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    Alkuansinta alkocoko
    Indonesia is home to hundreds of volcanic craters, but few can match the extraordinary beauty and unique phenomena of Ijen Crater. Located in East Java, this remarkable geological wonder stands out as one of the largest and most captivating volcanic craters in the archipelago, drawing visitors from around the world with its stunning natural spectacle.


    A Breathtaking Natural Panorama

    Ijen Crater offers visitors an unforgettable visual experience with its mesmerizing turquoise-colored acidic lake. From the rim of the crater, travelers can witness the striking contrast between the brilliant blue waters and the surrounding volcanic landscape. The panoramic views from the crater's edge provide countless opportunities for photography, making it a favorite destination for nature photographers and adventure enthusiasts alike.


    The Famous Tree Viewpoint

    One of the most iconic spots at Ijen Crater is the famous tree viewpoint located at the mountain's summit. This particular vantage point has gained significant popularity on social media platforms, where visitors capture stunning photographs with the solitary tree framing the crater's magnificent backdrop. The silhouette of this tree against the volcanic scenery has become a signature image representing the beauty of Ijen Crater.


    The Rare Blue Fire Phenomenon

    What truly sets Ijen Crater apart from other volcanic destinations worldwide is its extraordinary blue fire phenomenon. This rare natural occurrence can only be witnessed in two locations globally, making Ijen Crater an exceptionally unique destination. The blue flames are created by the combustion of sulfuric gases that emerge from the crater at extremely high temperatures.
    This spectacular phenomenon is exclusively visible during nighttime hours, as the blue flames are too faint to be seen during daylight. Visitors who wish to witness this natural wonder must embark on a challenging pre-dawn hike to reach the crater rim before sunrise. The ethereal blue glow dancing across the crater floor creates an otherworldly atmosphere that leaves observers in awe.


    A Must-Visit Destination

    Ijen Crater represents one of Indonesia's most remarkable natural treasures, combining stunning visual beauty with rare geological phenomena. Whether you're drawn by the spectacular crater views, the famous tree photography spot, or the once-in-a-lifetime blue fire experience, Ijen Crater offers an adventure that will create lasting memories.


    For those seeking an extraordinary natural spectacle that showcases the raw power and beauty of Indonesia's volcanic landscape, Ijen Crater stands as an unmissable destination that perfectly embodies the country's diverse and magnificent natural heritage.
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    Millie Millie_Zemlak
    (NewsUSA) - Owning a home is a huge investment, and once they've owned long enough to build up equity, many homeowners opt to leverage the equity for other uses. But if you're on the fence about taking on another monthly loan payment, an option that may be right for you is co-investing.

    With a home equity loan, you borrow against the equity in your home and receive a lump sum of money that you have to pay back each month over a specified term - commonly 15 years. The interest rate is usually fixed, but is typically higher than your primary mortgage.

    Co-investing offers an alternative to traditional home equity loans. In a nutshell, the co-investing company pays the homeowner an upfront amount, with no repayments for a set number of years, or until the home is sold, whichever comes first. There may also be an option to buy the company out, after a minimum restriction period passes. This option can be ideal for a homeowner who wants access to cash without the added financial burden of monthly loan payments, who has lived in a home long enough to build up some equity, and plans to stay at least another five years.

    Unison, a San-Francisco-based real estate company, is a leader in the growing field of co-investment. Unison offers homeowners a cash payment of up to 17.5 percent of their home's current market value. When the house is sold or 30 years pass, the owner pays Unison an amount equal to the initial co-investment, plus (or minus) a percentage of the home's appreciated (or depreciated) value.

    Here's an example: A homeowner whose home is currently worth $500,000 and who needed $25,000 in cash (5 percent of the home's value) would repay an amount equal to $25,000 plus 25 percent* of the amount the house appreciates in value during the time of the co-investment. With a larger co-investment, the company receives a larger share of the appreciation in value.

