overjoyed at seeing hummers frequent your yard. Your neighborhood hummingbirds will love it, so they'll keep coming back.

    A brief postscript: a natural predator to the hummingbird is the praying mantis. Despite their equally small size and saintly appearance, they feed on our fascinating feathered friends and are a real threat (and a protected species), so if you find a mantis hanging around your High Rise, take care to evict it gently, to a lower piece of real estate and keep hummers safe.

    Ref: Camping - in Blogs
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    Alkuansinta Rohman alkocoko
    When discussing Indonesia's most internationally recognized tourist destinations, Pura Ulun Danu Beratan in Bedugul, Bali, stands as an unparalleled landmark. This magnificent temple represents far more than a conventional tourist attraction—it embodies the perfect harmony between Bali's traditional architecture and the breathtaking natural beauty of the island's mountainous regions, captivating millions of visitors from around the globe.

    Primary Attractions of Pura Ulun Danu Beratan

    Pura Ulun Danu Beratan serves as one of Bali's most renowned icons, demonstrating the seamless integration of traditional Balinese architecture with stunning mountain landscapes. Bali's deeply rooted cultural heritage and spiritual traditions make this temple an extraordinary magnet for both domestic and international tourists.
    Located in Candikuning Village, Baturiti District, Tabanan Regency, the temple stands gracefully on the northwestern shore of Lake Beratan. Its strategic position on the lake, surrounded by verdant hills, creates panoramic views that are both spectacular and highly photogenic.

    Rich History and Profound Philosophy

    Pura Ulun Danu Beratan possesses an extensive history, constructed in 1556 Caka or 1634 CE by I Gusti Agung Putu, the King of Mengwi during that period. Archaeological artifacts discovered within the temple complex are estimated to be approximately 500 years older than the Common Era, indicating that this area has served as a sacred site for the Balinese community for centuries.
    The temple's construction originated from the story of I Gusti Agung Putu's defeat against I Gusti Ngurah Batu Tumpeng. Following his loss, the king performed meditation and spiritual retreat at the peak of Mount Mangu, seeking enlightenment and divine power. After receiving blessings, he arose and began constructing this temple as an expression of gratitude and a plea for protection.
    The temple is dedicated to Dewi Danu, the goddess of water, lakes, and rivers in Balinese Hindu beliefs, recognizing the critical importance of Lake Beratan as the primary irrigation source for central Bali. The temple's construction also represents a petition for agricultural fertility, prosperity, welfare, and environmental preservation of the surrounding area.

    Magnificent Architecture and Temple Complex

    Pura Ulun Danu Beratan comprises four temple complexes and one stupa: Pura Lingga Petak as the place of worship for Lord Shiva, Pura Dalem Purwa for worshipping Dewi Danu, and a Buddhist Stupa symbolizing harmony and unity among religious communities.
    The eleven-tiered meru building, which serves as the primary spiritual center of the complex, showcases captivating traditional Balinese architecture. Every detail of carving and ornamentation on the temple buildings reflects the exceptional artistic and spiritual values of Balinese society.

    Refreshing Mountain Natural Beauty

    One of the primary advantages of visiting Pura Ulun Danu Beratan is the remarkably cool and refreshing mountain atmosphere. Located in the Bedugul highlands at approximately 1,200 meters above sea level, this area offers clean air and cool temperatures, providing a stark contrast to Bali's typically hot and humid coastal regions.
    The presence of the expansive and pristine Lake Beratan enhances the natural coolness of the area. Visitors can enjoy views of the tranquil lake with stunning temple reflections, particularly during morning hours when thin mist still envelops the water surface.

    Current Ticket Prices and Facilities Information

    For 2025, entrance ticket prices for Pura Ulun Danu Beratan have been adjusted. Domestic tourists are charged IDR 40,000 for regular days and IDR 50,000 for weekends and national holidays. International tourists pay IDR 75,000 for adults and IDR 50,000 for children.
    In addition to entrance tickets, visitors must pay parking fees of IDR 3,000 for motorcycles, IDR 5,000 for cars, and IDR 10,000 for buses. Supporting facilities available in the area are quite comprehensive, including adequate parking areas, restrooms, food stalls, and rest areas.

