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    Millie Zemlak Millie_Zemlak
    (NewsUSA) - Are all those stories about crippling student debt having an effect on college campuses? Just ask post-Millennials now trying - albeit not always successfully - to avoid being saddled with the same heavy burden of debt as their predecessors.

    According to Fidelity Investments' new "College Savings: Lessons Learned Study," not only did 83 percent of current college students surveyed consider what their total costs would be before matriculating - just 69 percent of recent graduates had such foresight - but 39 percent of them said the potential price tag was such "a huge factor" that they purposely limited their choice of schools to the most affordable. Only 32 percent of recent graduates, alas, had shown similar restraint.

    "It seems today's college students are perhaps more aware of the financial situation they entered into than those who graduated before them," said Melissa Ridolfi, Fidelity's vice president of retirement and college leadership. "That's a positive development."

    All told, student debt in the U.S. now totals more than $1.5 trillion - second only to mortgage debt, Forbes reported. And the 69 percent or so of the Class of 2018 who took out student loans graduated with an average debt balance of $29,800.

    So you can understand why recent graduates would be so stressed out over whether they'd ever be able to pay off their loans that they're now having second thoughts about their decisions:

    * 40 percent said that while they don't regret going to college, they would've made different choices in hindsight.

    * Only 14 percent felt the value of their education was worth more than the money they'd spent.

    Oh, and future college students should listen up for this sage advice from the more than 4,000 respondents surveyed - all recent graduates, current undergraduates, and parents of either or both - on what would've done wonders to ease their own stress levels.

    "When asked 'If you knew then what you know now when it comes to school selection, what would you do differently?' the number one answer for all respondents was 'I would've started saving earlier,'" Ridolfi said.

    Which logically brings us to another key finding of the study: Only 17 percent of current students and recent graduates had taken advantage, prior to college, of what's arguably one of the best ways to fund higher education: 529 savings plans.

    Unlike regular bank savings accounts, they provide a tax-advantaged way to save money to cover tuition, books and other education-related expenses at most accredited two- and four-year colleges, universities and vocational-technical schools.

    The key phrase being "tax-advantaged." Meaning, earnings grow federal income tax-deferred and withdrawals for qualified expenses are free from federal (and, in many places, state) income taxes - thus affording the opportunity to have even more saved for college.

    Significantly, Ridolfi said families using a 529 plan managed by Fidelity have been starting to sock money away earlier than ever before, with contributions beginning on average when the child is about age six and a half. Thirty-six percent of Fidelity 529s are even opened for beneficiaries under - yes - age 2.

    You say a child hasn't even uttered his or her first complete sentence before they're two? Probably not. But just so you're not bushwhacked when they suddenly hit their late teens, free online resources like Fidelity's College Savings Learning Center and College Savings Quick Check - a calculator that even shows you the impact of saving a few dollars more a month - can help prepare you for what lies ahead.

    Ref: Education - in Blogs
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    Alkuansinta Rohman alkocoko
    Bali is renowned not only for its stunning beaches but also for its breathtaking mountain landscapes that captivate visitors from around the world. Among these natural treasures lies Lake Wanagiri, a hidden gem that offers spectacular panoramic views in the highlands of North Bali. This enchanting lake is located in Wanagiri Village, Sukasada District, Buleleng Regency, Bali Province.

    Breathtaking Natural Beauty Throughout the Day

    Lake Wanagiri possesses extraordinary charm with its panoramic beauty that can be enjoyed at any time of day. In the early morning, visitors are greeted by thin mist that blankets the lake's surface, creating a mystical and peaceful atmosphere. During midday, sunlight reflects golden sparkles on the crystal-clear water surface, while the evening presents romantic sunsets with stunning sky color gradations. Even at night, this lake remains captivating with its clear starry sky, providing an unforgettable experience for every visitor.
    The popularity of Lake Wanagiri as a premier tourist destination in Bali continues to grow thanks to its Instagram-worthy natural panoramic beauty. This lake has become one of the famous tourist attractions that not only draws domestic tourists but has also gained international recognition.

