(NewsUSA) - Most Americans don't have $400 saved to cover for an unexpected emergency, but a recent poll from Chase found that consumers may be ready to change that this year. 80 percent plan to save more and 51 percent say emergency savings is their goal.<br /> <br /> Savings is key to financial health and Chase Financial Education Ambassador Farnoosh Torabi has tips and advice on how to get started and make savings a habit. (watch video)<br /> <br /> According to Torabi, increasing savings is key to stability and gives people the ability to quickly recover when there are ups and downs.<br /> <br /> Chase is focused on helping encourage the habit of savings and support people by providing information and resources that can help customers on their savings journey.<br /> <br /> Take a first step by understanding your expenses and building a budget. Budget Builder is a great tool from Chase to help you monitor your monthly spending and saving.<br /> <br /> Once you have this baseline, the key to reaching your goals is to just start saving, even if you're starting small. "My advice is to automate," says Torabi. "There is a great feature through the Chase App called Autosave which allows you to decide on your own how much you want to save and how frequently you want to save, so you can feel in control of this. The good news is the technology does the savings for you." With this feature, you can save as little as $1 a day.<br /> <br /> While consistency is key, savings is about what works for you. In a month when you have extra cash, you can always accelerate your savings, but in a tighter month, it's all right to take a pause or draw from your savings to cover an unexpected expense.<br /> <br /> Check out chase.com/autosave for more information and tips on how to make savings work for you.<br /> <br /> Ref: Crowdfunding - in Blogs

(NewsUSA) - It's no secret that shopping for holiday gifts can be overwhelming.<br /> <br /> The answer to alleviating the stress of thoughtful gift giving comes in a cardboard box.<br /> <br /> Seriously.<br /> <br /> Subscription box services are popular options for a "gift that keeps on giving," providing a personalized experience delivered safely every month.<br /> <br /> In fact, in a survey conducted by the Paper and Packaging Board from August 2015 to November 2016, 82 percent of those surveyed agreed that they could rely on corrugated cardboard boxes to get their merchandise shipped and delivered safely. And 60 percent feel that products that come in paper-packaging tend to feel more premium.<br /> <br /> Innovations in box and packaging design allow these boxes to delight well past delivery with extended use and upcycling options.<br /> <br /> Find the perfect gift for your loved one this season with one of these favorites:<br /> <br /> * KiwiCo (Kiwico.com):<br /> <br /> For the Kid Who Is Going to Run the World.<br /> <br /> KiwiCo develops monthly STEAM educational hands-on projects and activities to spark curiosity and creativity in kids aged 0-16+.<br /> <br /> Each eco-friendly corrugated box is filled with interactive projects to fit a child's respective age group. As your child or loved one grows, so do the boxes!<br /> <br /> * Loot Crate (LootCrate.com): For the Pop-Culture Obsessed.<br /> <br /> Loot Crate is a pop culture- themed subscription box featuring a changing monthly theme that covers all fandoms.<br /> <br /> These corrugated boxes hit every interest from video games to television and movies. Loot Crate offers an additional perk - the box is part of the monthly theme itself, which is to say, the box transforms into a "bonus" gift with some simple cuts and folds. You have to see it to believe it.<br /> <br /> * Graze (Graze.com) - For the Foodie.<br /> <br /> Graze is a subscription box that uses high-quality, nutritionist- approved ingredients to provide wholesome snacks. Graze uses responsibly resourced paper-based packaging to ensure that its products are safe and fresh for consumption.<br /> <br /> Foodies can subscribe for weekly, bi-weekly or monthly deliveries of personalized Graze boxes based on their custom-snack profile.<br /> <br /> *KitNipBox (KitNipBox.com): For the Cat Lover.<br /> <br /> KitNipBox is uniquely themed so cats (and their humans!) have something fresh, fun and new to look forward to each month. The design of the box, which can be recycled, is specifically made to fit 95 percent of cats, so they can play with the box and fit inside of it.<br /> <br /> Additionally, KitNipBox uses specially designed crinkling tissue paper in the boxes, so that the unwrapping experience is even more special for cats and their owners.<br /> <br /> * Cratejoy (Cratejoy.com):<br /> <br /> For Everyone.<br /> <br /> Cratejoy is the world's premier subscription box website, providing a global marketplace of products.<br /> <br /> Cratejoy offers a vast selection of uniquely crafted corrugated boxes suited to virtually any hobby, interest or taste.<br /> <br /> Gifting a subscription box service is an easy yet thoughtful option for anyone on your shopping list! Unbox an experience that will last long past this holiday season. Find out more by visiting HowLifeUnfolds.com<br /> <br /> Click here to view video.<br /> <br /> Ref: Giveaways - in Blogs

