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    Millie Zemlak Millie_Zemlak
    (NewsUSA) - A gold coin worth $7 million dollars. What could make one coin so valuable? The coin, purchased at an auction in 2002, was a 1933 Double Eagle, a survivor from a time when the U.S. government made owning gold illegal. Now, due to the economic downturn, Americans might be turning their attention to gold once again.

    People have used gold coins since 640 B.C. -; the metal has inherent value, making its value more stable than paper currency. It is soft, malleable and easily hammered thin. Pure gold does not rust or tarnish -; it keeps its beauty and value, no matter its age.

    The U.S. first produced official gold coins in 1795, with $5 and $10 coins that still remain attractive to serious collectors. Massive amounts of gold were later discovered in the U.S. in 1848. By 1849, America was making the Double Eagle, or the Twenty Dollar Gold Coin. Containing nearly a full ounce of pure gold, Double Eagles remain some of the most famous coins ever minted. The first U.S. Mint, located in Philadelphia, produced gold coins up until 1933.

    So, why did they stop? The U.S. entered a financial crisis. Banks failed, and the U.S. economy started to fall fast. Americans no longer wanted unreliable paper or cheap-metal currencies -; in a time of economic insecurity, gold coins promised to retain their value. In response, the federal government decided to outlaw gold. Americans exchanged their gold coins with the federal government, where the Double Eagles were melted into gold bars. Those same gold bars still exist, in storage, at Fort Knox. A few straggling Double Eagle coins escaped the recall -; now, they fetch millions of dollars at auction.

    And they might soon become more valuable. The current financial crisis has once again made gold interesting to investors -; according to the New York Mint, gold is selling at unprecedented levels.

    For more information about gold coins or coin collecting, please contact the New York Mint at 800-642-9160 ext. 4390 or visit its Web site at www.newyorkmint.com.

    Ref: Collectors - in Blogs
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    Millie Zemlak Millie_Zemlak
    (NewsUSA) - Sponsored by GAF - It's time to stop thinking of Millennials as totally uninterested in owning anything just because they were early adopters of Uber.

    The newly released U.S. home ownership rate rose in 2017 for the first time in 13 years - it now stands at 64.2 percent - driven mainly by a shift towards owning over renting by the under-age 35 crowd who'd been wary of committing for both financial and personal reasons.

    "This is happening because young households are buying homes. Full stop," Ralph McLaughlin, chief economist at home listings provider Trulia, told the Wall Street Journal.

    They're not the only purchasers, of course. Which means if you're looking to sell your house now or in the not too distant future, you might want to check out this generational roadmap to four upgrades experts say are worth it to help attract potential buyers.

    * Cross-generational: a new steel door. The only thing that beat it on Remodeling magazine's annual Cost vs. Value Report for 2017 was loose-fill attic insulation, but this project - with a 90.7% return on investment - speaks directly to the report's main takeaway: "Curb appeal projects, by and large, generated higher returns on investment than work done inside the home."

    Plus, as far as Millennials go, while their ideal interiors may differ from older generations - for example, they prefer open floor plans and hardwood floors - Architectural Digest says they're still into "traditional exteriors."

    * Millennials: smart-home tech. Yes, there are Boomers and Generation Xers who are super tech savvy, but Millennials especially crave homes that allow them to control their heating, air-conditioning, home security, and lighting systems from their phones.

    "They want to use their brains for other things, not for remembering whether they adjusted the heat or closed the garage door," Angie's List stressed.

    * Cross-generational: a new roof. It's the ultimate curb appeal enhancer and a perennial Remodeling magazine A-lister, with Credit.com having observed that "buyers pay a premium for one already in place."

    So if the first thing prospects notice even before exiting their cars looks like something out of "Twister," you've got a problem.

    "It's a huge turn-off," said Patsy O'Neill, a sales associate with Sotheby's in Montclair, New Jersey, "and makes buyers of all ages predisposed to find even more things they don't like."

    If your roof does need replacing, those particularly interested in targeting Millennials might want to consider the very affordable Sienna line of diamond-shaped shingles from GAF (gaf.com), North America's largest roofing manufacturer, since they capture that generation's sensibilities.

    "They pick up on key Millennial style trends of natural, clean materials, clean lines, and the integration of artistic elements," said Leslie Franklin, executive director of residential marketing at GAF.

