(NewsUSA) - The upcoming school year will be like nothing teachers, students, and families have ever experienced, as the ongoing COVID-19 pandemic steers school systems to embrace online learning and incorporate it in new ways.<br /> <br /> However, school systems across the country are rising to the challenge and staying connected to their students with dynamic digital resources, such as those from Discovery Education.<br /> <br /> Since the beginning of the pandemic, school systems across the country have invested in digital services like Discovery Education Experience because they support students' education at home, in the classroom or wherever learning is taking place.<br /> <br /> Experience - Discovery Education's flexible K-12 learning platform - connects educators to a vast collection of compelling high-quality, standards-aligned content, ready-to-use digital lessons, and professional learning resources. Together, these resources give educators everything they need to facilitate instruction in any learning environment and create lasting educational impact.<br /> <br /> "Discovery Education is committed to keeping students and teachers connected to learning at home or in school," says Scott Kinney, Discovery Education's president of K-12 Education.<br /> <br /> "To accomplish that, we partner with school systems to provide students and teachers the digital resources - such as Discovery Education Experienc - they need for success during this school year and beyond."<br /> <br /> In addition, to providing school systems digital resources Discovery Education provides teachers the professional development they need to use new technologies and maximize their school district's technology investment.<br /> <br /> Discovery Education has a long history as a global leader in digital curricula that align with the current standards for K-12 education, and their products include digital textbooks, multimedia resources, and professional learning for educators.<br /> <br /> Visit discoveryeducation.com for more information about the company's resources, and visit <a target='_blank' href="https://www.discoveryeducation.com/district-partners">https://www.discoveryeducation.com/district-partners</a> to determine whether your local school district is making Discovery Education materials available to their students for the upcoming school year.<br /> <br /> Ref: Colleges - in Blogs

Why do people put pressure on others to be themselves then get mad when they do just that? What's meant by "be yourself" if it's not meant to be something to encourage others to be more genuine rather than pretending to socialize the same ways as everyone else? <br /> <br /> Every time I'm told to be myself, I genuinely don't know what's expected of me. Do people want me to fit in with normal behaviors? If that's the meaning, then don't tell me to be myself, because I'm nothing close to normal.<br /> <br /> Me being myself is me explaining that I read Atlas Shrugged because of the fact most of the plot revolves around saving train companies from collapsing under the financial ruin of the country, not because of the commentary on Communism being bad, because I already knew that it didn't work, so I didn't need the politics of it. <br /> <br /> Me being myself is rambling about how the Marvel Cinematic Universe and the Doctor Who Universe makes sense together because they both have moments of time travel, the Stark Tower from the MCU got reused as UNIT Headquarters in Doctor Who, and they'd all get along if they met because they're fighting to save reality day in and day out. There's more in-depth reasons, but I'll spare the details for now. <br /> <br /> Me being myself is me being goofy and nerdy, not fitting in to a social standard that doesn't make sense to me. If I wanted to know if the weather was nice, I wouldn't ask someone who has a different perspective on what nice weather is, as I'm the odd one to prefer rain over sun, I'll just look out a window. <br /> <br /> All of that to say I don't understand why people say to just be myself then get upset if I'm too nerdy for them. If you ask for it, don't be surprised and angry that you got it.<br /> <br /> <span style='display:none' class='DO NOT REMOVE - THIS CATEGORY CODE WILL BE HIDDEN - IT IS NEEDED TO BE FOUND BY CATEGORY AND ONE-CLICK SEARCH'>Category: Discussion - in Blogs</span><br /> <br /> <span style='display:none' class='DO NOT REMOVE - THIS CATEGORY CODE WILL BE HIDDEN - IT IS NEEDED TO BE FOUND BY CATEGORY AND ONE-CLICK SEARCH'>Category: Discussion - in Blogs</span>