*I Will Keep Pushing Until I Push Through*<br /> <br /> I'll keep pushing, until I push through. Though the storms are fierce and roughly threatening, I will keep pushing. Though I might be uncertain in the journey and don't know how far I've gone and how much distance is left for me, I'll keep pushing. Though there's no one there to lean on and no support to beckon, I'll keep pushing. Though my strength is becoming weaker, and I cannot find the courage to continue, yet I'll keep pushing. Though the walls seem to be cracking and are about to collapse on me, with so much unseen danger, I'll keep pushing. Though I feel deserted, and find no one to believe in my dreams or help build with me, I'll keep pushing. Though the challenges may overwhelm me, and a whisper to quit surges its way to my heart, I'll keep pushing. <br /> <br /> <br /> Though the darkness tries to consume me, and the light seems too far away, I'll keep pushing. Though every step feels like a struggle, and every breath is a battle, I'll keep pushing. Though the weight of my doubts and fears threatens to crush me, I'll keep pushing. Though the path ahead is shrouded in uncertainty, and the future seems unclear, I'll keep pushing. Though I'm tired, worn out, and exhausted, I'll keep pushing. Though the voices of negativity echo in my mind, telling me I'm not good enough, I'll keep pushing.<br /> <br /> For every step forward, I'll take two more. For every obstacle, I'll find a way around it. For every setback, I'll learn and grow stronger. I'll keep pushing, not because I'm fearless, but because I'm brave. Not because I'm perfect, but because I'm persistent. Not because I have all the answers, but because I'm willing to learn.<br /> <br /> I'll keep pushing, until I reach the other side. Until I emerge stronger, wiser, and more resilient. Until I've achieved my dreams, and fulfilled my purpose. I'll keep pushing, until I've pushed through.<br /> <br /> So, I'll take a deep breath, square my shoulders, and keep moving forward. I'll face my fears, and overcome my doubts. I'll push through the pain, and rise above the struggles. I'll keep pushing, until I've reached the pinnacle of success. And when I finally emerge victorious, I'll look back on the journey, and smile. I'll smile at the struggles, and the setbacks. I'll smile at the doubts, and the fears. For I will have pushed through, and come out stronger on the other side.<br /> <br /> I keep pushing, for necessity is laid on me to push until I push through for the millions of lives that are connected to my breakthrough.<br /> <br /> <br /> <br /> <span style='display:none' class='DO NOT REMOVE - THIS CATEGORY CODE WILL BE HIDDEN - IT IS NEEDED TO BE FOUND BY CATEGORY AND ONE-CLICK SEARCH'>Category: Motivation - in Blogs</span>

(NewsUSA) - For many of us, a cup of coffee is essential to starting the day off right. For your teeth, it sets the stage for stains. And for those who like to have a glass of red wine at night, you're also ending your day with a noted tooth stainer. Other culprits can include: tea, sports drinks, curry, berries, tomato sauce and candies.<br /> <br /> The Eroders<br /> <br /> Your enamel is not only vulnerable to obvious acids like citrus fruits, vinegar and white wine, but sugar can have an acidic effect on your enamel as well. Plaque bacteria use sugar to produce acid, which then eats away at tooth enamel. This means the sodas, juices, sports drinks and candies<br /> <br /> -- basically anything with sugar in it -- can be eroding your enamel.<br /> <br /> The Breakers<br /> <br /> It goes without saying that biting into something very hard can damage your teeth. Similarly, something extremely chewy can pull on teeth and cause damage or loosen a crown. The foods to be wary of include: hard candies, chewy candies, ice, popcorn seeds and corn on the cob.<br /> <br /> The Driers<br /> <br /> That horrible "cotton-mouth" feeling after you've had a couple of drinks is actually bad for your teeth. When saliva flow is reduced, you stand a greater risk of tooth decay, oral infections and possibly gum disease. Triggers that can cause dry mouth include: alcohol, coffee, tea, caffeinated beverages and any salty foods.<br /> <br /> Don't despair! There are plenty of food options that actually promote tooth strength, whiteness and freshness. Feel free to indulge in fiber-rich fruits and vegetables that stimulate salivation. Cheeses, milk, yogurt and other dairy products are packed with calcium, phosphates, vitamin D and other minerals that promote all-over health. Also, calcium mixes with plaque and sticks to your teeth, providing protection from acids and rebuilding enamel on the spot. Green and black tea (without sugar added) can slow down tooth decay and gum disease by suppressing bacteria. Use fluoridated water to brew your tea, and you've just added a powerful decay prevention agent.<br /> <br /> For more information and to locate an American Academy of Cosmetic Dentistry AACD member dentist near you, please visit www.YourSmileBecomesYou.com.<br /> <br /> Ref: Eating - in Blogs