    Homeowners can use their cash for anything, but Unison recommends something of long-term value, such as kids' college tuition, medical expenses, home remodeling, or investing in diverse stocks and bonds.

    Other benefits of co-investing: Keeping gains from remodeling work and keeping the equity built from prompt mortgage payments.

    Being a good candidate for homeowner co-investing is not so different from being a good homeowner generally. Unison requires that homeowners keep the home as their primary residence; stay current on payments for mortgages, property tax, and homeowners' insurance; keep the home well-maintained to retain and increase value; and keep Unison informed of issues, such as remodeling plans or emergencies, such as natural disasters, bankruptcy, or plans to sell the home.

    To find out how Unison can help you get the most out of homeownership, visit unison.com.

    *This is a possible percentage for illustrative purposes. The actual percentage varies based on the specific HomeOwner transaction.

    Ref: Housework - in Blogs
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    Ramiro Ramiro_Williamson


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    Alkuansinta alkocoko
    Bali is renowned not only for its stunning beaches but also for its breathtaking mountain landscapes that captivate visitors from around the world. Among these natural treasures lies Lake Wanagiri, a hidden gem that offers spectacular panoramic views in the highlands of North Bali. This enchanting lake is located in Wanagiri Village, Sukasada District, Buleleng Regency, Bali Province.

    Breathtaking Natural Beauty Throughout the Day

    Lake Wanagiri possesses extraordinary charm with its panoramic beauty that can be enjoyed at any time of day. In the early morning, visitors are greeted by thin mist that blankets the lake's surface, creating a mystical and peaceful atmosphere. During midday, sunlight reflects golden sparkles on the crystal-clear water surface, while the evening presents romantic sunsets with stunning sky color gradations. Even at night, this lake remains captivating with its clear starry sky, providing an unforgettable experience for every visitor.
    The popularity of Lake Wanagiri as a premier tourist destination in Bali continues to grow thanks to its Instagram-worthy natural panoramic beauty. This lake has become one of the famous tourist attractions that not only draws domestic tourists but has also gained international recognition.

    Cool Highland Climate

    The uniqueness of Lake Wanagiri lies in its highland location, providing a cool and refreshing atmosphere that differs from typical beach destinations. The air temperature around this lake remains relatively cool throughout the day, with morning temperatures that can reach 15-18 degrees Celsius, offering natural coolness that is perfect for escaping the hustle and bustle of city life.

    Lake Formation History

    Lake Wanagiri was formed within a large caldera as a result of past volcanic activity. This geological process created a natural basin that was later filled with rainwater and natural springs, forming this beautiful lake. The position of Lake Wanagiri, which is aligned with other lakes in the Bedugul area such as Lake Buyan and Lake Tamblingan, makes this region a fascinating lake complex to explore.

    Wanagiri Village: The Best Spot to Enjoy Lake Beauty

    On the slopes of Lake Wanagiri lies Wanagiri Village, located in Sukasada District, Buleleng Regency. This village offers a strategic location with the most aesthetic views for enjoying the lake's beauty. From this village, visitors can witness spectacular lake panoramas from height, creating amazing photo opportunities.
    Wanagiri Village not only offers beautiful lake views but also features various traditional warungs (local eateries) scattered along the slope edges. At these places, tourists can sit and relax while enjoying traditional Balinese tubruk coffee and local snacks with the stunning lake view as their backdrop.

    Supporting Tourist Attractions Around Lake Wanagiri

    The Wanagiri Village area holds various hidden gems that enrich the tourism experience. In this village, there are several enchanting waterfalls, including Banyu Wana Amertha Waterfall hidden within the protected forest, Banyumala Waterfall often called the twin waterfall with three different sections, and various other waterfalls that offer authentic natural experiences.
    Banyumala Waterfall, which stands approximately 20 meters high, has become one of the main attractions with its unique structure that appears to be divided into three sections. This waterfall was first opened to tourists in 2015 and has now become a popular tourist destination frequently visited by international travelers.

