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Meeting Invitation
Meeting Invitation


    Rebecca Ebert Rebecca_Ebert


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    Ramiro Williamson Ramiro_Williamson


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    Samuel Chi-divine ic_sammie
    Bent in Heaven's Twist

    I wear a smile, a fragile disguise
    A mask that hides, the tears I've cried
    The heavens twist, in a cruel design
    A fate that's sealed, yet I'm left to redefine

    In heavenly design, I'm lost in pain
    A twist of fate, that drives me insane
    The stars align, yet I'm still unsure
    A celestial guide, that's hard to endure

    I'm bent and broken, in a world so grand
    A fragile soul, in a body so unplanned
    The heavens whisper, "You're strong and free"
    But I'm trapped in doubts, that haunt me relentlessly

    I search for answers, in the darkest night
    A glimmer of hope, that shines with all its might
    But the twist of fate, it plays a cruel game
    Leaving me shattered, with a heart that's tamed

    In twisted threads, I'm woven with flaws
    A fragile fabric, with scars that never fade
    The heavens bend, in a mysterious spin
    A divine irony, that I'm forced to give in

    I'm a paradox, of strength and weakness combined
    A human heart, that's constantly redefined
    The twist of heaven's hand, a mysterious fate
    A life that's unpredictable, with moments that create

    I yearn for solace, in the chaos and strife
    A peaceful haven, where I can be alive
    But the heavens twist, in a celestial rhyme
    A melody of pain, that echoes through my prime

    In this twisted world, I'm searching for a light
    A guiding star, that shines through the darkest night
    A beacon of hope, that leads me to the shore
    Where I can find peace, and be forever more.

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    Millie Zemlak Millie_Zemlak
    (NewsUSA) - Are all those stories about crippling student debt having an effect on college campuses? Just ask post-Millennials now trying - albeit not always successfully - to avoid being saddled with the same heavy burden of debt as their predecessors.

    According to Fidelity Investments' new "College Savings: Lessons Learned Study," not only did 83 percent of current college students surveyed consider what their total costs would be before matriculating - just 69 percent of recent graduates had such foresight - but 39 percent of them said the potential price tag was such "a huge factor" that they purposely limited their choice of schools to the most affordable. Only 32 percent of recent graduates, alas, had shown similar restraint.

    "It seems today's college students are perhaps more aware of the financial situation they entered into than those who graduated before them," said Melissa Ridolfi, Fidelity's vice president of retirement and college leadership. "That's a positive development."

    All told, student debt in the U.S. now totals more than $1.5 trillion - second only to mortgage debt, Forbes reported. And the 69 percent or so of the Class of 2018 who took out student loans graduated with an average debt balance of $29,800.

    So you can understand why recent graduates would be so stressed out over whether they'd ever be able to pay off their loans that they're now having second thoughts about their decisions:

    * 40 percent said that while they don't regret going to college, they would've made different choices in hindsight.

    * Only 14 percent felt the value of their education was worth more than the money they'd spent.

    Oh, and future college students should listen up for this sage advice from the more than 4,000 respondents surveyed - all recent graduates, current undergraduates, and parents of either or both - on what would've done wonders to ease their own stress levels.

    "When asked 'If you knew then what you know now when it comes to school selection, what would you do differently?' the number one answer for all respondents was 'I would've started saving earlier,'" Ridolfi said.

    Which logically brings us to another key finding of the study: Only 17 percent of current students and recent graduates had taken advantage, prior to college, of what's arguably one of the best ways to fund higher education: 529 savings plans.

    Unlike regular bank savings accounts, they provide a tax-advantaged way to save money to cover tuition, books and other education-related expenses at most accredited two- and four-year colleges, universities and vocational-technical schools.

    The key phrase being "tax-advantaged." Meaning, earnings grow federal income tax-deferred and withdrawals for qualified expenses are free from federal (and, in many places, state) income taxes - thus affording the opportunity to have even more saved for college.

    Significantly, Ridolfi said families using a 529 plan managed by Fidelity have been starting to sock money away earlier than ever before, with contributions beginning on average when the child is about age six and a half. Thirty-six percent of Fidelity 529s are even opened for beneficiaries under - yes - age 2.

    You say a child hasn't even uttered his or her first complete sentence before they're two? Probably not. But just so you're not bushwhacked when they suddenly hit their late teens, free online resources like Fidelity's College Savings Learning Center and College Savings Quick Check - a calculator that even shows you the impact of saving a few dollars more a month - can help prepare you for what lies ahead.