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(NewsUSA) - As warm weather approaches, so does wedding season, and family-focused entertainment network UP TV heads down the aisle with a pair of new, unscripted series set to debut this summer.<br /> <br /> The series, "Our Wedding Story," takes viewers inside the relationships between the brides and grooms. With exceptional and cinematic storytelling, viewers will get to live each couple's love story - from the moment they met to the walk down the aisle.<br /> <br /> In "Crazy Beautiful Weddings," viewers go behind the scenes with busy wedding planner Lynzie Kent. Wedding planning is an art and a science, and Ms. Kent brings her style and people skills as she navigates diverse tastes, the couples' visions and various venues, to create one-of-a-kind celebrations for her clients that will make the big day something to remember.<br /> <br /> "On UP, our viewers have seen the families in our beloved series exploring new relationships, planning weddings and having kids," Amy Winter, executive vice present and general manager of UP TV, says in a statement announcing the shows.<br /> <br /> "By greenlighting new series that focus on those specific life moments, we invite our audience to experience all of the joy and excitement that many different couples are going through as they share their personal journeys of life's biggest moments," she says.<br /> <br /> The pair of wedding programs complement new episodes of two existing shows that highlight another one of life's biggest moments - the journey to parenthood.<br /> <br /> This spring, UP premieres new episodes of its groundbreaking series, "Expecting," which follows expectant parents as they prepare for a new addition to the family. With no producers or camera crews, it is the first show that asks couples to turn the lens on themselves, to give the audience a peek into one of life's most exciting and personal journeys - welcoming a child.<br /> <br /> Also premiering in April is "One Born Every Minute." The series takes viewers inside a hospital maternity unit to experience the joy, excitement and drama as babies are delivered.<br /> <br /> UP is available on DIRECTV, DISH, Verizon Fios, AT&T U-verse, Xfinity and local cable. For more information about the family-friendly programming and where you can find the channel, go to UPtv.com.<br /> <br /> Ref: Art - in Blogs

The Importance of Breakfast<br /> <br /> In today's fast-paced world, maintaining a healthy lifestyle can often feel like a daunting task. However, one of the simplest yet most impactful habits you can adopt is starting your day with a nutritious breakfast. This small act not only sets a positive tone for the rest of your day but also provides numerous health benefits that contribute to your overall well-being.<br /> <br /> Why Breakfast Matters<br /> Breakfast is rightly hailed as the most important meal of the day for several reasons. After a night of fasting, your body needs essential nutrients to replenish its energy reserves and kick-start your metabolism. A balanced breakfast fuels your body and mind, improving concentration, mood, and productivity throughout the day. Research consistently shows that people who eat breakfast are more likely to maintain a healthy weight and make better food choices later in the day.<br /> <br /> Components of a Healthy Breakfast<br /> A healthy breakfast should include a variety of nutrients to ensure optimal functioning:<br /> <br /> Complex Carbohydrates: Whole grains like oats, whole wheat bread, or quinoa provide sustained energy and fiber, which aids digestion.<br /> <br /> Protein: Eggs, yogurt, nuts, or lean meats offer essential amino acids that help repair and build tissues, support immune function, and keep you feeling full longer.<br /> <br /> Healthy Fats: Avocado, nuts, seeds, and olive oil provide essential fatty acids that support brain function and heart health.<br /> <br /> Fruits and Vegetables: These are rich in vitamins, minerals, and antioxidants crucial for overall health and disease prevention.