    International Recognition and Iconic Status

    Pura Ulun Danu Beratan enjoys widespread international recognition. One of the highest honors achieved by this temple was when its image was immortalized as the design on Indonesia's former 50,000 rupiah banknotes. This distinction established the temple as one of Indonesia's most globally recognized landmarks.
    The beauty and architectural uniqueness of the temple standing above the lake waters have made it an extremely popular photography subject on international social media platforms. Professional photographers and tourists from various countries travel specifically to capture the temple's extraordinary beauty.

    Tourist Activities and Experiences

    The Pura Ulun Danu Beratan complex covers a substantial area, allowing tourists to explore freely, enjoy various perspectives, and spend quality time at this location. Visitors can engage in numerous activities including exploring the temple complex while learning about the history and philosophy of each building. The well-maintained temple area, featuring colorful flower gardens, provides highly enjoyable visual experiences.
    Photography represents the primary activity undertaken by visitors. Every corner of the temple offers compelling photographic angles, from temple reflections on the lake surface to silhouettes of towering meru structures against mountain backdrops.
    Visitors frequently experience the spiritual atmosphere and tranquility emanating from the temple complex. Many guests report feelings of inner peace and spiritual inspiration during their visits to this sacred site.

    Optimal Visiting Times

    To achieve the best experience, visiting during morning hours between 06:00-09:00 WIB is recommended. During this period, the air remains exceptionally cool, sunlight provides optimal conditions for photography, and visitor numbers remain manageable. Additionally, morning hours often feature thin mist phenomena enveloping the lake, creating highly mystical and photogenic atmospheres.

    Conclusion

    Pura Ulun Danu Beratan transcends conventional tourist destinations—it serves as a window showcasing Indonesia's cultural wealth, spirituality, and natural beauty. The perfect combination of magnificent traditional architecture, refreshing mountain natural beauty, and profound historical significance establishes this temple as an essential destination when visiting Bali.
    For those seeking travel experiences beyond ordinary recreation, Pura Ulun Danu Beratan offers a blend of education, spirituality, and visual beauty that creates lasting impressions. Do not miss the opportunity to visit this internationally renowned Indonesian icon and personally experience its unforgettable charm.
    Have you visited Pura Ulun Danu Beratan? Share your experiences and impressions in the comments section. If this article proves beneficial, please share it with friends planning vacations to Bali.
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    Millie Zemlak Millie_Zemlak
    (NewsUSA) - Now more than ever, building relationships is important to small businesses so they can compete in the global marketplace.

    The Smart Money Network is a community of digital marketing experts whose mission is to support entrepreneurs as they grow their businesses, especially in the new and increasingly online economy.

    Having a partner to navigate the field of digital marketing can help small businesses get the edge they need. The Smart Money Network collaborates with small business clients and coaches them on how to engage a target audience with the right message at the right time, using a combination of digital tools and the power of persuasion.

    The Collaboration Starts with A Conversation.

    "Conversation is the seed of opportunity," according to the Smart Money Network website. Experts work with small business owners and entrepreneurs to find and build relationships with their target audiences using social media platforms such as LinkedIn, then deploy tried-and-true principles of persuasion that convert to new business opportunities.

    Author Robert Cialdini describes six principles of persuasion in his book, "Influence - The Psychology of Persuasion." These principles include the concepts of scarcity (making your product or service seem more desirable), reciprocity (using small favors to entice), likability (pleasantness can go a long way), consensus (word of mouth that others use your product or service), consistency (customers need to feel they can count on what you say you will deliver), and authority (make sure you support your products or services with facts about your experience and credentials).

    These principles can be applied in the world of digital marketing, which is becoming increasingly essential in the post-COVID-19 entrepreneurial environment. More people are spending more time online, and learning how to grab the attention of potential clients can help businesses flourish.

    Smart Money Network creates intentional done-for-you social media campaigns that position clients as authoritative and credible resources, and drives up to 30 new business opportunities a month.

    According to Smart Money Founder and CEO Mike Harris, "You only have about three seconds to capture someone's attention and give them enough information to determine whether you are worth connecting with."

    Visit smartmoneynetwork.net to learn more about how to make the digital connections that can boost your business.

    Ref: Finance - in Blogs
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    Millie Zemlak Millie_Zemlak
    (NewsUSA) - Owning a home is a huge investment, and once they've owned long enough to build up equity, many homeowners opt to leverage the equity for other uses. But if you're on the fence about taking on another monthly loan payment, an option that may be right for you is co-investing.

    With a home equity loan, you borrow against the equity in your home and receive a lump sum of money that you have to pay back each month over a specified term - commonly 15 years. The interest rate is usually fixed, but is typically higher than your primary mortgage.