    Cool Highland Climate

    The uniqueness of Lake Wanagiri lies in its highland location, providing a cool and refreshing atmosphere that differs from typical beach destinations. The air temperature around this lake remains relatively cool throughout the day, with morning temperatures that can reach 15-18 degrees Celsius, offering natural coolness that is perfect for escaping the hustle and bustle of city life.

    Lake Formation History

    Lake Wanagiri was formed within a large caldera as a result of past volcanic activity. This geological process created a natural basin that was later filled with rainwater and natural springs, forming this beautiful lake. The position of Lake Wanagiri, which is aligned with other lakes in the Bedugul area such as Lake Buyan and Lake Tamblingan, makes this region a fascinating lake complex to explore.

    Wanagiri Village: The Best Spot to Enjoy Lake Beauty

    On the slopes of Lake Wanagiri lies Wanagiri Village, located in Sukasada District, Buleleng Regency. This village offers a strategic location with the most aesthetic views for enjoying the lake's beauty. From this village, visitors can witness spectacular lake panoramas from height, creating amazing photo opportunities.
    Wanagiri Village not only offers beautiful lake views but also features various traditional warungs (local eateries) scattered along the slope edges. At these places, tourists can sit and relax while enjoying traditional Balinese tubruk coffee and local snacks with the stunning lake view as their backdrop.

    Supporting Tourist Attractions Around Lake Wanagiri

    The Wanagiri Village area holds various hidden gems that enrich the tourism experience. In this village, there are several enchanting waterfalls, including Banyu Wana Amertha Waterfall hidden within the protected forest, Banyumala Waterfall often called the twin waterfall with three different sections, and various other waterfalls that offer authentic natural experiences.
    Banyumala Waterfall, which stands approximately 20 meters high, has become one of the main attractions with its unique structure that appears to be divided into three sections. This waterfall was first opened to tourists in 2015 and has now become a popular tourist destination frequently visited by international travelers.

    International Recognition

    Lake Wanagiri has gained recognition as an international-class tourist destination. Its spectacular natural beauty and Instagram-worthy photo spots have attracted the attention of international tourists from various countries. Many international travel bloggers and influencers have captured their precious moments at this lake, further increasing its popularity on global social media.
    The combination of authentic natural beauty, cool mountain atmosphere, and adequate facilities makes Lake Wanagiri a perfect destination for spending quality time. Visitors can enjoy the tranquility of nature while witnessing the lake's amazing panorama from various viewpoints.

    Accessibility and Transportation

    Access to Lake Wanagiri is quite easy to reach from various cities in Bali. From Singaraja, the journey to this lake takes approximately 1 hour, while from Denpasar it requires about 2.5-3 hours of travel time depending on traffic conditions. The road infrastructure leading to the lake area is already in good condition, allowing various types of vehicles to access this amazing tourist destination.
    The route to Lake Wanagiri can be reached via Jalan Raya Wanagiri, which is well-paved. Throughout the journey, tourists will be treated to views of green plantation expanses and hills that soothe the eyes, making the journey to the lake part of an enjoyable tourism experience.

    Conclusion

    Lake Wanagiri represents an extraordinarily beautiful and comfortable tourist destination for spending vacation time. The combination of spectacular natural beauty, cool mountain weather, good accessibility, and various supporting tourist attractions makes this place a perfect choice for travelers seeking a different experience in Bali. For anyone visiting Bali, Lake Wanagiri is a must-visit destination to experience the natural wonders of the Island of the Gods from a different perspective.
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    GalaxyCrew GalaxyCrew
    GalaxyCrew is a leading boutique for everything related to watches. Be it gala, sport, luxury, and ultra-luxury, we've got you covered. We have stores in every country in the world. Visit us to try out your next watch.

    What we need

    We're looking for influencers in order to grow our customer base. We need you to post a permanent story to show our watches and brand name to your followers. We'll send you $1000.00, or 100,000 gift-points once the post is done. If you're interested, simply say you're Interested in a comment below this post.