    International Recognition

    Lake Wanagiri has gained recognition as an international-class tourist destination. Its spectacular natural beauty and Instagram-worthy photo spots have attracted the attention of international tourists from various countries. Many international travel bloggers and influencers have captured their precious moments at this lake, further increasing its popularity on global social media.
    The combination of authentic natural beauty, cool mountain atmosphere, and adequate facilities makes Lake Wanagiri a perfect destination for spending quality time. Visitors can enjoy the tranquility of nature while witnessing the lake's amazing panorama from various viewpoints.

    Accessibility and Transportation

    Access to Lake Wanagiri is quite easy to reach from various cities in Bali. From Singaraja, the journey to this lake takes approximately 1 hour, while from Denpasar it requires about 2.5-3 hours of travel time depending on traffic conditions. The road infrastructure leading to the lake area is already in good condition, allowing various types of vehicles to access this amazing tourist destination.
    The route to Lake Wanagiri can be reached via Jalan Raya Wanagiri, which is well-paved. Throughout the journey, tourists will be treated to views of green plantation expanses and hills that soothe the eyes, making the journey to the lake part of an enjoyable tourism experience.

    Conclusion

    Lake Wanagiri represents an extraordinarily beautiful and comfortable tourist destination for spending vacation time. The combination of spectacular natural beauty, cool mountain weather, good accessibility, and various supporting tourist attractions makes this place a perfect choice for travelers seeking a different experience in Bali. For anyone visiting Bali, Lake Wanagiri is a must-visit destination to experience the natural wonders of the Island of the Gods from a different perspective.
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    Millie Millie_Zemlak
    (NewsUSA) - Fans of wholesome television have a double treat in store, as the UPtv network launches its new series, "Design Twins," on Valentine's Day.

    The reality series makes its debut at 8 pm Eastern time (ET) on February 14, and features twin sisters, Heidi and Heather, who team up to start an interior design business aimed at providing families with creative, beautiful and functional spaces. To get the new venture off the ground, the twins move their families in together to save money and increase efficiency.

    Viewers can empathize with their challenges as the twins, together with their husbands and a total of seven children under the age of 6, work to nurture both their families and their growing business, aptly named "Joyful Living."

    The Atlanta, Georgia-based UPtv makes it a full night of love for Valentine's Day this season by also airing the much-anticipated wedding of Josie Bates and Kelton Balka at 9 pm ET on the popular series, "Bringing Up Bates," following the premiere of "Design Twins."

    The wedding features a picturesque outdoor country setting and plenty of family participation in the festivities.

    "At UPtv, we celebrate family and life's biggest moments," says Amy Winter, general manager and evp. "We are excited to add 'Design Twins' to our Thursday night lineup as we continue to bring viewers uplifting and inspiring stories."

    Valentine's Day is a time to celebrate love and romance, but the network keeps heartwarming stories upfront year-round with new episodes of UPtv's hit series on Thursday nights, movie premieres on the weekend and fan-favorite acquired series throughout the week.

    UPtv continues the themes of love and family in 2019 with UP Faith & Family. The streaming service offers a variety of commercial-free, faith- and family-friendly entertainment anytime, anywhere. UP Faith & Family offers endless hours of movies, drama series and kids' programming. It's also the exclusive home for past seasons of UPtv originals.

    In February, UP Faith & Family will be adding the wedding-themed reality series, "Our Wedding Story," and "Crazy Beautiful Weddings," as well as other romance-themed programs, including the movies, "Bridal Bootcamp" and "Love's Last Resort." New titles are added monthly.

    Prospective viewers can enjoy a 14-day free trial of the service by downloading the UP Faith & Family app or visiting Upfaithandfamily.com.