    Ref: Education - in Blogs
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    Amy Christie amy_christie


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    Millie Zemlak Millie_Zemlak
    (NewsUSA) - Almost everything today is digitally connected …whether at home or on the go. Connected technology saves you time with everything from smart phones to smart homes!

    Tech Lifestyle Expert Carley Knobloch has partnered with KillerApps.com and four brands for a look at some great smart tech for 2019 that will help simplify your life.

    First up … a laptop is a must! Made for today's mobile multi-taskers, the thin and light Yoga C630 combines the power and productivity of a Windows 10 laptop with the always-on, always-connected mobility of a smartphone thanks to integrated 4G LTE and Wi-Fi support. Powered by Qualcomm's Snapdragon 850 Mobile Compute Platform, the Yoga C630 gets up to 22 hours of local video playback and features a natural pen-on-paper experience on its vibrant 13.3-inch FHD IPS touchscreen display with optional Lenovo Pen and Windows Ink.

    Next, to stay connected at home, Orbi Voice is a smart speaker integrated with Amazon voice assistant, Alexa and uses the Qualcomm Wifi Mesh platform to create expansive whole home Wi-Fi coverage (up to 4500 square feet) to create an entire ecosystem of mesh Wi-Fi products. It also features premium audio technology, creating incredible room-filling sound from the audio experts at Harman Kardon. Alexa makes it easy to play music from the most popular streaming services, control other IoT devices, check traffic, weather, and so much more - without needing a separate device. It's truly an innovative leap, and the start of a trend expected to accelerate in the 5G era.

    Smart products can also help keep families safe. Fire is getting faster, but you can get ahead by installing Kidde Wire-Free Interconnect Smoke Alarms in your home. Kidde's new interconnect alarm solution offers exceptional safety benefits without the hassle of hardwiring or a Wi-Fi connection. The interconnect technology helps alert you to a fire no matter where you are in your home. When one alarm senses a hazard, all interconnected alarms sound throughout the home. The alarm also comes with a sealed 10-year battery, which you don't have to worry about changing alarms batteries. Simply replace the entire alarm after 10 years.

    Home security solutions are getting smarter and more convenient too. Schlage Encode is the newest connected device to enhance the brand's portfolio of innovative smart locks. The deadbolt is easy to install, with a quick connection to in-home WiFi, making it even more convenient for homeowners to have secure, remote access control. The built-in Wi-Fi technology eliminates the need for an additional hub and allows users to set-up and manage the lock via the Schlage Home or Key by Amazon apps. This means users can lock and unlock their deadbolt, monitor the lock's status, and send virtual keys to trusted friends and family, all from the convenience of their smartphone. Homeowners can create up to 100 unique guest access codes for temporary, recurring or permanent access. This information, along with the lock's activity, can be tracked and monitored within the app, giving homeowners greater peace of mind. Through the Schlage Home app, users can also pair their deadbolt with Google Assistant and Amazon Alexa. When managing the lock via the Key app, users can enjoy compatibility with other platforms such as Amazon Cloud Cam, Ring video doorbell and cameras, and Alexa.

    For more information, visit KillerApps.com.

    Ref: Futurology - in Blogs
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    Joshua Michael joshua
    Struggling to keep up with endless customer questions? You’re not alone. Businesses are realizing that AI-powered chatbots are no longer just “nice-to-have” tools they’re essential for delivering fast, 24/7 customer support.

    But here’s the real challenge: with so many chatbot platforms out there, how do you know which one fits your business?

    In this guide, I’ll walk you through the 5 best AI chatbot builders in 2025. These tools are not only user-friendly but also designed to help businesses of all sizes automate conversations, save time, and increase customer satisfaction.





    What Makes a Great AI Chatbot Builder?
    Before diving into the list, let’s set some standards. A solid chatbot builder should offer:

    Ease of use – No-code or low-code platforms are best for beginners.
    AI capabilities – Natural Language Processing (NLP) for smarter conversations.
    Integrations – Works seamlessly with CRMs, websites, or apps.
    Scalability – Can grow with your business.
    Analytics – Helps you measure performance and customer interactions.

    If a chatbot builder ticks most of these boxes, it’s worth considering.

    1. ManyChat – Best for Marketing Automation
    manyChat is a go-to chatbot builder if you’re running an online store or want to automate conversations on social media platforms like Facebook Messenger and Instagram.

    Key Features:

    Visual drag-and-drop builder
    Automated workflows for lead generation
    Supports SMS, WhatsApp, and email campaigns
    Integrates with Shopify and HubSpot

    Best For: E-commerce stores and social media marketers who want to convert followers into paying customers.

