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Millie Zemlak Millie_Zemlak
(NewsUSA) - Most Americans don't have $400 saved to cover for an unexpected emergency, but a recent poll from Chase found that consumers may be ready to change that this year. 80 percent plan to save more and 51 percent say emergency savings is their goal.
Savings is key to financial health and Chase Financial Education Ambassador Farnoosh Torabi has tips and advice on how to get started and make savings a habit. (watch video)
According to Torabi, increasing savings is key to stability and gives people the ability to quickly recover when there are ups and downs.
Chase is focused on helping encourage the habit of savings and support people by providing information and resources that can help customers on their savings journey.
Take a first step by understanding your expenses and building a budget. Budget Builder is a great tool from Chase to help you monitor your monthly spending and saving.
Once you have this baseline, the key to reaching your goals is to just start saving, even if you're starting small. "My advice is to automate," says Torabi. "There is a great feature through the Chase App called Autosave which allows you to decide on your own how much you want to save and how frequently you want to save, so you can feel in control of this. The good news is the technology does the savings for you." With this feature, you can save as little as $1 a day.
While consistency is key, savings is about what works for you. In a month when you have extra cash, you can always accelerate your savings, but in a tighter month, it's all right to take a pause or draw from your savings to cover an unexpected expense.
Check out chase.com/autosave for more information and tips on how to make savings work for you.
Ref: Crowdfunding - in Blogs
Savings is key to financial health and Chase Financial Education Ambassador Farnoosh Torabi has tips and advice on how to get started and make savings a habit. (watch video)
According to Torabi, increasing savings is key to stability and gives people the ability to quickly recover when there are ups and downs.
Chase is focused on helping encourage the habit of savings and support people by providing information and resources that can help customers on their savings journey.
Take a first step by understanding your expenses and building a budget. Budget Builder is a great tool from Chase to help you monitor your monthly spending and saving.
Once you have this baseline, the key to reaching your goals is to just start saving, even if you're starting small. "My advice is to automate," says Torabi. "There is a great feature through the Chase App called Autosave which allows you to decide on your own how much you want to save and how frequently you want to save, so you can feel in control of this. The good news is the technology does the savings for you." With this feature, you can save as little as $1 a day.
While consistency is key, savings is about what works for you. In a month when you have extra cash, you can always accelerate your savings, but in a tighter month, it's all right to take a pause or draw from your savings to cover an unexpected expense.
Check out chase.com/autosave for more information and tips on how to make savings work for you.
Ref: Crowdfunding - in Blogs
(NewsUSA) - Most Americans don't have $400 saved to cover for an unexpected emergency, but a recent poll from Chase found that consumers may be ready to change that this year. 80 percent plan to save more and 51 percent say emergency savings is their goal.<br />
<br />
Savings is key to financial health and Chase Financial Education Ambassador Farnoosh Torabi has tips and advice on how to get started and make savings a habit. (watch video)<br />
<br />
According to Torabi, increasing savings is key to stability and gives people the ability to quickly recover when there are ups and downs.<br />
<br />
Chase is focused on helping encourage the habit of savings and support people by providing information and resources that can help customers on their savings journey.<br />
<br />
Take a first step by understanding your expenses and building a budget. Budget Builder is a great tool from Chase to help you monitor your monthly spending and saving.<br />
<br />
Once you have this baseline, the key to reaching your goals is to just start saving, even if you're starting small. "My advice is to automate," says Torabi. "There is a great feature through the Chase App called Autosave which allows you to decide on your own how much you want to save and how frequently you want to save, so you can feel in control of this. The good news is the technology does the savings for you." With this feature, you can save as little as $1 a day.<br />
<br />
While consistency is key, savings is about what works for you. In a month when you have extra cash, you can always accelerate your savings, but in a tighter month, it's all right to take a pause or draw from your savings to cover an unexpected expense.<br />
<br />
Check out chase.com/autosave for more information and tips on how to make savings work for you.<br />
<br />
Ref: Crowdfunding - in Blogs
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Bakhtawar Ahmed bakhto22
The Importance of Breakfast
In today's fast-paced world, maintaining a healthy lifestyle can often feel like a daunting task. However, one of the simplest yet most impactful habits you can adopt is starting your day with a nutritious breakfast. This small act not only sets a positive tone for the rest of your day but also provides numerous health benefits that contribute to your overall well-being.
