@
Meeting Invitation
Meeting Invitation


    Millie Zemlak Millie_Zemlak
    (NewsUSA) - How much will I need for my kid's college education? And how the heck will I pay for it?

    With the cost of a four-year degree rising nearly eight times faster than wages since the 1980s, those two questions are enough to give today's parents a serious case of night sweats. You can argue about the reasons for the disconnect -Administrative costs? Fancy amenities? - but you know there's a problem when a writer at Education Week is incensed.

    "Madness," she decried.

    Which is all the more reason to mark May 29 down on your calendar.

    Otherwise known as National 529 College Savings Plan Day -Get it? 5/29? - it's the perfect time to consider setting up one those tax-advantaged 529 plans, as they're called, to help sock money away to cover tuition, books and other education-related expenses at most accredited two - and four-year colleges, universities and vocational-technical schools.

    "It's a way of keeping your son or daughter from being saddled with too much debt when it's time to jump start their careers," explained Melissa Ridolfi, vice president of retirement and college products at Fidelity Investments. "Plus, any investment earnings compound on a tax-deferred basis, and qualified withdrawals are entirely free from federal and state income taxes."

    And now to the big question: How much?

    Two factors are mainly at play:

    * Public vs. private schools. The cost difference can be about as mind-boggling as "Avengers: Endgame's" record $357.1 million opening weekend domestic haul: an average of $21,370 a year at the former, according to the College Board's latest figures, as opposed to $48,510 at the latter.

    * The percentage of the bill you plan to foot. If you were counting on scholarships and other grants to pick up all or most of the tab, you should probably rethink that unless your kid is either a bona fide child prodigy or football star. Sallie Mae's "How America Pays for College" 2018 report found that both categories combined paid for just 28 percent of college costs.

    One guess where 47 percent of the costs came from. That's right, "family income and savings," with another 24 percent covered by borrowing.

    In other words, as Ridolfi said, "any way you look at it, the family is on the hook to pay the lion's share of college expenses." Which probably helps explain why a recent Fidelity study found that parents are increasingly starting to save before their child even reaches the age of two.

    To see where you stand, try using what Fidelity calls "the college savings 2K rule of thumb." Simply multiply your child's current age by $2,000 to figure whether your savings to date are generally on track to handle approximately 50 percent of the College Board's $21,370-a-year average cost of attending a four-year public college.

    Or, especially if you want a more customized estimate - one that lets you play around with percentages and switch back and forth between public and private schools - the firm's free online college savings calculator takes the angst out of doing the math yourself.

    Fidelity provides 12 savings ideas to help reach your own goal, and offers a choice of two different investment strategies in the 529 savings plans it manages - including an age-based portfolio of funds that automatically becomes more conservative as the beneficiary nears college age.

    Hopefully, armed with all that info, you'll be sleeping better at night.

    Ref: Family - in Blogs
    53 0

    Aric Feeney Aric_Feeney


    80 0

    Millie Zemlak Millie_Zemlak
    (NewsUSA) - Most Americans don't have $400 saved to cover for an unexpected emergency, but a recent poll from Chase found that consumers may be ready to change that this year. 80 percent plan to save more and 51 percent say emergency savings is their goal.

    Savings is key to financial health and Chase Financial Education Ambassador Farnoosh Torabi has tips and advice on how to get started and make savings a habit. (watch video)

    According to Torabi, increasing savings is key to stability and gives people the ability to quickly recover when there are ups and downs.

    Chase is focused on helping encourage the habit of savings and support people by providing information and resources that can help customers on their savings journey.

    Take a first step by understanding your expenses and building a budget. Budget Builder is a great tool from Chase to help you monitor your monthly spending and saving.

    Once you have this baseline, the key to reaching your goals is to just start saving, even if you're starting small. "My advice is to automate," says Torabi. "There is a great feature through the Chase App called Autosave which allows you to decide on your own how much you want to save and how frequently you want to save, so you can feel in control of this. The good news is the technology does the savings for you." With this feature, you can save as little as $1 a day.

    While consistency is key, savings is about what works for you. In a month when you have extra cash, you can always accelerate your savings, but in a tighter month, it's all right to take a pause or draw from your savings to cover an unexpected expense.

    Check out chase.com/autosave for more information and tips on how to make savings work for you.

    Ref: Crowdfunding - in Blogs
    49 0

    Millie Zemlak Millie_Zemlak
    (NewsUSA) - In periods of change, we often find comfort in simple pleasures. A great burger is one of them.

    Yet, some of those simple pleasures have been compromised by the dramatic changes caused by COVID-19, including the disruption of the animal meat industry. Meat plants are closing, causing meat to be harder to find and its prices to rise. Some grocers are limiting the amount of meat shoppers can buy to curb pantry loading.

    I know these issues will be resolved as the pandemic subsides. The animal meat industry will recover, and supply chains will be restored. But right now, you may be asking: What do I do without meat?