    Co-investing offers an alternative to traditional home equity loans. In a nutshell, the co-investing company pays the homeowner an upfront amount, with no repayments for a set number of years, or until the home is sold, whichever comes first. There may also be an option to buy the company out, after a minimum restriction period passes. This option can be ideal for a homeowner who wants access to cash without the added financial burden of monthly loan payments, who has lived in a home long enough to build up some equity, and plans to stay at least another five years.

    Unison, a San-Francisco-based real estate company, is a leader in the growing field of co-investment. Unison offers homeowners a cash payment of up to 17.5 percent of their home's current market value. When the house is sold or 30 years pass, the owner pays Unison an amount equal to the initial co-investment, plus (or minus) a percentage of the home's appreciated (or depreciated) value.

    Here's an example: A homeowner whose home is currently worth $500,000 and who needed $25,000 in cash (5 percent of the home's value) would repay an amount equal to $25,000 plus 25 percent* of the amount the house appreciates in value during the time of the co-investment. With a larger co-investment, the company receives a larger share of the appreciation in value.

    Homeowners can use their cash for anything, but Unison recommends something of long-term value, such as kids' college tuition, medical expenses, home remodeling, or investing in diverse stocks and bonds.

    Other benefits of co-investing: Keeping gains from remodeling work and keeping the equity built from prompt mortgage payments.

    Being a good candidate for homeowner co-investing is not so different from being a good homeowner generally. Unison requires that homeowners keep the home as their primary residence; stay current on payments for mortgages, property tax, and homeowners' insurance; keep the home well-maintained to retain and increase value; and keep Unison informed of issues, such as remodeling plans or emergencies, such as natural disasters, bankruptcy, or plans to sell the home.

    To find out how Unison can help you get the most out of homeownership, visit unison.com.

    *This is a possible percentage for illustrative purposes. The actual percentage varies based on the specific HomeOwner transaction.

    Ref: Housework - in Blogs
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    Millie Zemlak Millie_Zemlak
    (NewsUSA) - Janie Bryant, the Emmy Award-winning costume designer for AMC TV's "Mad Men," knows what it takes to make clothes look great.

    Not only does she contribute to the visual representation of the entire cast, she brings a 1960s glamour to the period show that makes real people scour vintage shops to look like Joan Holloway and Don Draper.

    Sure, audiences love the characters and their drama, but the beautifully authentic wardrobe stole the spotlight from the start. In her role, Bryant sketches, designs and fits the costumes for each character, which includes custom-made items and rebuilt vintage gems.

    "One thing I've always been passionate about is how important presentation is to having great style. Looking pressed and polished is often just as important as what you're actually wearing," says Bryant, which explains why she released a fabric care guide of useful clothing advice.

    "The best way to pull off that look is to know how to take great care of your clothing. [The Mad Men] era is all about being wrinkle-free and permanently pressed."

    Take a look at some of Bryant's fabric care advice:

    * Some fabrics are vulnerable to water spotting -- like acetate, silk and suede -- so be careful when applying perfume or body spray. Delicate garments like these tend to require dry cleaning, or hand-washing, and low-heat settings.

    * Beware of "pilly" clothing that looks worn out, such as nylon and acrylic. If fabric is susceptible to pills, it's best to launder, dry and iron at low heat. You may consider laying these items out to dry, especially sweaters.

    * Although cotton remains the world's most popular fabric, it is prone to wrinkling. The majority of cotton clothing can be machine-washed, but items with embellishments or accents should be turned inside out or put in a delicates bag.

    * If wrinkles attack, use a fail-safe. Bryant trusts Downy Wrinkle Releaser so much that she advises you to have a bottle at home, in the office and in any overnight bag. Just spritz clothing, shake and gently pull to release stubborn kinks.

    "On or off the set, the clothes that I work with and wear always need to look their best," Bryant says. "Not only does Downy Wrinkle Releaser work well on the vintage fabrics I work with during the day, but all the modern fabrics found in stores today. It's a must-have for people who need to look neat and pressed and those who need to be out the door in a flash."

    For more information, visit www.downywrinklereleaser.com.

    Ref: Fashion Men - in Blogs
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    Joshua Michael joshua
    Struggling to keep up with endless customer questions? You’re not alone. Businesses are realizing that AI-powered chatbots are no longer just “nice-to-have” tools they’re essential for delivering fast, 24/7 customer support.