Why Breakfast Matters
Breakfast is rightly hailed as the most important meal of the day for several reasons. After a night of fasting, your body needs essential nutrients to replenish its energy reserves and kick-start your metabolism. A balanced breakfast fuels your body and mind, improving concentration, mood, and productivity throughout the day. Research consistently shows that people who eat breakfast are more likely to maintain a healthy weight and make better food choices later in the day.
Components of a Healthy Breakfast
A healthy breakfast should include a variety of nutrients to ensure optimal functioning:
Complex Carbohydrates: Whole grains like oats, whole wheat bread, or quinoa provide sustained energy and fiber, which aids digestion.
Protein: Eggs, yogurt, nuts, or lean meats offer essential amino acids that help repair and build tissues, support immune function, and keep you feeling full longer.
Healthy Fats: Avocado, nuts, seeds, and olive oil provide essential fatty acids that support brain function and heart health.
Fruits and Vegetables: These are rich in vitamins, minerals, and antioxidants crucial for overall health and disease prevention.
Tips for a Balanced Breakfast
Plan Ahead: Prepare breakfast items the night before to save time in the morning.
Avoid Sugary Foods: Opt for whole fruits instead of fruit juices or sugary cereals to avoid spikes in blood sugar levels.
Hydrate: Start your day with a glass of water to hydrate your body after hours of sleep.
Listen to Your Body: Eat when you feel hungry, and pay attention to portion sizes to avoid overeating.
Incorporating Breakfast into Your Routine
If you find it challenging to eat breakfast due to time constraints or lack of appetite in the morning, start with small, manageable portions. Smoothies packed with fruits, vegetables, and protein are convenient options for those on the go. Alternatively, try incorporating breakfast foods into your mid-morning snack, such as yogurt with granola or a piece of whole fruit.
Conclusion
By making breakfast a priority in your daily routine, you not only enhance your physical health but also boost your mental and emotional well-being. Remember, a healthy lifestyle is built on consistent habits, and breakfast is a cornerstone that sets the tone for the rest of your day. Embrace this simple yet powerful practice, and watch as it transforms your energy levels, focus, and overall quality of life. Category: Health - in Blogs
In today's fast-paced world, maintaining a healthy lifestyle can often feel like a daunting task. However, one of the simplest yet most impactful habits you can adopt is starting your day with a nutritious breakfast. This small act not only sets a positive tone for the rest of your day but also provides numerous health benefits that contribute to your overall well-being.
Why Breakfast Matters
Breakfast is rightly hailed as the most important meal of the day for several reasons. After a night of fasting, your body needs essential nutrients to replenish its energy reserves and kick-start your metabolism. A balanced breakfast fuels your body and mind, improving concentration, mood, and productivity throughout the day. Research consistently shows that people who eat breakfast are more likely to maintain a healthy weight and make better food choices later in the day.
Components of a Healthy Breakfast
A healthy breakfast should include a variety of nutrients to ensure optimal functioning:
Complex Carbohydrates: Whole grains like oats, whole wheat bread, or quinoa provide sustained energy and fiber, which aids digestion.
Protein: Eggs, yogurt, nuts, or lean meats offer essential amino acids that help repair and build tissues, support immune function, and keep you feeling full longer.
Healthy Fats: Avocado, nuts, seeds, and olive oil provide essential fatty acids that support brain function and heart health.
Fruits and Vegetables: These are rich in vitamins, minerals, and antioxidants crucial for overall health and disease prevention.
Tips for a Balanced Breakfast
Plan Ahead: Prepare breakfast items the night before to save time in the morning.
Avoid Sugary Foods: Opt for whole fruits instead of fruit juices or sugary cereals to avoid spikes in blood sugar levels.
Hydrate: Start your day with a glass of water to hydrate your body after hours of sleep.