With a nation surrounded by bodies of water and made up of over 700 individual islands, the Bahamas make up the vast majority of the Caribbean. Plus, with a vast array of attractive beaches and crystal clear shorelines, you will surely be able to soak in the sun. Besides the splendor of the beaches, there are many other sights that are only available in the Bahamas. You will also love that the locals have some level of English so asking for directions will be no problem.<br /><br />What's more is that you will find an array of activities available to enjoy. The activities available make the Bahamas a perfect vacation spot for couples, families, or individuals looking to get away for a while. For the adventurer, seeking an adventure in the Bahamas will provide more than what you expect. Plus, with reasonable prices, a Bahamian vacation won't break the bank. As far as prices are concerned, let's take a look at how much it would cost to go on a family vacation to the Bahamas.<br /><br />Price for a Family Vacation to the Bahamas<br /><br />Just like any other vacation, a trip to the Bahamas involves many things that affect the overall price such as the amount of time being spent in the Bahamas, hotel accommodations, where you are flying from, number of family members, and entertainment expenses. It is also important that you have a bit more spending money for unexpected expenses.<br /><br />As you search around online, you may come across several travel sites offering different prices for a Bahama vacation. On average, the price could range from $900 to $950 for a single person. This is not bad when you are staying for at least 3 nights. The price may include your plane tickets, complimentary breakfasts, and hotel charges. You need to keep in mind that a low price such as this may require the departing flight to be from Florida since the route will be shorter than any other state.<br /><br />Essentially, all of the costs you experience will be determined by where you fly out from and your length of stay. <br /><br />If you plan to be traveling as a family or a group of friends, you may experience an even lower price, which could be based on a group rate. All you have to do is choose which group rate will provide the most benefits. You may also want to keep an eye on the prices as they may often change.<br /><br />Cost for a Flight<br /><br />Booking a flight to the Bahamas is not necessarily expensive. Of course, the price may depend on the month you plan to go. For fall flights, you may pay hundreds less than a flight in the summer, which is normal when many are traveling. <br /><br />Bahama Activities To Enjoy<br /><br />The good part about having activities to do is that they all may not cost much or may even be free, such as being on the beach sunbathing. Besides the beach, other fun activities include tours and even snorkeling or parasailing. <br /><br />You need to be aware that the price for activities may increase, which may be caused by their ability to provide some great excitement. Below are a few of the activities you can expect to enjoy while vacationing in the Bahamas.<br /><br />Taking a Dive in the Lucayan National Park Caves<br /><br />With more than 40 acres of caves, the Lucayan National Park provides cave swimming for those who enjoy underwater exploration. Located on Grand Bahama Island, the Lucayan National Park is a prized location for those who love ecology. Prior to your dive, you can enjoy a nice horseback ride or hike among the hardwood forest, the coppice landscaping, and even the mangroves.<br /><br />Visit the Straw Market for Souvenir Shopping<br /><br />If you are good at bartering, then the Straw Market is a good place to get some souvenirs at a low price. The Straw Market can be found on Bay Street. While there you will come across different vendors selling various items to take back home and enjoy.<br /><br />Not only is it acceptable to barter and haggle, but the locals encourage it. No matter what day you feel like going to Straw Market, it will always be open until 8pm. <br /><br />Tackle the Atlantis Paradise Island Waterpark<br /><br />As you enter the waterpark, you will be amazed at what Aquaventure has to offer. As part of the fun, there are over 140 acres of slides, pools, and rivers that are set among a landscape of Atlantis ruins. If you are a resort guest, then you will have free access to the park. If you want to enjoy a day at Aquaventure, then a day pass is easily obtainable.<br /><br />Enjoy Cabbage Beach<br /><br />As you continue to explore Paradise Island, you should make your way to the east side to enjoy the clear waters of Cabbage Beach. With two miles worth of beach Cabbage Beach is able to provide nice swimming in clear water. <br /><br />While you're walking the beach, check out the huts along the beach. You will see a masseuse waiting to provide a relaxing massage as the waves crash nearby.<br /><br />Explore the Pink Sand of Pink Sands Beach<br /><br />That's right, the sand of Pink Sand Beach is truly pink in color. This pink is due to the insects containing the pink color in their shells.