    2. Intercom – Best for Customer Support
    Intercom is one of the most popular customer communication platforms, and its AI chatbot functionality is top-notch. According to TechCrunch, Intercom has been a pioneer in scaling customer support with conversational AI.

    Key Features:

    AI-powered resolution bot
    Proactive customer engagement
    Powerful integrations with Slack, Salesforce, and Zapier
    Real-time analytics

    Best For: SaaS companies and customer support teams needing advanced automation.

    3. Tidio – Best for Small Businesses
    If you’re just getting started and want something simple yet effective, Tidio is a fantastic option. It combines live chat with AI automation in one platform.

    Key Features:

    Easy to install on WordPress, Shopify, and Wix
    AI bot trained to answer FAQs
    Mobile app for on-the-go support
    Affordable plans

    Best For: Small businesses that want a budget-friendly AI chatbot solution.

    4. Drift – Best for B2B Sales Conversations
    Drift positions itself as a conversational marketing platform, and for good reason. It focuses on creating real-time, personalized chat experiences that drive sales.

    Key Features:

    AI bots qualify leads automatically
    Custom playbooks for B2B sales
    Integration with major CRMs like Salesforce and Marketo
    Personalized chat based on visitor data

    Best For: B2B businesses that rely heavily on lead generation and relationship building.

    5. HubSpot Chatbot Builder – Best All-in-One CRM Integration
    HubSpot offers a free chatbot builder inside its all-in-one CRM. This makes it incredibly useful for businesses already using HubSpot for marketing and sales.

    Key Features:

    No-code chatbot builder
    Automated lead qualification
    Seamless integration with HubSpot CRM
    Free plan with premium upgrades

    Best For: Businesses already in the HubSpot ecosystem who want a cost-effective chatbot solution.

    Final Thoughts
    The right AI chatbot builder depends on your business goals:

    Use ManyChat if you’re focused on social media and e-commerce.
    Choose Intercom for powerful customer support automation.
    Try Tidio if you’re a small business on a budget.
    Go with Drift for B2B lead generation.
    Pick HubSpot for all-in-one CRM integration.

    At the end of the day, the “best” chatbot is the one that fits your audience, budget, and growth strategy. Start small, experiment, and optimize as you go.

    Have you tried any of these chatbot builders before? Share your experience I’d love to hear which one worked best for you!



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    Millie Zemlak Millie_Zemlak
    (NewsUSA) - Every holiday season has its hot tech item -; from smartwatches to game consoles and now to folding drones.

    Drones can give you the bird's-eye view that makes any video look engaging and exciting, mostly because that perspective hasn't been possible until drones came about. One of the biggest problems people have had with drones is that they are typically so difficult to carry around and take on adventures.

    Cue the folding drone, first launched by GDU in 2015 and recently copied by DJI and GoPro. This design lets anyone take a drone along in a backpack or small bag -- portability solved!

    But does a folding drone answer all the problems with drones today? Not quite. If you only plan to use a drone for a quick video or two, the DJI Mavic might be a decent choice for the holidays. But if you plan on using the drone for different photography and videography projects, or if you simply enjoy flying a drone, you'll want to look for something that has a lot more power and the ability to change out gimbals and cameras.

    Enter the GDU Premium Byrd -- the first and only drone that has a folding design, a high-end 4K camera, the ability to swap out cameras and even carry DSLRs and mirrorless cameras for a true "future proofing" ability. They call this the Universal Flying Platform. And with GoPro recalling their Karma, the Byrd is the only folding drone that also works with a GoPro.

    "All consumer-level drones are developed for only one camera, but not the Byrd. GDU will continue to create new gimbal packages to keep the Byrd "future proofed." They simply don't want people to have to buy a new drone to use a new camera you might buy: that's the philosophy behind the 'flying platform' approach," states Nicolia Wiles, GDU Director of Digital. "You shouldn't have to keep buying $1K drones you don't need just to use a different camera. When you buy a GDU Byrd, you only invest in a drone once, and can save your money for buying cameras you want to try. No other consumer drone manufacturer offers this."

    The Premium Byrd provides for 29 minutes of flight time, with a guaranteed 1000-meter video downlink system included in the shipped model (no additional downlink technology needed) and also offers a more advanced OFDM system, compared to WiFi transmission in the Standard model. The Price of the Premium Byrd model is $999.00. Dealer information can be found here: https://www.amazon.com/dp/B01N2GCOSP.

    Ref: Crazy - in Blogs
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    Ramiro Williamson Ramiro_Williamson


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