    For more information about UPtv, go to UPtv.com or check for updates on Facebook at facebook.com/Uptv, Twitter on @Uptv and Instagram at UP_TV.

    Ref: Humor - in Blogs
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    Millie Millie_Zemlak
    (NewsUSA) - Retirees seeking comfortable climates, relaxed lifestyles, and affordable, quality medical care might find a hidden gem in Costa Rica.

    In fact, International Living magazine named Costa Rica number three, ahead of Spain, France, and Mexico, on its 2020 list of top places to retire. Other appealing features include the low cost of living and ease of buying real estate.

    One of the reasons for capturing the top spot is that Costa Rica offers a diverse history and culture that make it an enriching location for travel, as well as retirement. Many retirees from the United States who are interested in living abroad have discovered the elements that make Costa Rica unique and special.

    Anyone contemplating retirement either sooner or farther down the road can become familiar with Costa Rica through a fully escorted tour. Many time-share organizations will target tourists and can be scams, so it is important to make informed decisions about how to travel and explore. Companies such as Caravan Tours provide immersive experiences that include meals, transportation, and excursions across more than 750 miles of the country.

    The Caravan Costa Rica Natural Paradise tour offers nine days of carefully chosen hotels, delicious meals, and entertaining excursions for an all-inclusive price. The relaxed, yet engaging, itinerary is designed to balance single- night and two-night stays for an unhurried pace, and each day includes scenic and rest stops. Comprehensive sightseeing with local guides provides an ideal opportunity for retirees and future retirees to become familiar with the country.

    The Natural Paradise tour kicks off in San Jose, where Caravan tours provides easy transportation from the airport to the hotel. Day trips from San Jose include visits to a coffee plantation and an artists' village in the Central Mountain Range.

    Other highlights of the tour include the Cano Negro Cruise, which passes through a wildlife refuge that is home to a variety of animals, including whistling ducks, howler monkeys, and water-walking lizards, followed by an evening soak in volcanic hot springs. In addition, travelers have opportunities to hike the suspension bridges of Guanacaste with a naturalist guide, and visit to the Manuel Antonio National Park with its spectacular rain forest and beach cove, as well as enjoy the amenities of a world class beach resort.

    Caravan Tours is a member of ASTA (American Society of Travel Agents), NTA (National Tour Association), CLIA (Cruise Lines International Association), and an allied member of ACTA (Alliance of Canadian Travel Agencies).

    For more information about fully escorted tours to Costa Rica, visit caravan.com.

    Ref: History - in Blogs
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    Millie Millie_Zemlak
    (NewsUSA) - Although it happened nearly 30 years ago, the story of Lorena Bobbitt and the domestic violence she endured still resonates today in the MeToo era. Lifetime kicks off Memorial Day with the Ripped from the Headlines feature premiere of "I Was Lorena Bobbitt" on Monday, May 25, at 8pm ET/PT.

    Lorena Bobbitt (now Lorena Gallo) serves as one of the executive producers on the film, as well as its narrator.

    The story follows her journey from a young and innocent immigrant bride to a victim of domestic violence. In 1993, after years of abuse at the hands of her husband, John Bobbitt, Lorena fought back, cutting off her husband's penis with a knife and becoming an unlikely international media sensation. The film follows her evolution into a strong and thoughtful woman who has devoted her life to advocating for abused women.

    "There are many reasons why I feel it's important to share my story now," Ms. Gallo says in an interview.

    "Lifetime gave me a platform and truly listened to my message about domestic violence, and I was actively involved in telling my story. I believe with the #MeToo movement and increased awareness of domestic violence and sexual assault that my message would be heard."

    The process of making the movie was very emotional, Ms. Gallo says.

    "With me being so young and an immigrant, new to the United States and to endure the type of abuse that I went through, along with the court case and the media frenzy that followed, it is a reminder of what I had to go through to help to become the person that I am today. The work that I do with the Lorena Gallo Foundation and other organizations is based upon my own experiences," she explains.