<br /><br />The sand remains pink because of the crushing waves that hit the shells. The waves then mix the sand with the remains, which creates the pink sand. Your feet will also love the sand, which is nice and cool and is perfect for beach walks or soaking up the sun.<br /><br />Order a Chilly Daq Shack Beverage<br /><br />While taking in the sun and beach, nothing else is better than enjoying a nice chilly beverage while doing it. At the Daq Shack, you will enjoy a wooden hut with open-air that will provide you with the best rum and freshest fruits to create your favorite drinks. <br /><br />With many trying to be as authentic as the original Daq Shack, you will be at the original when you goto Cable Beach. The original Daq Shack can be pinpointed by the huge amount of business cards strung throughout the establishment.<br /><br />Enjoy a Bite to Eat at Graycliff Hotel<br /><br />Who knew you would be among pirates as you dine at Graycliff Hotel. With its rich history, Graycliff has managed to cater many for more than 250 years in the Bahamas.<br /><br />Although Graycliff is popular for the cigars, the hotel mansion also boasts a tremendous cellar for various wines and of course, a restaurant worthy of five stars. The food is beyond rich but with a traditional Bahamian flair. With that, you will need to make reservations early, sometimes months in advance, so if you plan a future vacation to the Bahamas, it is best to reserve now.<br /><br />Enjoy a Fish Fry Conch<br /><br />Once you have enjoyed a nice frozen beverage at the Daq Shack, head over to Fish Fry for a nice conch. Although this dish is the unofficial island favorite, its popularity is beyond proportion. A multitude of vendors are lined up to provide their take on conch as well as rice and plantains.<br /><br />Although you can enjoy the Fish Fry any day of the week, Friday and Saturday boast the most fun with an atmosphere filled with rum and music lasting throughout the night.<br /><br />Enjoy Spectating Cricket Matches<br /><br />Head over to the Cricket Club to enjoy some tasty food and beverages while watching some cricket matches. For the best views, you are best to sit above in the balcony and enjoy the pitch from above. The seating above is great for enjoying a cold beverage as the cool breeze helps you to relax and enjoy the tropical surroundings.<br /><br />Head Over to John Watling for some Rum Sampling<br /><br />By adding some rum, you´ll enjoy a true Bahama experience that John Watling can provide. With over 20 years of rum production, the distillery filters the rum with coconut and does a good job at it. John Watling sits comfortably on the Buena Vista Estate and boasts two acres of lushness. Access to John Watling distillery is 7 days a week and tastings and tours are also available. Before you leave, make sure to grab their estate cocktails, which are available in half gallon size.<br /><br />Test the Stacks at Baha Mar Casino<br /><br />With a lot of naturalness surrounding your family vacation, it is nice to escape the family to enjoy some gambling with other adults. With some extra glitz available in Nassau, you can try a hand of cards at the Baha Mar Casino. With a few resorts to spend the night, the Baha Mar Casino connects each property to the others and is highly known as the Caribbean's biggest casino. Make sure to have a drink ready to calm the nerves before hitting the casino floor to face the 110+ tables and more than enough slots that will keep you occupied for the entire night. <br /><br />Go Diving in Thunderball Grotto<br /><br />Going for a dive just got better as you explore Thunderball Grotto. While in the cave, you will recognize it from a James Bond movie. You will find it near Staniel Cay, and enjoying the pool is a great way to relax and explore while also transporting yurself back to the days of espionage.<br /><br />Head to Sandy Toes for some Snorkeling <br /><br />Located 30 minutes by boat, you can head to Rose Island to relax at Sandy Toes and enjoy a fresh beverage at its beach bar. At the shoreline of the island, it provides great seclusion that only a tropical island can offer. While you are there yu can head out for some snorkreling or go out running with the pigs that inhabit the island. <br /><br />When you are finished with that, enjoy a nice beverage in a hammock to relax the rest of the day.<br /><br />Head to Andros for some Barrier Reef Snorkeling<br /><br />If you have fins and mask, then you will love getting to use them at Andros along the barrier reef. As one of the largest islands in the world, you will enjoy seeing what marine life await you in the Caribbean. Often referred to as the Big Yard, you will find it mostly uninhabited. This allows the island to remain quiet and tranquil. <br /><br />Besides the reef, you will enjoy the vast amount of shipwrecks, blue tangs, scorpionfish, and parrotfish.