    * Millennials: all-new appliances. Realtors will tell you that major kitchen (and bath) upgrades aren't generally worth their high costs, in terms of return on investment, since prospective buyers' tastes can clash with yours.

    However, Millennials do love, love, love all-new stainless steel appliances. So much so that what RealtyTimes.com called "an astonishing majority of 75 percent" of respondents in a recent survey chose to spend their hypothetical home buying budgets on them.

    Ref: Gardens - in Blogs
    64 0

    Wendy Minore wendy_minore04
    Just me writing my little story! It's a coming of age story about a girl graduating from high school and not being sure where to go from there. Her family and friends help her out with a little bit of chaos and a lot of luck!

    “T! Can I borrow your notes for French?” Hailey fluttered her eyelashes at me and gave me her most winning smile, knowing that my notes were at least twenty times better than hers. I rolled my eyes and reached for my bag. I was ready for the French exam later, it was on my study schedule to be way beyond prepared. I started studying months ago so that I could get all of my sleeping in. Of course, Hailey almost never sleeps.
    “Oh my gosh, girlie hand them over,” speaking of not sleeping, Evelyn had just walked over and was holding her hand out to me. I’m not sure how Evelyn ever slept, since she ran with me every morning at 5 am and she was on every sports team that she could fit into her schedule, plus some advanced classes.
    “Hey, hey, no! I asked first!” Hailey gave a pouty look, her lip out and her eyes big. With her tiny frame and overly stunning blue eyes she looked adorable, but I knew that Evelyn probably needed the notes more. She struggled with French, and Hailey had had me and Cardan there to help her all year. Evelyn and I had only become friends a couple of months ago, despite having run the same route together everyday for the past four years.
    I shoot Hailey a sympathetic smile and pull out my red notebook with Iron Man stickers coating it and hand it to Evelyn.
    “Eek! You’re the best!” She planted a kiss on my cheek, which earned me a jokingly jealous look from Hails. Honestly, I couldn’t blame her either. With her perfectly clear brown skin and her hair always done up in some sort of cute braids, Evelyn was one of the prettiest girls in our grade. Of course, she was also a sweetheart and therefore sat down on the couch next to Hailey so that they could review together. Hailey started chattering with Evelyn about something or another as I closed my eyes, drifting off to sleep.

    “Pencils down!” Madame Saker’s yell startled me awake and I heard a small, stifled chuckle from Cardan, who was sitting next to me. I wiped the little bit of drool off of my face and shot him a quick glare, but by the time I looked over, he was already staring at his exam again, his lower lip firmly stuck between his teeth. Honestly, at this point it’s a miracle that he still has lips with how often he gnaws on those things. We start passing our tests forward and I toss my pencil onto his desk to get his attention. When Cardan looks over at me, his brow is furrowed and he looks moments from a panic attack. I throw him a thumbs up and a questioning face and he gives a despairing shrug. Cardan is actually one of the smartest kids in our grade, but he never believes he did well on literally anything. I know that the five seconds between our tests getting to her and Madame dismissing us could be vital to Cardan’s mental state, so I reach over and grab his hand. It’s shaking, but he intertwines his fingers with mine and takes a breath deep enough that people across the world could have seen it. He squeezes my hand right as Madame calls that we can leave. The bell won’t ring today because it “disturbs the mind of a studying student”. Basically, the headmaster thinks that anyone who is currently studying and not in an exam will be startled really badly by the bell, even though we are all expecting it.
    Cardan releases my hand with a small smile and grabs his bag. No one else in the room has theirs except for Hailey who is already pulling out her dance notebook. I grab my pencil from Cardan’s desk and tuck it into my ponytail as I walk over to Hails, Cardan trailing behind me.
    “So, T, how did you do? Cause I think that I messed up the conjugation of être on the fifth question, but it was a fill in the blank, and if that’s all I messed up, we’re totally fine… Do you think that I could run tendus twice today without some of the younger kids getting annoyed? It really helps their turnout, but they also complain sometimes…” Her tongue appears between her teeth as she scribbles in her notebook, completely lost to the rest of us now. Cardan and I exchange an eye roll over her head. Surprisingly easy, considering that she stopped growing in like fourth grade at 4’ 10”.
    “Thanks for the notes Tiana, they really helped!” Evelyn bumps my shoulder lightly as she walks past and I wave goodbye to her before placing a gentle hand on Hailey’s back and scooping up her bag, steering her in the direction of the common room. She continues mumbling under her breath as Cardan pulls out a book and follows behind us, already lost to the world as well.
    By the time we reach the common room, I’ve had to steer the two of them to avoid five different people rushing around and at least three people who tried to talk to them about the exams we’ve taken. Of course, neither of them know this, and both collapse on a couch to continue what they were doing, giving me the room to climb between them and take a nap with my head on Cardan’s lap and feet on Hailey’s.