<br /> <br /> Tips for a Balanced Breakfast<br /> Plan Ahead: Prepare breakfast items the night before to save time in the morning.<br /> <br /> Avoid Sugary Foods: Opt for whole fruits instead of fruit juices or sugary cereals to avoid spikes in blood sugar levels.<br /> <br /> Hydrate: Start your day with a glass of water to hydrate your body after hours of sleep.<br /> <br /> Listen to Your Body: Eat when you feel hungry, and pay attention to portion sizes to avoid overeating.<br /> <br /> Incorporating Breakfast into Your Routine<br /> If you find it challenging to eat breakfast due to time constraints or lack of appetite in the morning, start with small, manageable portions. Smoothies packed with fruits, vegetables, and protein are convenient options for those on the go. Alternatively, try incorporating breakfast foods into your mid-morning snack, such as yogurt with granola or a piece of whole fruit.<br /> <br /> Conclusion<br /> By making breakfast a priority in your daily routine, you not only enhance your physical health but also boost your mental and emotional well-being. Remember, a healthy lifestyle is built on consistent habits, and breakfast is a cornerstone that sets the tone for the rest of your day. Embrace this simple yet powerful practice, and watch as it transforms your energy levels, focus, and overall quality of life. <span style='display:none' class='DO NOT REMOVE - THIS CATEGORY CODE WILL BE HIDDEN - IT IS NEEDED TO BE FOUND BY CATEGORY AND ONE-CLICK SEARCH'>Category: Health - in Blogs</span>

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(NewsUSA) - Most of us can't imagine life without Internet service at home. We use it every day for news and entertainment, as well as to research healthcare options for our families; to connect with friends and family; to search and apply for jobs, scholarships, or schools; or to shop and save time.<br /> <br /> Unfortunately, many low-income households in this country aren't connected and they're missing out on the life-changing resources the Internet has to offer.<br /> <br /> According to the U.S. Census American Community Survey, 81 percent of U.S. households have broadband Internet access, but only 63 percent of those with annual incomes of less than $35,000 do.<br /> <br /> For the past seven years, Comcast has been on a mission to do something about this so-called "digital divide" through its acclaimed Internet Essentials program, which has become the largest broadband adoption program for low-income families across the U.S.<br /> <br /> The program has had an enormous impact on families and their children and, since its inception, more than six million low-income Americans have been connected.<br /> <br /> To put that in perspective, six million people is larger than the populations of each city in America except New York City. While the numbers can be numbing, the individuals who have benefitted all have their own stories to tell.<br /> <br /> "Low-income people face problems when it comes to accessing technology and a lot of people are left behind," says Pam Ogglesby, an Internet Essentials customer.<br /> <br /> "I signed up for the program and I now see what I was missing. I feel connected now and it's all because of Internet Essentials. I think this is going to change my life drastically. I intend to use the Internet to learn new things."<br /> <br /> In the beginning, Internet Essentials was offered to low-income families with children eligible to participate in the National School Lunch Program. Eligibility has also been extended to low-income seniors in more than a dozen markets, as well as to those households receiving HUD-housing assistance, which includes HUD's Public Housing, Housing Choice Voucher, and Multifamily programs.<br /> <br /> This year, the company is expanding eligibility again to low-income veterans living within the Comcast service area. About a third of the veterans in the U.S. do not have Internet access at home, and only about 60 percent even own a computer, according to the U.S. Census American Community Survey, creating a need for better options for the veteran community. As a result, more than one million veterans across Comcast's footprint are estimated to be eligible.<br /> <br /> Comcast's Internet Essentials program works with community partners to break down the main barriers to Internet access - lack of affordable service; lack of a computer or other device; and lack of digital training by providing high-speed Internet service for $9.95 a month plus tax, the option to purchase an Internet-ready computer for less than $150, and free digital literacy training in print, in person, and online.<br /> <br /> To apply, visit www.internetessentials.com/apply, or call 1-855-846-8376. For Spanish-only speakers: call 1-855-765-6995.<br /> <br /> Ref: Courses - in Blogs