    But here’s the real challenge: with so many chatbot platforms out there, how do you know which one fits your business?

    In this guide, I’ll walk you through the 5 best AI chatbot builders in 2025. These tools are not only user-friendly but also designed to help businesses of all sizes automate conversations, save time, and increase customer satisfaction.





    What Makes a Great AI Chatbot Builder?
    Before diving into the list, let’s set some standards. A solid chatbot builder should offer:

    Ease of use – No-code or low-code platforms are best for beginners.
    AI capabilities – Natural Language Processing (NLP) for smarter conversations.
    Integrations – Works seamlessly with CRMs, websites, or apps.
    Scalability – Can grow with your business.
    Analytics – Helps you measure performance and customer interactions.

    If a chatbot builder ticks most of these boxes, it’s worth considering.

    1. ManyChat – Best for Marketing Automation
    manyChat is a go-to chatbot builder if you’re running an online store or want to automate conversations on social media platforms like Facebook Messenger and Instagram.

    Key Features:

    Visual drag-and-drop builder
    Automated workflows for lead generation
    Supports SMS, WhatsApp, and email campaigns
    Integrates with Shopify and HubSpot

    Best For: E-commerce stores and social media marketers who want to convert followers into paying customers.

    2. Intercom – Best for Customer Support
    Intercom is one of the most popular customer communication platforms, and its AI chatbot functionality is top-notch. According to TechCrunch, Intercom has been a pioneer in scaling customer support with conversational AI.

    Key Features:

    AI-powered resolution bot
    Proactive customer engagement
    Powerful integrations with Slack, Salesforce, and Zapier
    Real-time analytics

    Best For: SaaS companies and customer support teams needing advanced automation.

    3. Tidio – Best for Small Businesses
    If you’re just getting started and want something simple yet effective, Tidio is a fantastic option. It combines live chat with AI automation in one platform.

    Key Features:

    Easy to install on WordPress, Shopify, and Wix
    AI bot trained to answer FAQs
    Mobile app for on-the-go support
    Affordable plans

    Best For: Small businesses that want a budget-friendly AI chatbot solution.

    4. Drift – Best for B2B Sales Conversations
    Drift positions itself as a conversational marketing platform, and for good reason. It focuses on creating real-time, personalized chat experiences that drive sales.

    Key Features:

    AI bots qualify leads automatically
    Custom playbooks for B2B sales
    Integration with major CRMs like Salesforce and Marketo
    Personalized chat based on visitor data

    Best For: B2B businesses that rely heavily on lead generation and relationship building.

    5. HubSpot Chatbot Builder – Best All-in-One CRM Integration
    HubSpot offers a free chatbot builder inside its all-in-one CRM. This makes it incredibly useful for businesses already using HubSpot for marketing and sales.

    Key Features:

    No-code chatbot builder
    Automated lead qualification
    Seamless integration with HubSpot CRM
    Free plan with premium upgrades

    Best For: Businesses already in the HubSpot ecosystem who want a cost-effective chatbot solution.

    Final Thoughts
    The right AI chatbot builder depends on your business goals:

    Use ManyChat if you’re focused on social media and e-commerce.
    Choose Intercom for powerful customer support automation.
    Try Tidio if you’re a small business on a budget.
    Go with Drift for B2B lead generation.
    Pick HubSpot for all-in-one CRM integration.

    At the end of the day, the “best” chatbot is the one that fits your audience, budget, and growth strategy. Start small, experiment, and optimize as you go.

    Have you tried any of these chatbot builders before? Share your experience I’d love to hear which one worked best for you!



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    Rebecca Ebert Rebecca_Ebert


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    Velvet And Vine velvetandvinesoul
    You ever notice how everyone's got a morning routine? "I'm a morning person," they say. "I'm a night owl," they claim. But let's be real, most of us are just trying to survive until our first cup of coffee.

    I was talking to my friend George the other day, and he told me his morning routine involves hitting the snooze button 12 times. I'm pretty sure that's not what the wellness experts had in mind.

    So, what's your morning routine? Are you a zen master or a caffeine junkie? Do you meditate, journal, or hit the gym? Or do you just roll out of bed and stumble into the kitchen?

    Let's get real about our morning habits. What's working for you? What's not? Share your morning struggles and triumphs with us! 🤣☕️ #MorningRoutine #Lifestyle #ComedyOfErrors
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    Aric Feeney Aric_Feeney


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