    It’s Hailey who wakes me up about an hour later in order to remind me that we need to change for the parties later tonight. Since we’re seniors, we kind of get a free pass to go to every single end-of-year party, and Hailey is also friends with everyone, so she has people to see at all of them. Cardan takes this as his cue to leave, and kisses both of us on the forehead before heading upstairs to his room. He’s probably packing up his cat’s supplies for the trip home tomorrow. I’ll have to leave hails at some point tonight to check up on him before he gets too in his head about going home.
    “So, what are we thinking? I know that the soccer girls always wear their jerseys, but like cropped or bedazzled or whatever you guys do to them, but I don’t think that you can wear that to every party… Or maybe we could stop back here and change between that and other parties. Well, I wouldn’t want people at the parties to notice you changed, since that might be a little weird. Oh! Can you do my hair for tonight? I can’t just wear it in a ballet bun like usual, since that is what I do all the time. Oh my gosh! Did I send out the message to remind the kids that classes are canceled tonight?” Hailey continued rambling, thankfully remembering that she did actually send out the reminder, several of them actually, as I steered her to our bedroom. She flopped back on my bed, still talking, as I slipped out of my leggings and tank top and into a pair of ripped skinny jeans with my purple and red jersey that Hailey had stitched into a crop top and bedazzled the number 8 on the back. She was still talking as I shoved my clothes in my laundry hamper, so I grabbed one of her decorative pillows that was on the floor and threw it at her.
    “What?” Hails sat up, and finally looked at me, a cute blush coloring her cheeks as she realized I was already changed. “Are you gonna take that pencil out for the party?” That was her only verbal acknowledgement of my clothes change as she headed over to her closet and grabbed a cute purple dress and white ballet slippers, slipping in for five seconds before coming out already changed.
    “Hair?” She threw me another dazzling smile before plopping back on my bed. I grabbed my hairbrush from its place on the dresser and climbed on the bed behind her, listening to her ramble about everyone’s summer plans and pretending that it was okay that I had absolutely no clue what I was planning to do once summer ended. I had no college plans, no job plans, nothing prepared for my life.
    “Done!” I finally said, cutting Hailey off a little, but she barely noticed as she pranced to the mirror to look at her wraparound braid.
    “You’re an angel! Thank you!” Hails ran back and kissed my cheek before grabbing earrings off of the mess on her dresser and sliding them in as I pulled out my phone. I had a text from Cardan asking if I was done with the book he lent me and double checking the dates I was staying with him, a text from Evelyn that was just a picture of her jersey that she had cut holes into the side of and made slimmer around the waist to fit her, and a few texts in the soccer group chat about who was bringing what. I ignored the group chat, sent Evelyn a thumbs up and a selfie and shot a quick reassuring text (or seven) to Cardan before tossing my phone down and shrieking when I found Hailey standing an inch from my face.
    “Ready?”
    “You’re a pain,” I mumbled as I stood up, reaching for my phone again and tucking it in my back pocket. “Let’s go.”
    “YAY!” Hailey pranced from the room, leading me to the first party of the end of my high school life.
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    Rebecca Ebert Rebecca_Ebert


    77 0

    Millie Zemlak Millie_Zemlak
    (NewsUSA) - Americans may read thrillers and watch adventure movies, but their days aren't exactly fueled by pure adrenaline. They work, drive the kids to soccer practice, eat dinner, watch HBO -- but those with a handheld GPS can satisfy their thirst for adventure through modern day treasure hunts, or geocaching.

    Geocaching is a global treasure-hunting game. Someone hides an item, uses a GPS to determine its coordinates, and then posts the information online. Geocache-seekers then use their own GPS units to track down the geocache, usually a box or a small item and a logbook.