<br /><br />Bahama Seasons<br /><br />The seasons in the Bahamas have a high season that starts in December and ends in April and the “winter” is a tropical warm climate. Regardless, many continue to visit regardless of the season and hurricane season does not seem to deter the visitors. To get the most out of your vacation, it is best to avoid the season of Spring Break, which begins in March and ends in April. By avoiding the Spring Break, your family can enjoy what the island has to offer without worrying about drunk college kids.<br /><br />Extra Expenses You Can Expect<br /><br />Besides the prices for all of the activities you enjoy, you will need to account for the expenses that will be added on top. We are sure that you do not want to just stay in your hotel for the entire time your family is vacationing. <br /><br />Knowing that, you also need to know about some other expenses that you may see every day that you remain in the Bahamas. While some may be on top of what you will be paying, some may be added to the overall price you pay. Keep in mind that the prices for each are considered average.<br /><br />Your Accommodations<br /><br />Many of your accommodations will be covered after you book your family vacation. But you may want to stay in other hotels as you explore the Bahamas. On average, you can expect to pay a daily rate of $65 for a night. Of course, if you need more space, then you will be paying more so do some research prior to booking. <br /><br />Dining Expenses<br /><br />Having a hotel that serves a free breakfast will save you some money each day you stay there. Luckily, most of the sites that will book your stay include hotels that provide a free continental breakfast. This will provide you with some extras spending money to enjoy other food outside of the hotel. <br /><br />When you have a daily budget of around $40, you will easily enjoy the variety of food options available to you. This is great when the majority of the cuisine will be seafood-based. You should be ready for any dish, but in case you need some pointers on what to try, we've listed a few of the most popular that you will enjoy for less than your budget amount.<br /><br />Conch - This dish is nationally known and favored by many in the Bahamas. As a mollusk, the seafood is breaded and fried and served along with lemons. No matter where you adventure off to, you will likely see it in every restaurant you visit. A lot of times it is listed as an appetizer, however you may combine it as a main dish.<br /><br />Boiled Fish with Grits - This Bahamian dish is served frequently during breakfast. The fish is cooked in a spice broth made up of peppers and onions along with lime juice. A nice serving of grits is then served alongside it. <br /><br />Fish Stew - This healthy stew will be found throughout every restaurant regardless of where you are in the country. It combines celery, tomatoes, onions, spices, and of course fish.<br /><br />Getting Around<br /><br />Getting around by taxi or bus may cost around $20 each day. With water taxis, you could be paying as much as $35 per day.<br /><br />Separate Entertainment<br /><br />Enjoying a nightlife without the kids can offer nice alone time with your spouse. If you are a night person then going to various bars can put you back $25 for a night of fun. You may also be tipping so throw in a few more dollars for that. <br /><br />Ocean Excitement<br /><br />Being surrounded by the ocean means you have many opportunities to enjoy the activities that go along with it. You can enjoy kayaking for 4 hours for $65, pay $70 for snorkeling trips, or pay $45 to enjoy a jet ski. For a parasailing adventure, you can expect to pay close to $245 for a group of three.<br /><br />Don´t Forget your Souvenirs<br /><br />With photos and videos making up the majority of your souvenirs, it is also good to have an item that you purchase from within the Bahamas. With a souvenir being displayed in the house, others can easily ask about it and you can recall the moment you purchased it. On average, the amount you spend may be less than $3.<br /><br />So What is the Total Cost<br /><br />Taking everything into consideration and including the extras after your ticket and accommodations, you may be easily spending between $1,500 and $2,000 for your families entire vacation. This is not bad considering all that the Bahamas has to offer its visitors.<br />