Listen to Your Body: Eat when you feel hungry, and pay attention to portion sizes to avoid overeating.
Incorporating Breakfast into Your Routine
If you find it challenging to eat breakfast due to time constraints or lack of appetite in the morning, start with small, manageable portions. Smoothies packed with fruits, vegetables, and protein are convenient options for those on the go. Alternatively, try incorporating breakfast foods into your mid-morning snack, such as yogurt with granola or a piece of whole fruit.
Conclusion
By making breakfast a priority in your daily routine, you not only enhance your physical health but also boost your mental and emotional well-being. Remember, a healthy lifestyle is built on consistent habits, and breakfast is a cornerstone that sets the tone for the rest of your day. Embrace this simple yet powerful practice, and watch as it transforms your energy levels, focus, and overall quality of life. Category: Health - in Blogs
The Importance of Breakfast<br />
<br />
In today's fast-paced world, maintaining a healthy lifestyle can often feel like a daunting task. However, one of the simplest yet most impactful habits you can adopt is starting your day with a nutritious breakfast. This small act not only sets a positive tone for the rest of your day but also provides numerous health benefits that contribute to your overall well-being.<br />
<br />
Why Breakfast Matters<br />
Breakfast is rightly hailed as the most important meal of the day for several reasons. After a night of fasting, your body needs essential nutrients to replenish its energy reserves and kick-start your metabolism. A balanced breakfast fuels your body and mind, improving concentration, mood, and productivity throughout the day. Research consistently shows that people who eat breakfast are more likely to maintain a healthy weight and make better food choices later in the day.<br />
<br />
Components of a Healthy Breakfast<br />
A healthy breakfast should include a variety of nutrients to ensure optimal functioning:<br />
<br />
Complex Carbohydrates: Whole grains like oats, whole wheat bread, or quinoa provide sustained energy and fiber, which aids digestion.<br />
<br />
Protein: Eggs, yogurt, nuts, or lean meats offer essential amino acids that help repair and build tissues, support immune function, and keep you feeling full longer.<br />
<br />
Healthy Fats: Avocado, nuts, seeds, and olive oil provide essential fatty acids that support brain function and heart health.<br />
<br />
Fruits and Vegetables: These are rich in vitamins, minerals, and antioxidants crucial for overall health and disease prevention.<br />
<br />
Tips for a Balanced Breakfast<br />
Plan Ahead: Prepare breakfast items the night before to save time in the morning.<br />
<br />
Avoid Sugary Foods: Opt for whole fruits instead of fruit juices or sugary cereals to avoid spikes in blood sugar levels.<br />
<br />
Hydrate: Start your day with a glass of water to hydrate your body after hours of sleep.<br />
<br />
Listen to Your Body: Eat when you feel hungry, and pay attention to portion sizes to avoid overeating.<br />
<br />
Incorporating Breakfast into Your Routine<br />
If you find it challenging to eat breakfast due to time constraints or lack of appetite in the morning, start with small, manageable portions. Smoothies packed with fruits, vegetables, and protein are convenient options for those on the go. Alternatively, try incorporating breakfast foods into your mid-morning snack, such as yogurt with granola or a piece of whole fruit.<br />
<br />
Conclusion<br />
By making breakfast a priority in your daily routine, you not only enhance your physical health but also boost your mental and emotional well-being. Remember, a healthy lifestyle is built on consistent habits, and breakfast is a cornerstone that sets the tone for the rest of your day. Embrace this simple yet powerful practice, and watch as it transforms your energy levels, focus, and overall quality of life.
<span style='display:none' class='DO NOT REMOVE - THIS CATEGORY CODE WILL BE HIDDEN - IT IS NEEDED TO BE FOUND BY CATEGORY AND ONE-CLICK SEARCH'>Category: Health - in Blogs</span>
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Millie Zemlak Millie_Zemlak
(NewsUSA) - Preparing to pop the question this Valentine's Day, but unsure how to choose the right engagement ring? Read on for all the tools you need to make the perfect pick!