    "I Was Lorena Bobbitt" stars Dani Montalvo ("Dispatches from Elsewhere") and Luke Humphrey ("Tiny Pretty Things") as Lorena and John. Ms. Gallo spent time discussing her past with Ms. Montalvo to help her prepare for the role. "We learned a lot from one another and I'm grateful for our time together," Ms. Gallo says.

    The take-home message from the movie, according to Ms. Gallo, is "that domestic violence is real and doesn't discriminate. It can happen to anyone and there are definitely signs showing that someone is abused and it should be taken seriously and not overlooked."

    Ms. Gallo's advice to others who are dealing with abuse: "Never give up hope and be resilient."

    She emphasizes, "You are not alone and there are options and resources. Do not keep it to yourself. Contact family and friends and understand the resources available to you now, such as shelters, domestic violence hotlines and social service organizations. First responders and doctors are better trained to understand and deal with domestic violence-related problems." She adds, "Do not deal with the situation with the false hope that it will get better. Silence is not an option!"

    Domestic and sexual violence is on the rise with many stuck at home with their abusers because of Covid/stay-at-home orders, so this movie is more timely than ever to help women with resources. During the film, Lifetime will run a public service announcement for the National Domestic Violence Hotline and the National Coalition Against Domestic Violence featuring the actors and Lorena Bobbitt, as part of Lifetime's public affairs campaign, Stop Violence Against Women.

    Visit mylifetime.com for more information about upcoming programs.

    Follow on social @LifetimeTV and using IwasLorenaBobbitt.

    Ref: Acting - in Blogs
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    Aric Aric_Feeney


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    Samuel ic_sammie
    *I Will Keep Pushing Until I Push Through*

    I'll keep pushing, until I push through. Though the storms are fierce and roughly threatening, I will keep pushing. Though I might be uncertain in the journey and don't know how far I've gone and how much distance is left for me, I'll keep pushing. Though there's no one there to lean on and no support to beckon, I'll keep pushing. Though my strength is becoming weaker, and I cannot find the courage to continue, yet I'll keep pushing. Though the walls seem to be cracking and are about to collapse on me, with so much unseen danger, I'll keep pushing. Though I feel deserted, and find no one to believe in my dreams or help build with me, I'll keep pushing. Though the challenges may overwhelm me, and a whisper to quit surges its way to my heart, I'll keep pushing.


    Though the darkness tries to consume me, and the light seems too far away, I'll keep pushing. Though every step feels like a struggle, and every breath is a battle, I'll keep pushing. Though the weight of my doubts and fears threatens to crush me, I'll keep pushing. Though the path ahead is shrouded in uncertainty, and the future seems unclear, I'll keep pushing. Though I'm tired, worn out, and exhausted, I'll keep pushing. Though the voices of negativity echo in my mind, telling me I'm not good enough, I'll keep pushing.

    For every step forward, I'll take two more. For every obstacle, I'll find a way around it. For every setback, I'll learn and grow stronger. I'll keep pushing, not because I'm fearless, but because I'm brave. Not because I'm perfect, but because I'm persistent. Not because I have all the answers, but because I'm willing to learn.

    I'll keep pushing, until I reach the other side. Until I emerge stronger, wiser, and more resilient. Until I've achieved my dreams, and fulfilled my purpose. I'll keep pushing, until I've pushed through.

    So, I'll take a deep breath, square my shoulders, and keep moving forward. I'll face my fears, and overcome my doubts. I'll push through the pain, and rise above the struggles. I'll keep pushing, until I've reached the pinnacle of success. And when I finally emerge victorious, I'll look back on the journey, and smile. I'll smile at the struggles, and the setbacks. I'll smile at the doubts, and the fears. For I will have pushed through, and come out stronger on the other side.

    I keep pushing, for necessity is laid on me to push until I push through for the millions of lives that are connected to my breakthrough.



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