(NewsUSA) - Sports-related injuries are common and, when an athlete is hurt, care follows a proven, long-standing protocol of rehabilitation. But what happens when impact occurs to the head, face or jaw, and -- at the time -- no immediate injury is diagnosed?<br /> <br /> Weeks, months or even years later, many of these players begin to experience headaches, TMJ/D, migraines, vertigo or tinnitus -- estimated to impact 50 million people in the U.S. to some degree.<br /> <br /> "Undiagnosed head trauma from sports injuries -- or other types of impact, including minor car accidents -- is one of the most common causes we see of chronic headaches, migraine, tinnitus and vertigo," says Dr. Ben Burris, an orthodontist with 28 clinics in Arkansas.<br /> <br /> Now, these long-term and sometimes debilitating conditions can often be resolved with a painless, non-invasive treatment without drugs or needles -- and all at the dentist's office.<br /> <br /> "For over three years, we have been able to help patients with conditions caused by sports injuries," says Dr. Tad Morgan of Tyler, Texas. "If you damaged your knee or shoulder, you would go to the sports medicine clinic for rehab. With injuries to the head, face or jaw, rehab was unavailable until the advent of TruDenta care."<br /> <br /> Once diagnosed using a painless, digitally enhanced process, patients receive treatment through a proprietary combination of FDA-cleared, low-level laser therapy, therapeutic ultrasound and other modalities. Each of these was originally developed by MDs in sports medicine to speed the healing of joints and force-related traumas. The TruDenta system can quickly resolve issues in the head, neck, face and jaw, which people may have suffered for years.<br /> <br /> "Many of our patients with chronic headaches and migraines are females who have played sports -- soccer, gymnastics or even cycling," says Dr. Richard Hughes of Sandy, Utah. "The common denominator is some form of undiagnosed head trauma which was not properly rehabilitated and resulted in long-term painful symptoms."<br /> <br /> TruDenta doctors report rapidly resolving these issues for the majority of patients with long-lasting results. Care is often covered by medical insurance, and TruDenta doctors provide a free consultation.<br /> <br /> "We are excited to help these patients in 12 weeks or less without drugs or needles," says Dr. Jeffrey Mastroianni of Glen Carbon, Illinois. "It is truly life-changing for many."<br /> <br /> To download the free e-book "Start Living Pain Free," visit www.TruDenta.com/NUSA or call 844-202-2651. <br /> <br /> Ref: Fitness - in Blogs

Beyond Ordinary Beaches: Solo Camping at Bukit Pengilon, Gunung Kidul, Yogyakarta<br /><br />Have you ever found yourself sitting idle, wondering where to go for your next adventure? The beach sounds appealing, but you want something different from the typical coastal experience. If this resonates with you, then you're in the same boat as I was, and I have the perfect solution to share.<br />Currently staying in Yogyakarta, I decided to explore one of the region's coastal gems. Yogyakarta is renowned for its stunning beaches, particularly in the Gunung Kidul area, which has undergone massive road infrastructure development in recent years. Access to Gunung Kidul from Yogyakarta city has become remarkably convenient and relatively quick. Among the coastal destinations in Gunung Kidul, my choice this time was Bukit Pengilon Beach.<br /><br />A Beach Unlike Any Other<br />Bukit Pengilon isn't your typical Gunung Kidul beach with pristine white sand perfect for water activities. Instead, it offers a breathtaking panorama of ocean views, coastal landscapes, rolling hills, and dramatic cliffs. The seascape from this vantage point is absolutely captivating, and I can confidently say that Bukit Pengilon ranks as the most beautiful beach in Yogyakarta. If you're visiting Yogya, you must experience this destination at least once.<br /><br />My Solo Camping Adventure<br />My beach getaway took place on May 30, 2025, and I planned an overnight camping trip to fully immerse myself in Bukit Pengilon's stunning scenery. This was a solo camping adventure, as none of my friends were available to join me at the time. I frequently embark on solo outdoor activities like camping because I genuinely enjoy the tranquility and peace that nature provides.<br /><br />Getting There<br />My journey began from Kaliurang, Sleman, Yogyakarta at 5:30 AM, arriving at Bukit Pengilon by 8:00 AM. The 2.5-hour drive passed smoothly despite moderate traffic conditions.<br /><br />Bukit Pengilon is accessible by both motorcycle and car, though cars cannot reach the main entrance directly. Car travelers must park at the designated area before the tourist site and either walk or hire local ojek (motorcycle taxi) services provided by village residents. The route from the parking area to the tourist site is quite challenging and steep, so motorcyclists should exercise caution.