    CONDITIONS

    Audience
    United-States, UK, Australia

    Language
    English

    Channels
    Lifestyle, Fashion, Beauty, Travel

    Minimum Followers
    1000

    Age Group
    18-65

    Genders
    Any

    Post Type
    1 Permanent Story With Image

    Pay Per Post Amount in Money
    $1000.00

    Pay Per Post in Points. 100 Points = $1.00
    100,000

    Commission Per Sale
    $0

    Item Shipped For Review
    None

    Must Create a New Creative From Scratch
    Yes

    Must Use The Images And Video Supplied
    No

    Must Follow Some Specific Guidelines
    No

    Must Avoid Saying or Showing Specific Things
    No

    Content Must Be Approved Before Posting
    No

    Delivery Delay in Days
    5 Business day

    Delivery Exact Date
    None

    Our Website URL
    JRider


    94 7

    Erica Svendsen boldtruthmama
    Social media is a search engine. Learn how to get found. Marketing





    If you're on social media but no one's finding you, you're not a ghost—you’re just invisible.

    Let’s have a little truth fest, shall we?

    You keep posting. You're dancing. You're showing your iced coffee. You're even dropping wisdom that should get you a book deal. But the only one liking your stuff is your aunt Tammy and that one MLM girl who’s always “cheering you on.”

    Mama, let me say this with love and a strong shot of espresso (decaf if you're off caffeine like a psycho):
    Social media is not just for showing up. It's for getting found.

    That’s right. Instagram. TikTok. Pinterest. Facebook. Even LinkedIn if you’re feeling fancy.
    They’re not just platforms — they are search engines in glitter and crop tops.
    Social Media = Search Engine (Yes, Really)

    Let me break it down like your toddler breaks down when you cut the sandwich the wrong way.

    All of these platforms have search bars. You know what that means?
    People are typing things like:

    “Mom blog”

    “Easy vegan toddler meals”

    “Freelance writing tips”

    “Jesus and coffee memes” (okay maybe that’s just me)

    If your profile isn’t optimized, you could be serving up exactly what they need—and still be chilling in the shadow realm of the algorithm. No ma’am. We don’t do invisible over here.
    1. Your Name Is Prime Real Estate

    Stop putting “✨Mama of 3✨” in your name field. I love your babies, but that’s not what people are searching.

    Instead, tell the algorithm what you do.
    Example:
    Erica | SEO Copywriter for Moms
    or
    Jess | Pinterest Coach for Bloggers

    Now when someone types “Pinterest coach,” boom. You’re in the game.
    2. Your Bio Is a Mini Sales Page

    That little box? It’s not a throwaway. It's not for inspirational quotes. It’s for hooking followers like the savvy mama boss you are.

    Format cheat code:

    👋 Who you help
    💡 What you help them do
    🔗 Your freebie or offer

    Example:
    Helping writer moms grow their blog + make bank online 💸
    👇 Grab the free SEO checklist

    Short. Sassy. Searchable. Yes please.
    3. Keywords. Yep, Even on Instagram.

    Pinterest mamas already know the power of keywords. But IG? TikTok? Yes girl. They’ve been creeping on your captions this whole time.

    Use the exact words your dream audience would type. You’re not just posting a reel. You’re posting a searchable piece of content.

    Instead of:
    “Loved making this for dinner!”
    Try:
    “Easy one-pan vegan meal for busy moms 🍽️ #veganrecipes #quickdinnerideas #momlifehacks”

    Don’t keyword stuff. We’re not robots. But do give the platform something to latch onto.
    4. Hashtags Aren’t Dead, They’re Just Boring If You Use ‘#Blessed’

    Choose hashtags that are specific to your niche and content. Think of them as little roads leading people to your profile.

    #MomBloggerTips

    #ChristianMomsWhoWrite

    #FreelanceWritingLife

    #FaithBasedBiz

    Keep a rotating list. And for the love of viral reach, don’t just copy and paste the same 30 dead hashtags on every post.
    5. Your Content Needs to Scream “Hey Algorithm, Pick Me!”

    Here’s the hard truth, boo:

    If you're just vibing, you're blending in.