While choosing an engagement ring can be exciting, the variety of settings, precious metals, and diamonds can be overwhelming. However, the following tips will help you in finding the ideal diamond engagement ring.
Set your price limit.
Before you start shopping, know how much you want to spend. There is no right or wrong amount to put toward a ring, and many beautiful stones and styles are available to suit any budget. It's important to note that lab-grown diamonds can be up to 40 percent less expensive than mined stones.
Learn the "4 C's" of diamonds.
These are: cut, color, clarity, and carat. Here's the translation:
Cut: The cut of a diamond is the most important factor in determining its fire, brilliance, and sparkle.
Color: Not all diamonds are clear; some have varying tints of yellow.
Clarity: A measure of the number of flaws or inclusions in the stone.
Carat: A measure of the weight of the diamond. However, more weight also indicates a bigger size.
Consider shape.
The common diamond shapes used in engagement rings are round, cushion, pear, oval, princess, radiant, and emerald.
Each of these shapes has its fans and distinctive features. For example, a round diamond is the classic engagement ring style, but the larger facets of a cushion style can enhance brilliance, and the elongated emerald cut presents a bold look that can make a diamond appear larger than its carat weight.
Choose a setting.
Deciding the right setting or diamond shape for your stone is a personal decision. Some people have specific ideas for a setting, and take more time on the stone, or vice versa.
However, not all settings accommodate all shapes so it's important to prioritize one or the other if you are set on a particular shape or setting.
Typical engagement ring styles include the solitaire, a simple band that showcases any diamond shape; halo, in which a central stone is surrounded by smaller diamonds; classic, which features a row of accent diamonds along the ring band; and vintage, which replicates design styles from different time periods.
Contemplate your center stone.
When it comes to your center stone, there are a few different options to choose from. Although diamonds are the most popular, birthstones, moissanite, and cubic zirconia are also great budget-friendly options.
In regards to diamonds, there are two types to choose from: mined diamonds and lab-created diamonds.
While mined diamonds are extracted from the earth, lab-grown stones are guaranteed to be ethically sourced and, as mentioned above, up to 40 percent less expensive.
Both types are identical in terms of chemistry and physical appearance. However, interest in lab-created diamonds has surged in recent years as more couples are concerned with sustainability, as well as beauty and romance.
Ref: Dating - in Blogs
While choosing an engagement ring can be exciting, the variety of settings, precious metals, and diamonds can be overwhelming. However, the following tips will help you in finding the ideal diamond engagement ring.
Set your price limit.
Before you start shopping, know how much you want to spend. There is no right or wrong amount to put toward a ring, and many beautiful stones and styles are available to suit any budget. It's important to note that lab-grown diamonds can be up to 40 percent less expensive than mined stones.
Learn the "4 C's" of diamonds.
These are: cut, color, clarity, and carat. Here's the translation:
Cut: The cut of a diamond is the most important factor in determining its fire, brilliance, and sparkle.
Color: Not all diamonds are clear; some have varying tints of yellow.
Clarity: A measure of the number of flaws or inclusions in the stone.
Carat: A measure of the weight of the diamond. However, more weight also indicates a bigger size.
Consider shape.
The common diamond shapes used in engagement rings are round, cushion, pear, oval, princess, radiant, and emerald.
Each of these shapes has its fans and distinctive features. For example, a round diamond is the classic engagement ring style, but the larger facets of a cushion style can enhance brilliance, and the elongated emerald cut presents a bold look that can make a diamond appear larger than its carat weight.
Choose a setting.
Deciding the right setting or diamond shape for your stone is a personal decision. Some people have specific ideas for a setting, and take more time on the stone, or vice versa.
However, not all settings accommodate all shapes so it's important to prioritize one or the other if you are set on a particular shape or setting.
Typical engagement ring styles include the solitaire, a simple band that showcases any diamond shape; halo, in which a central stone is surrounded by smaller diamonds; classic, which features a row of accent diamonds along the ring band; and vintage, which replicates design styles from different time periods.
Contemplate your center stone.
When it comes to your center stone, there are a few different options to choose from. Although diamonds are the most popular, birthstones, moissanite, and cubic zirconia are also great budget-friendly options.