    The game sounds deceptively simple. While geocachers know the items' coordinates, reaching them might require a workout -- some locations require hiking and climbing, for example. Also, GPS units only take geocachers within 10 to 15 feet of the geocache, which is hidden to avoid accidental discovery by "Muggles" -; those uninitiated in the ways of geocaching.

    Geocaching.com, the largest Web site for geocachers to announce new geocaches and log their successes, lists over 1,000,000 geocaches in over 200 countries.

    The game has become so popular that GPS manufacturers are starting to design handheld GPS units specifically for geocaching. For example, the Magellan eXplorist GC (www.magellangps.com) includes a seamless connection to geocaching.com, a sunlight-readable color screen and a simple user interface to make geocaching a breeze. The unit is waterproof and comes pre-loaded with the coordinates of the most popular geocaches in the world. The GPS chipset promises 3-meter accuracy.

    Of course, the eXplorist GC also comes with standard outdoor features, including waypoint creation, a worldwide basemap, active tracking and a trip odometer.

    When geocachers find a geocache, they write their name in the logbook or exchange one of the items in the cache for one of equal value. Then they put the cache back in its original location, so other treasure-seekers can enjoy the thrill of the chase and, perhaps, discover a place previously unknown to them.

    For more information about the eXplorist GC, visit www.magellangps.com/eXploristGC/.

    Ref: Hiking - in Blogs
    67 0

    Nichole Schack nlschack
    Follow me as I explain a different way to view the mundane of everyday life. Sometimes it's better to take a good look around you and discover the beauty that is right infront of you.

    37 0

    Millie Zemlak Millie_Zemlak
    (NewsUSA) - It seems as if there's co-ops for just about everything these days - condos, farms, horses, and now yachts.

    Consider this: as with anything worth having, there are expenses and hassles associated with boat ownership that you may not even be aware of. But partial (fractional) ownership offers "all of the luxury and none of the hassle" according to the website of yacht co-op management company Saveene.

    It works like this: The more fractions you purchase, the more yacht usage you can experience. For example, a 10 percent purchase equals approximately four weeks of yachting time each year; 20 percent entitles you to eight weeks, and so on.

    For those who enjoy the periodical pleasure of luxury boating, fractional ownership is more cost-effective than sporadic charters, and has several other advantages:

    - Predictability. Saveene fractional owners hold equity in the yacht and have the option to sell their fraction any time they like. Purchase as many fractions as you want, up to 10 fractions per yacht. When you choose your dates, contact Saveene and they will schedule and prepare your yacht for your arrival.

    - Pampering. When you arrive at the marina, the yacht is clean, stocked, and safety-checked. Chart your course in advance, or allow your captain to create a memorable itinerary. Bring any food and beverages you choose, or Saveene yachts accommodate a chef or catering service.

    - Peace of mind. With fractional ownership, you avoid many headaches associated with owning a boat outright, including maintenance, repairs, storage, transportation, and insurance. Saveene handles the business transactions of purchasing and selling the fractions as well when the time comes.

    Saveene offers a range of options for yacht enthusiasts - a Sea Ray Sundancer for $19,995, a 36' Carver Mariner for a one-time fee of $ 39,995, a 64' Aicon for $89,980 or a combined usage of these for $69,985. All types are available at the same marina for viewing before making a purchase.

    Sea Ray Sundancer: This 34-foot cruiser is ideal for families, and easy to maneuver along intercoastal waterways for boating, snorkeling, and dining at dockside restaurants.

    Carver Mariner: This 37-foot boat features a fly bridge suited for parties, a home-size galley to accommodate larger food prep or catering, and a full entertainment center.

    Aicon: The 64-foot yacht includes four full-sized cabins plus crew quarters to handle an extended excursion. All cabins include their own facilities and TV/DVD setups, and the yacht includes a collection of water toys for kids of all ages.

    Want to go bigger? Saveene is also taking orders for an 85-foot Azimut yacht.

    Other benefits include the opportunity to check out Saveene yachts for a risk-free trial and the ability to write off your fractional purchase on your taxes.

    For more information about the benefits of yacht co-ownership, visit saveene.com.

    Ref: Boats - in Blogs
    43 0

    Aric Feeney Aric_Feeney


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