    Your content needs to answer questions, solve problems, or entertain in a way that makes the algorithm go, “Ooh, I know someone who’d love this.”

    So instead of vague captions like,
    “Just showing up today 🥰”
    Try:
    “Here’s how I built a blog that gets 1,000+ monthly visits—with no tech degree and 3 kids screaming in the background.”

    Because THAT, my friend, is search engine gold.
    Final Word from Your Favorite Truth-Teller

    You’re not too late. You’re not too old. You’re not too small.
    You’re just not searchable—yet.

    Social media doesn’t reward mystery. It rewards clarity.
    So rewrite that bio. Add keywords to your captions. Use that name field like your business depends on it—because it kinda does.

    And if you're still feeling stuck, don’t worry—I got you.
    Follow me for more great tips or DM me with questions.


    Now go make the algorithm your sidekick, Mama.
    You’re building an empire—and empires don’t hide.
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    Rebecca Ebert Rebecca_Ebert


    77 0

    Millie Zemlak Millie_Zemlak
    (NewsUSA) - Sponsored News -Whether you are in a hotel room, at your desk, in an RV, or by a campfire, it can be difficult to get a good cup of coffee away from home. With the holiday travel season in full swing, travelers are wondering how best to enjoy their morning java while on the go.

    Most away-from-home coffee options have major drawbacks. Hotel room coffee makers are convenient and cheap, but the coffee they brew means a major compromise on taste. Local cafes often offer good coffee, but the cost of all those to-go cups can really add up. Existing travel coffee presses offer a way to brew while on the go, but they typically brew slowly and therefore brew a bitter and very acidic cup.

    Travelers benefit from being able to brew delicious coffee quickly and easily wherever they are. Luckily there is a perfect way to do just that. The AeroPress Go travel coffee press brews up to three cups of delicious hot or cold brew coffee that is richer, smoother, and lower in acidity than coffee brewed by other travel presses. Simply add ground coffee and water, stir briskly, press, and enjoy a cup of hot or cold brew coffee in just a minute or two.

    The AeroPress Go travels self- contained in its own mug with a lid, making it easy to fit in a suitcase, in a desk, with camping gear, in an RV or in a backpack. It is compact, lightweight, and durable, making it easy to transport. And it cleans up in just a few seconds with a quick rinse.

    The AeroPress Go's ability to make cold brew coffee is a big additional advantage because it can be used where there is no access to hot water. Wherever you go, there is almost always a source of water, but often no way to heat it. Use the AeroPress Go to join the hot new trend of drinking coffee that's an amazingly smooth, rich cold brew. With the AeroPress Go, it's easy to brew a cup of cold brew using unheated water in about two minutes.

    Visit https://aeropress.com/ for more information about how to brew great coffee on the road.

    Ref: Gadgets - in Blogs
    54 0

    Millie Zemlak Millie_Zemlak
    (NewsUSA) - Sponsored News - As we head into summer, it's important to find accessories that show off your style, while brightening up your wardrobe. Since summer brings an explosion of bold colors and vibrant patterns, this season's trends are no different.

    So pack away your dreary duds, your winter boots and clean out that closet to get yourself ready for some fun in the sun.

    Unsure of where to start? The following summer accessories are a must:

    * Slip into a dress. A slip dress is a simple, elegant base layer that can be dressed up with accessories and is a trend worth paying attention to. To get a high-fashion look, layer them with frilly undershirts and jumpers.

    * Fancy your footwear. If you're anything like Carrie Bradshaw, the best way to dress up an outfit is with a pair of wedge sandals. The right pair of wedges can glam up your look, make your legs look long, yet still allow you to move comfortably. If, however, you prefer shoes with little to no heel, you'll be happy to know that flat-flats are in (think ballet slippers and gladiator sandals.)

    * Go glam with glasses. Choosing eyewear that's not only stylish but functional can be difficult. Transitions lenses are great because they block 100 percent of the sun's harmful UV rays and are available in nearly all prescriptions. They also come in a variety of colors that complement your personal style and frame choice. With one pair of lenses, your eyes will feel comfortable indoors or out, in bright light, low light and everything in between.