In regards to diamonds, there are two types to choose from: mined diamonds and lab-created diamonds.
While mined diamonds are extracted from the earth, lab-grown stones are guaranteed to be ethically sourced and, as mentioned above, up to 40 percent less expensive.
Both types are identical in terms of chemistry and physical appearance. However, interest in lab-created diamonds has surged in recent years as more couples are concerned with sustainability, as well as beauty and romance.
Ref: Dating - in Blogs
(NewsUSA) - Preparing to pop the question this Valentine's Day, but unsure how to choose the right engagement ring? Read on for all the tools you need to make the perfect pick!<br />
<br />
While choosing an engagement ring can be exciting, the variety of settings, precious metals, and diamonds can be overwhelming. However, the following tips will help you in finding the ideal diamond engagement ring. <br />
<br />
Set your price limit.<br />
<br />
Before you start shopping, know how much you want to spend. There is no right or wrong amount to put toward a ring, and many beautiful stones and styles are available to suit any budget. It's important to note that lab-grown diamonds can be up to 40 percent less expensive than mined stones. <br />
<br />
Learn the "4 C's" of diamonds.<br />
<br />
These are: cut, color, clarity, and carat. Here's the translation: <br />
<br />
Cut: The cut of a diamond is the most important factor in determining its fire, brilliance, and sparkle.<br />
<br />
Color: Not all diamonds are clear; some have varying tints of yellow.<br />
<br />
Clarity: A measure of the number of flaws or inclusions in the stone.<br />
<br />
Carat: A measure of the weight of the diamond. However, more weight also indicates a bigger size. <br />
<br />
Consider shape.<br />
<br />
The common diamond shapes used in engagement rings are round, cushion, pear, oval, princess, radiant, and emerald.<br />
<br />
Each of these shapes has its fans and distinctive features. For example, a round diamond is the classic engagement ring style, but the larger facets of a cushion style can enhance brilliance, and the elongated emerald cut presents a bold look that can make a diamond appear larger than its carat weight. <br />
<br />
Choose a setting.<br />
<br />
Deciding the right setting or diamond shape for your stone is a personal decision. Some people have specific ideas for a setting, and take more time on the stone, or vice versa.<br />
<br />
However, not all settings accommodate all shapes so it's important to prioritize one or the other if you are set on a particular shape or setting.<br />
<br />
Typical engagement ring styles include the solitaire, a simple band that showcases any diamond shape; halo, in which a central stone is surrounded by smaller diamonds; classic, which features a row of accent diamonds along the ring band; and vintage, which replicates design styles from different time periods. <br />
<br />
Contemplate your center stone.<br />
<br />
When it comes to your center stone, there are a few different options to choose from. Although diamonds are the most popular, birthstones, moissanite, and cubic zirconia are also great budget-friendly options.<br />
<br />
In regards to diamonds, there are two types to choose from: mined diamonds and lab-created diamonds.<br />
<br />
While mined diamonds are extracted from the earth, lab-grown stones are guaranteed to be ethically sourced and, as mentioned above, up to 40 percent less expensive.<br />
<br />
Both types are identical in terms of chemistry and physical appearance. However, interest in lab-created diamonds has surged in recent years as more couples are concerned with sustainability, as well as beauty and romance.<br />
<br />
Ref: Dating - in Blogs
Read more
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Rebecca Ebert Rebecca_Ebert
Category: Photography - in Blogs
<br />
<br />
<span style='display:none' class='DO NOT REMOVE - THIS CATEGORY CODE WILL BE HIDDEN - IT IS NEEDED TO BE FOUND BY CATEGORY AND ONE-CLICK SEARCH'>Category: Photography - in Blogs</span>
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Ramiro Williamson Ramiro_Williamson
Category: Photography - in Blogs
<br />
<br />
<span style='display:none' class='DO NOT REMOVE - THIS CATEGORY CODE WILL BE HIDDEN - IT IS NEEDED TO BE FOUND BY CATEGORY AND ONE-CLICK SEARCH'>Category: Photography - in Blogs</span>
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