    Now is the time to try plant-based protein. Made from simple ingredients you know, Lightlife plant-based meat is as nutritious as it is delicious. And you can find the products in your grocer's meat case.

    To be clear, I'm not against the animal meat industry. I believe we're all trying to solve the same complex challenge: how to feed Americans during this pandemic. But I do believe no diet should be entirely dependent on animal meat. That's why Lightlife is committed to delivering plant-based protein throughout the country to ensure as many people as possible have access to the food they need.

    At Lightlife, we're not asking you to give up animal meat. If you want to eat meat, eat meat. But we believe you should also eat plants: whole plants and plant-based protein. That's why we strive to bring more high-protein options to your table. Fortunately, the trend toward eating more plant-based protein began well before COVID-19, driven by a desire for more balance and variety in our diets, as evidenced by the fact that 44 percent of Americans now describe themselves as flexitarian.

    In fact, Lightlife sales were up significantly in the first quarter of 2020. And longer term, the plant-based meat category is expected to grow exponentially, with the Good Food Institute predicting a threefold increase in the number of American households regularly purchasing plant-based protein1.

    The reality is it takes a little more work these days to make a good burger, even the ones we make with simple ingredients. I want you to know that we're committed to your dinner table. And your lunch table. And if you want a burger for breakfast, your breakfast table, too.

    I am so proud of our production teams working around the clock to ensure our products are available at your local grocer. To ensure their health and safety, we have taken additional steps including social distancing wherever possible, daily temperature checks and health screenings, face coverings, increased sanitation efforts, and staggered breaks and start times to reduce the potential for congestion. This is in addition to the sanitation procedures our team is already accustomed to, and the variety of Personal Protective Equipment (PPE) we routinely wear.

    This is all part of our dedication to getting high-quality, plant-based protein to your tables. Because whether your burger is made from ground beef or plant-based ingredients, a good burger is something we can all agree on. And I believe that together, we will celebrate that simple pleasure once again.

    Ref: Diet - in Blogs
    45 0

    Twister Twister
    Welcome to Twister, the only agency you'll need to travel around the world. From flight reservations to tour guide, and from Alaska to Jamaica, we have it all, and at a very special price. Please visit us to learn more.

    What we need

    We're looking for influencers to help us attract new customers worldwide. We need you to post invitations on social media to invite followers to visit our website via a 15 second video. We'll send you $500.00, or 50,000 gift-points once the post is done. If you're interested, simply say you're Interested in a comment below this post.

    CONDITIONS

    Audience
    Worldwide

    Language
    Any

    Channels
    Lifestyle, Fashion, Beauty, Travel

    Minimum Followers
    1000

    Age Group
    18-65

    Genders
    Any

    Post Type
    15 Second Video

    Pay Per Post Amount in Money
    $500.00

    Pay Per Post in Points. 100 points = $1.00
    50,000

    Commission Per Sale
    $0

    Item Shipped For Review
    None

    Must Create a New Creative From Scratch
    Yes

    Must Use The Images And Video Supplied
    No

    Must Follow Some Specific Guidelines
    No

    Must Avoid Saying or Showing Specific Things
    No

    Content Must Be Approved Before Posting
    No

    Delivery Delay in Days
    5 Business day

    Delivery Exact Date
    None

    Our Website URL
    Twister


    115 7

    Vanessa Leannon Vanessa_Leannon


    80 0

    GlacierPeak GlacierPeak
    Welcome to GlacierPeak. We're a one-stop shop for everything snowboarding. We love winter just like you, but especially those heavy snow storms. When we see them, we become extremely happy instantly!

    What we need

    We're looking for influencers for the launch of our new product line. We need you to post invitations to invite followers to visit our website via a 15 second video or a permanent story, to see our new product line. We'll send you $500.00, or 50,000 gift-points once the post is done. If you're interested, simply say you're Interested in a comment below this post.

    CONDITIONS

    Audience
    United-States, UK, Australia

    Language
    English

    Channels
    Lifestyle, Fashion, Beauty, Travel

    Minimum Followers
    1000

    Age Group
    18-65

    Genders
    Any

    Post Type
    15 Second Video or Story With Images

    Pay Per Post Amount in Money
    $500.00

    Pay Per Post in Points. 100 Points = $1.00
    50,000

    Commission Per Sale
    $0

    Item Shipped For Review
    None

    Must Create a New Creative From Scratch
    Yes

    Must Use The Images And Video Supplied
    No

    Must Follow Some Specific Guidelines
    No

    Must Avoid Saying or Showing Specific Things
    No

    Content Must Be Approved Before Posting
    No

    Delivery Delay in Days
    5 Business day

    Delivery Exact Date
    None

    Our Website URL
    GlacierPeak


    100 6

    Rachel Baughman crbaughman09


    6 0
Load More