<br />Cost breakdown:<br /><br />Beach area entrance: IDR 8,000<br />Overnight motorcycle parking: IDR 10,000<br />Tourist site entry: IDR 2,000<br />Camping fee: IDR 20,000<br /><br />Optimal Visiting Times<br />The best times to visit Bukit Pengilon are during morning or late afternoon hours. Morning visits offer cooler sunlight and optimal lighting conditions for photography enthusiasts. As the sun climbs higher, temperatures can become uncomfortably hot for some visitors. Midday photography isn't ideal due to harsh lighting that diminishes the coastal panorama's visual impact.<br />If you have ample free time, consider staying until sunset, as the evening panorama is truly enchanting, especially by Yogyakarta standards.<br /><br />The Magic of Overnight Camping<br />For those with extended leisure time, I highly recommend experiencing this beach through overnight camping. Spending a full night at the coast proved surprisingly delightful and beautiful. You can enjoy your time while gazing at billions of stars overhead, accompanied by the rhythmic symphony of crashing waves.<br /><br />Stargazing Paradise<br />Astrophotography enthusiasts will find Bukit Pengilon an excellent choice for pursuing their passion. The starry panorama at Bukit Pengilon is absolutely magnificent. You can observe various stellar constellations including Scorpion, Ursa Major, and many others. Such pristine starry views are increasingly rare in Yogyakarta, particularly in urban areas where light pollution obscures celestial visibility.<br /><br />Why Bukit Pengilon Should Be Your Next Destination<br />After reading this account, I'm confident you'll be inspired to make this beach your next travel destination in Yogyakarta. Bukit Pengilon offers a unique coastal experience that transcends ordinary beach visits, combining natural beauty with adventure and tranquility.<br /><br />Whether you're seeking stunning photography opportunities, peaceful solitude, or an unforgettable stargazing experience, Bukit Pengilon delivers an extraordinary coastal adventure that will leave lasting memories.<br />Have you had similar experiences or questions about visiting Bukit Pengilon? Feel free to share your thoughts in the comments below!

(NewsUSA) - Is your dog bad to the bone? Does your sweet Jack Russel guard all doors from intruders -- friends and family included? Or is it your Boxer puppy that won't stop shredding socks and underwear? Some of the cutest pooches have the worst manners. Whether you're at work or just in another room, their mischievous play may lead to anything from home repairs to staggering vet bills.<br /> <br /> Pooches and owners alike can relate to this common problem, and getting the magical, behavioral transformation you've always fantasized about is closer than you think -- pet care authority Camp Bow Wow held a contest, "Bad to The Bone: Camp Bow Wow's Worst Behaved Dog Contest," to discover North America's most ill-mannered dog. The winning pooch received a full year of free services ($3,000 value) at a local Camp or Home Buddies (an in-home care service offered by Camp Bow Wow) of their choice. Most importantly, the winning dog also received free dog training to correct those bad habits.<br /> <br /> If you are a frustrated pet owner who doesn't have time to wait to win a contest like this, here are five dog-training tips straight from the Behavior Buddies experts at Camp Bow Wow to get you started:<br /> <br /> 1. Proper exercise is key! A majority of behavior issues stem from a lack of proper exercise. At least one 30-minute walk per day is sufficient for most dogs. Playing in the backyard or in the house does not count as exercise.<br /> <br /> 2. Buy a dog backpack for walks. This allows your dog to have a job and adds weight with objects like water bottles or hand weights so the dog expends more energy.<br /> <br /> 3. Challenge your dog with brain puzzles. A mentally tired dog will not spend time thinking about how to get in the garbage or waste breath yipping at neighbors.<br /> <br /> 4. Take a training class. Getting your dog to respect you is critical to having your dog listen to you.<br /> <br /> 5. Send your dog to Camp Bow Wow or hire a Home Buddies Care Giver to take Fido on a walk. A tired dog is a good dog!<br /> <br /> If your beloved Fido is still opening cabinets and devouring furniture, enter him or her in Camp Bow Wow.<br /> <br /> For more information, visit www.campbowwow.com to see the location finder for the nearest Camp Bow Wow or Home Buddies near you.<br /> <br /> Ref: Funny - in Blogs