    * Choose a hat. As important as it is to get some natural vitamin D, too much sun is bad for the skin. A floppy hat is a great accessory that lets you flaunt a style that fits your personality, get a little sun, but still protect yourself from harmful UV rays.

    * Grab a bag. A statement bag is the perfect way to enhance your look. When choosing the right purse for your outfit, think luxe fabrics, contrasting textures, and bright patterns. Pair with a great pair of glasses to pull off a celebrity look.

    For more information, please visit www.transitions.com.

    Ref: Fashion Women - in Blogs
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    Millie Zemlak Millie_Zemlak
    (NewsUSA) - With people more focused on wellness and nutrition these days, interest in a plant-based diet is hotter than ever. One easy way to get in on the trend: Pair summer produce with simple ingredients like pecans for a dish the whole family will enjoy.

    Pecans are a versatile ingredient and are naturally sweet with a rich and crunchy texture. As each one-ounce serving of the nuts offers three grams of fiber and protein, essential vitamins, minerals and heart-healthy benefits, pecans also happen to be one of the tastiest ways to elevate the nutrition of any recipe.

    In fact, according to the U.S. Food and Drug Administration, scientific evidence suggests, but does not prove, that eating 1.5 ounces per day of most nuts - including pecans - as part of a diet low in saturated fat and cholesterol may reduce the risk of heart disease. A one-ounce serving of pecans has 18g unsaturated fat and only 2g saturated fat.

    Add a sweet and nutritious crunch to this Mediterranean Pecan Pasta Salad, or swap meat for Grilled Cauliflower Steaks with a nutty and nutritious pecan pesto.

    Discover more delicious recipes at AmericanPecan.com.

    Ref: Food - in Blogs
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    Millie Zemlak Millie_Zemlak
    (NewsUSA) - Sports-related injuries are common and, when an athlete is hurt, care follows a proven, long-standing protocol of rehabilitation. But what happens when impact occurs to the head, face or jaw, and -- at the time -- no immediate injury is diagnosed?

    Weeks, months or even years later, many of these players begin to experience headaches, TMJ/D, migraines, vertigo or tinnitus -- estimated to impact 50 million people in the U.S. to some degree.

    "Undiagnosed head trauma from sports injuries -- or other types of impact, including minor car accidents -- is one of the most common causes we see of chronic headaches, migraine, tinnitus and vertigo," says Dr. Ben Burris, an orthodontist with 28 clinics in Arkansas.

    Now, these long-term and sometimes debilitating conditions can often be resolved with a painless, non-invasive treatment without drugs or needles -- and all at the dentist's office.

    "For over three years, we have been able to help patients with conditions caused by sports injuries," says Dr. Tad Morgan of Tyler, Texas. "If you damaged your knee or shoulder, you would go to the sports medicine clinic for rehab. With injuries to the head, face or jaw, rehab was unavailable until the advent of TruDenta care."

    Once diagnosed using a painless, digitally enhanced process, patients receive treatment through a proprietary combination of FDA-cleared, low-level laser therapy, therapeutic ultrasound and other modalities. Each of these was originally developed by MDs in sports medicine to speed the healing of joints and force-related traumas. The TruDenta system can quickly resolve issues in the head, neck, face and jaw, which people may have suffered for years.

    "Many of our patients with chronic headaches and migraines are females who have played sports -- soccer, gymnastics or even cycling," says Dr. Richard Hughes of Sandy, Utah. "The common denominator is some form of undiagnosed head trauma which was not properly rehabilitated and resulted in long-term painful symptoms."

    TruDenta doctors report rapidly resolving these issues for the majority of patients with long-lasting results. Care is often covered by medical insurance, and TruDenta doctors provide a free consultation.

    "We are excited to help these patients in 12 weeks or less without drugs or needles," says Dr. Jeffrey Mastroianni of Glen Carbon, Illinois. "It is truly life-changing for many."

    To download the free e-book "Start Living Pain Free," visit www.TruDenta.com/NUSA or call 844-202-2651.

    Ref: Fitness - in Blogs
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