(NewsUSA) - Owning a home is a huge investment, and once they've owned long enough to build up equity, many homeowners opt to leverage the equity for other uses. But if you're on the fence about taking on another monthly loan payment, an option that may be right for you is co-investing.<br /> <br /> With a home equity loan, you borrow against the equity in your home and receive a lump sum of money that you have to pay back each month over a specified term - commonly 15 years. The interest rate is usually fixed, but is typically higher than your primary mortgage.<br /> <br /> Co-investing offers an alternative to traditional home equity loans. In a nutshell, the co-investing company pays the homeowner an upfront amount, with no repayments for a set number of years, or until the home is sold, whichever comes first. There may also be an option to buy the company out, after a minimum restriction period passes. This option can be ideal for a homeowner who wants access to cash without the added financial burden of monthly loan payments, who has lived in a home long enough to build up some equity, and plans to stay at least another five years.<br /> <br /> Unison, a San-Francisco-based real estate company, is a leader in the growing field of co-investment. Unison offers homeowners a cash payment of up to 17.5 percent of their home's current market value. When the house is sold or 30 years pass, the owner pays Unison an amount equal to the initial co-investment, plus (or minus) a percentage of the home's appreciated (or depreciated) value.<br /> <br /> Here's an example: A homeowner whose home is currently worth $500,000 and who needed $25,000 in cash (5 percent of the home's value) would repay an amount equal to $25,000 plus 25 percent* of the amount the house appreciates in value during the time of the co-investment. With a larger co-investment, the company receives a larger share of the appreciation in value.<br /> <br /> Homeowners can use their cash for anything, but Unison recommends something of long-term value, such as kids' college tuition, medical expenses, home remodeling, or investing in diverse stocks and bonds.<br /> <br /> Other benefits of co-investing: Keeping gains from remodeling work and keeping the equity built from prompt mortgage payments.<br /> <br /> Being a good candidate for homeowner co-investing is not so different from being a good homeowner generally. Unison requires that homeowners keep the home as their primary residence; stay current on payments for mortgages, property tax, and homeowners' insurance; keep the home well-maintained to retain and increase value; and keep Unison informed of issues, such as remodeling plans or emergencies, such as natural disasters, bankruptcy, or plans to sell the home.<br /> <br /> To find out how Unison can help you get the most out of homeownership, visit unison.com.<br /> <br /> *This is a possible percentage for illustrative purposes. The actual percentage varies based on the specific HomeOwner transaction.<br /> <br /> Ref: Housework - in Blogs

(NewsUSA) - As warm weather approaches, so does wedding season, and family-focused entertainment network UP TV heads down the aisle with a pair of new, unscripted series set to debut this summer.<br /> <br /> The series, "Our Wedding Story," takes viewers inside the relationships between the brides and grooms. With exceptional and cinematic storytelling, viewers will get to live each couple's love story - from the moment they met to the walk down the aisle.<br /> <br /> In "Crazy Beautiful Weddings," viewers go behind the scenes with busy wedding planner Lynzie Kent. Wedding planning is an art and a science, and Ms. Kent brings her style and people skills as she navigates diverse tastes, the couples' visions and various venues, to create one-of-a-kind celebrations for her clients that will make the big day something to remember.<br /> <br /> "On UP, our viewers have seen the families in our beloved series exploring new relationships, planning weddings and having kids," Amy Winter, executive vice present and general manager of UP TV, says in a statement announcing the shows.<br /> <br /> "By greenlighting new series that focus on those specific life moments, we invite our audience to experience all of the joy and excitement that many different couples are going through as they share their personal journeys of life's biggest moments," she says.<br /> <br /> The pair of wedding programs complement new episodes of two existing shows that highlight another one of life's biggest moments - the journey to parenthood.<br /> <br /> This spring, UP premieres new episodes of its groundbreaking series, "Expecting," which follows expectant parents as they prepare for a new addition to the family. With no producers or camera crews, it is the first show that asks couples to turn the lens on themselves, to give the audience a peek into one of life's most exciting and personal journeys - welcoming a child.<br /> <br /> Also premiering in April is "One Born Every Minute." The series takes viewers inside a hospital maternity unit to experience the joy, excitement and drama as babies are delivered.<br /> <br /> UP is available on DIRECTV, DISH, Verizon Fios, AT&T U-verse, Xfinity and local cable. For more information about the family-friendly programming and where you can find the channel, go to UPtv.com.<br /> <br /> Ref: Art - in Blogs